www.yardiprabhu.com Yardi Prabhu & Associates Mumbai : Retired/ Ex Banker CAIIB

[Admin]

Yardi Prabhu & Associates Mumbai : Retired/ Ex Banker (CAIIB)
yardiprabhu.com

Website: http://www.yardiprabhu.com

Keywords: banker, banking, audit, revenue, portfolio, credit, finance, CA, CAIIB, tax, investment

Designation: Retired/ Ex Banker (CAIIB)
Experience: 10 - 15 Years
Location: Mumbai
Compensation:
Commensurate with knowledge & experience
Education:
UG - B.Com - Commerce
PG - CA
Industry Type: Accounting/ Taxation/Finance
Functional Area: Banking, Insurance
Posted Date: 12 Feb

Job Description:
*Exposure in forex, dealing room, investments
*Credit Portfolios/ Credit Audits
*Experience in banking would be preferred
*Exposure in Advances especially corporate

Desired Candidate Profile:
*Candidates having prior experience in Banking/ Finance would be preferred
*Good communication skills
*Sincere & hardworking with good proven track record
*Having computer knowledge
*He should have good contacts in the area.
*He should be ready to take responsibilities/ initiative.

Company Profile:
M/S Yardi Prabhu & Associates is a firm of Chartered Accounts with 20 Years of professional standing, having well focused team of 10 partners and fully computerized office at Mumbai (HO) & branches at Hubli & Pune & activities spread over the states of Maharashtra, Karnataka & Goa.

The Peer Review Board of ICAI , New Delhi has conducted the “Peer Review” of our firm & issued the Peer Review Certificate, which is a hallmark of quality standards issued by the institute in attestation services conducted by our firm.

The firm is set up with the aim of providing financial consultancy of the highest standards under one roof with special emphasis on areas like Audits, Company Law Matters, Project Finance, Taxation, Investment Consultancy, Tax Counseling, Securitization, Rehabilitation of Industries/ Banks & so on.

Executive Name: K.B.Kotian (26836946/ 47/ 48)

Address:
Yardi Prabhu Consultants & Valuers Pvt Ltd
3 Samadhan Agarkar Chowk, Opp. Railway Station
Andheri east
Mumbai,Maharashtra,INDIA 400069

Email Address: yardiprabhu@yahoo.in

Telephone: 91-22-26832996

Keywords: banker, banking, audit, revenue, portfolio, credit, finance, CA, CAIIB, tax, investment

[shrikant.shegunshi]

MR.Shrikant Shegunshi.
F1/4, State Bank Nagar,
Korthud,
Behind Vanaz Factory,
Pune-411038.
Date:3 / 2 /2010

I am retired senior manager in nationalised Bank from Pune. Total service more than 37 years with experience of more than 10 years in inspection & audit.
Education Qualification:Bcom ,C.A.I.I.B.

[Guest-IJT]

Name : Aamir Raza
Email : aamir.raza786 AT yahoo.com
Designation / Skillset : Deputy Manager, (Sales Manager)
MBA Banker with 6 years of hard core sales and Team handling experiance in Retail Branch banking.

Resume :

Career objective
To grow professionally to my full potential and contribute positively to the organizations Objective and become a successful Manager. To work for an Organization where I can utilize my skills and knowledge and develop my self while growing-up with organization.
Professional Qualification
MBA in Marketing from Jamia Milia Islamia University, New Delhi in 2005.
Academic qualification
1 Bachelor in Arts (History) from Delhi University in 2002.
2 12th from BIEC Patna in 1999.
3 10th from CBSE, New Delhi in 1997.
Work Experience
Currently Working
Organization HDFC BANK LTD
Duration Since 23rd March 2010 to till date.
Designation Sales Manager.
Grade Deputy Manager
Functional Area Sales (CASA & cross sale of Insurance, Assets
products).
Job Description Head of sales department of three branches for overall sales of banking and financial products. Handling team of 30-35 CSE’S (contractual sales executive) of all three branches. Responsible for recruitment of cse’s, achievement of their designated monthly targets, motivating them for cross sale of insurance & assets products. Overall responsible for achievement of monthly target of all the three branches in terms of NOA and values. Identifying new potential areas & managing promotional campaigns to extract new business, & also designing contests among cse’s to increase sales. Responsible for strict adherence of KYC guideline, quality of accounts sourced by the cse & also taking care of activation and depletion of accounts sourced by my team. Monthly review meet and training provided to the team at the end of every month.

