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[QUOTE=Guest;236182]Y. RAMAKRISHNAN 
[b]PROFESSIONAL EXPERIENCE [/b]:
[b][b]BNP Paribas [/b] [/b]:
[b][b]Total Experience  [/b] [/b]: 30 years
[b][b]Period  [/b] [/b]: Since 10th May, 1980 till 16.12.2010
[b][b]Designation  [/b] [/b]: Asst. Vice President
[b][b]Department  [/b] [/b]: Credit Control & Reporting
[b][b]Job Profile in Credit Control & Reporting  [/b] [/b]:
- Support and monitor the lending activities of the Corporate Banking. 
[b][b]- Conducting pre-activation checks [/b] [/b]: Checking of authorization tickets (approvals) for the clients in relation to rating of the client with respect to the internal guidelines, and other details with respect to Global recovery rate, covenants, checking of repayment schedules etc.
[b][b]- Credit Process Monitoring [/b] [/b]: Ensuring that the credit process is in accordance with our established credit policies and procedures, including monitoring outstanding viz. limits, escalation and reporting of excesses over limits, monitoring of loan covenants / internal conditions, insurance policy renewals, receipt of stock and other statements, tracking whether factory visits are made as per the schedule, tracking annual reviews / supervision reports, and compliance with all other terms and conditions of credit on an on-going basis. 
[b][b]- Documentation [/b] [/b]: Ensuring proper follow-up on, and safekeeping of, loan documents, maintaining a record of all documents obtained with expiry dates, ensuring that documents do not expire and are renewed before expiry dates and follow up action with respect to loading of limits.
[b][b]- Escalation of Irregularities  [/b] [/b]: All deficiencies i.e. overdue loans, excess in limits, Issues regarding Pending documentation , expiry of insurance policies, etc are escalated on a monthly basis to the Business Lines (including the top management where the situation warranted) vide an exception/monthly/weekly report. 
- Make available the credit limits in the system after ensuring that security documentation formalities have been complied with.
- Custodians for security documents. Ensuring proper inflow and outflow of security folders and files.
- Submission of various reports to Finance, Head office and audit on an on-going basis
- Support function of ATLAS II for transmission of CAPRI (Credit And Profitability Interface) Report to Head office.
- Liasoning with RBI and CIBIL and our own internal IT team for the IT related issues.
- Verification of interest settlement conditions for the current accounts. 
[b][b]2) Branch Operations  [/b] [/b]: Hyderabad
[b][b]Total Experience  [/b] [/b]: 1 year
[b][b]Period  [/b] [/b]: Since December,2000 to December 2001
[b][b]Department  [/b] [/b]: Branch Operations
[b][b]Job profile in Branch Operations [/b] [/b]:
- Being posted to oversee the operations of the entire branch.
- Handling of Cash transactions, treasury functions, and other functions like clearing etc.
- Handling of trade finance transactions like opening of LC (both inland and foreign) , remittances (both inward and outward), discounting of bills etc.
- Verification of Test key in respect of telex messages
- Reconciliation issues pertaining to Head office and branch

[b][b]3) Treasury Back office [/b] [/b]:
[b][b]Total Experience  [/b] [/b]: 2 years
[b][b]Period  [/b] [/b]: Since September 1997 – 2000 December
[b][b]Designation  [/b] [/b]: Officer 
[b][b]Department  [/b] [/b]: Treasury Back Office
[b][b]Job profile in Treasury Back Office [/b] [/b]:
- Complete monitoring of settlement of transaction in respect of Forex, Securities and Call money market
- Checking and Preparation of reports pertaining to CRR/SLR 
- Checking of securities transactions and preparation of reports pertaining to RBI
- Settlement of forex transactions pertaining to inter bank deals
- Nostro reconciliations with respect to inter bank deals.
[b][b]4) Branch Operations [/b] [/b]:
[b][b]Total Experience  [/b] [/b]:17 years
[b]Period  [/b]: Since May 1980 – September 1997
[b]Designation  [/b]: Clerk/Special Assistant
[b]Job Profile in Branch Operations [/b]:
- Joined the bank in Export Bills section and handled all types of transactions pertaining to Export Negotiation/Purchase and Collection Bills.
- Then transferred to Cash Department wherein handled all type of transactions including of handling of cash, pay-orders, demand drafts, remittances, clearing etc
- Got opportunity to work in all the departments of the bank and earned handsome rewards for good ideas and hard work . 
- Handled the desk of guarantee portfolio of the branch (like checking of guarantee text, passing the necessary entries, uploading the system, cancellation of guarantees on expiry etc).
- Awarded cash for the best idea in saving the cost of printing and stationery.
- Awarded special increment for the hard work and raising to the occasion.
[b]PROFESSIONAL QUALIFICATION [/b]:
Cleared both parts (both Part I and II) of CAIIB (Certified Associate of Indian Institute of Bankers).
[b]Educational Qualifications [/b]: BSc (Mathematics)
Throughout First class student during the Schooling and College days securing more than 60% .

[b]PERSONAL DATA [/b]: 
[b]Date of Birth  [/b]: 5th June, 1956
[b]Marital Status  [/b]: Married.
[b]Hobbies [/b]: Sports, listening to Carnatic Music. 
[b]References [/b]: Will be provided on request.
[b]Why looking for change [/b]: - To explore new fields where contribution to society is possible.
[b]Present salary  [/b]: 1.4 lacs + travelling expenses.
[b]Salary  [/b]: Negotiable 
[b]Other Interest/preferred job  [/b]: Teaching. 
[b]Current employer  [/b]: Devdhar Joglekar & Srinivasan
 For the past one year. 
 Familiar with excel and finacle[/QUOTE]

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