Organization AXIS BANK LTD
Duration Since 03 April 2008 to 22nd March 2010
Designation Business Development Officer.
Functional Area Sales (CASA & cross sale of insurance & mutual
Fund)
Job Description Managing team of 6 Business Development Executive for overall sales of banking product, Recruitment, Confirmation, Promotion and achievement of there designated targets, motivating them for cross sale of insurance & mutual fund. Overall responsible for achieving the target of N.O.A. 150 (SB) & 50 (CA) as well as responsible for cross sale of third party & Gold Coin products from the other branch staff on monthly basis. Responsible for achieving NRE & NRO budget of the branch through business from sales team. Organizing the business meet as well as segmented meet for retail customers & exploring new business out of them. Identifying new potential areas & managing promotional campaigns to extract new business, & also designing contests among branch staff members to increase sales. Responsible for achievement of 2cr (Savings) of incremental business and 50 lacs. of (Current) in the whole financial year for each BDE.
Organization AXIS BANK LTD
Duration Since 18 Nov 2005 to 02 April 2008.
Designation Business Development Executive
Functional Area Sales (CASA & cross sale of insurance & mutual
Fund)
Job Description Direct sales of savings & current a/c, sourcing high worth of fixed deposit, cross sale of life insurance, general insurance, and mutual fund to the existing client base
.
Achievement

1 Won an international trip to Dubai in general insurance contest in September 08
2 Created history by opening 54 Current Account in a month which is highest ever in AXIS Bank (Pan India)
3 Won an off-shore location stay and party three times for life insurance contest within north zone.
4 Member of gold club –outstanding performance throughout.
5 Won an international trip to Singapore in life insurance contest in August 09
6 Certificate signed by functional head for opening maximum no’s Classic &
Preferred a/c in Delhi-II cluster in the month of May 2010.

Summary
A robust of approx. 5 years of experience in sales, business development and team management with a strong achievement record. I have successfully planned towards the realization of business targets from designated areas assigned to me.
Careers Responsibilities & Exposure
Management of sales team helps in achieving them their targets, identifying new business opportunities in terms of areas, realizing sales target, formulation of sales policies, developing strategies and policies and customer satisfaction.
Major projects
1 Organization MAX NEW YORK LIFE INSURANCE
Duration 60 days
Functional Area Sales & Marketing (To sell the investment plan,
As well as to know the awareness level about the product)
2 Organization Mc-Donald
Duration 30 days
Functional Area Market Research (To know the food habit in India)


Date : ……………… (AAMIR RAZA)
-------------------------------------------------------
More Information about this submission and submitter :-
___________________________________________________
Submission ID : 4340705
Date & Time : 7th Jul 2011 6:29 AM (UTC)
IP Address : 180.215.46.30
Browser Info : Mozilla/4.0 (compatible; MSIE 8.0; Windows NT 6.1; WOW64; Trident/4.0; BTRS31753; GTB7.0; SLCC2; .NET CLR 2.0.50727; .NET CLR 3.5.30729; .NET CLR 3.0.30729; Media Center PC 6.0; MDDC; .NET4.0C)
Predicted Country []: --

[Guest]

BABU PAUL
E-mail : babupaul2000 AT yahoo.com
ACADEMIC QUALIFICATIONS :
1. BACHELORS DEGREE
Degree : B. Com - St. Thomas College, Thrissur, Kerala
2. JAIIB, CAIIB
CERTIFICATION BY : INDIAN INSTITUTE OF BANKERS.
WORK EXPERIENCE :
- 30 Years experience as Officer in Catholic Syrian Bank (employee code 32824) from 10.7. 1981 to 31.5.2011 of which-
- Branch Manager – 8 years
- Zonal office (Chennai) - 4 years
- Head Office (Credit Dept and Inspection Dept) - 8 years
- Worked as internal Concurrent Auditor of the Bank at Ernakulam for one year.

- Retired under VRS 2011 scheme of The Catholic Syrian Bank Ltd. Head Office, Thrissur on 31.5.2011

[Guest]

RESUME
NAME : ATUL BEHARI SHARAN

E-mail address : atulsharan AT yahoo.com
BANKING EXPERIENCE :
- From April’09 till date : Have been working as AVP (Internal Auditor) in Internal Audit Department of the Bank’s (Axis Bank Ltd.) at Central Office in Mumbai, entrusted with audit of retail & credit assets centre of the Bank including overseas branches. I have been rated as high achiever (HA) by the Bank for my performance during FY 2009-10 as well as FY 2010-11.
- From Nov 2002 to March’09 : have worked at Bank’s (SBI) Foreign Department (FD) in Kolkata; overseeing Nostro reconciliation using Smart Stream Reconciliation (SSR) software, exposed to Swift system and its various message type such as MT940/950/103/202 etc. I had provided faculty support to various apex training centres in SBI on forex reporting & Reconciliation.
- From Aug'01 to Oct'02 : was in charge of personal banking division, lead a team of more than 50 staff members, the key area of operation was growth & management of retail segment loan, customer service, submission of MIS, control and compliance report, branch administration and management of NPA etc.
- From June1997 to July'01 : Monitored maintenance & upkeep of LAN at the branches, Liaison with vendors and Bank's information Technology Dept. at Head Office. Supervised data preparation/validation for computerization, provided training to the branch personnel.
- From June'95 to June'97 : Served as Branch Manager, looked after the branch administration, Business, Planning and development. Other key areas were Internal Housekeeping, Credit appraisal & Loan disbursement, Implementation of Govt. sponsored schemes, Liaison with Govt. Official.
- From June'92 to May'95 : Management of branch's Accounts division, Submission of control returns, Housekeeping, annual Closing including the supervision of P&L Account were the functional areas. Other Key areas were compliance of KYC & anti money laundering (AML), supervision of account Opening & closing, Passing and checking of transactions along with correspondence.
- From April'90 to June'92 : Undergone intensive on the job and Institutional training at various places in the SBI covering wide areas of banking viz. Retail Banking operations, Credit Administration, Accounts management, Branch Management, Personnel management, Forex Business & Computerised Branch Operations.
TRANING PROGRAMME ATTENDED :
Foundation Level Programme for Probationary Officers (Phase-I) 1990 At STC, New Delhi
Foundation Level Programme for Probationary Officers (Phase-II) 1991 At STC, Calcutta
Programme for Preventive Vigilance 1993 At STC, Patna
Branch Management Programme 1993 At STC, Patna
Programme on Credit Management 1994 At STC, Purnea
Programme for Project Officer
(Computerisation) 1997 At SBIICM, Hyderabad
Workshop on implementation issues on Branch Computerisation 1997 At SBIICM, Hyderabad
Management Development Programme (MDP) 2002 At “Gurukul” staff College, Gurgaon
On technology Orientation & Oracle 2004 At SBIICM, Hyderabad
ON Core banking and Forex Module 2005 At SBIICM, Hyderabad
Qualifications :
- B.Sc (Physics, Chemistry & Maths.) pass with distinction.
- C.A.I.I.B (Certified Associate of Indian Institute of Bankers from IIB, Mumbai)
- CeISB (Certified Information System Bankers from IIBF, Mumbai)
- Cobol Certificate & training for Bankers (120Hours) from CMC Ltd, Calcutta
Career Highlights :
- Done a project study work on Loss making & down rated branches in Patna Circle of SBI in 1992
- As branch Manager converted a hard-core loss-making branch into a profit centre.
- Hosted and participated in a seminar on the working of Finacle Software, generation of swift MT940 & its mapping, for four of our foreign offices viz New York, London, Toronto, Hong Kong and Finacle implementing vendor M/s Infosys at Foreign Dept. Kolkata in Feb. 2006.
- As a user of Finacle report from Foreign Offices, I had provided some very useful observations to Finacle team through regular interaction/communication via Bank's IT Dept. This lead to a complete change in approach by Infosys Team towards generation of Swift MT940/950 messages, they have duly documented an approach paper on this issue.
- I was promoted as only candidate from entire Kolkata Centre to the grade of ‘Chief Manager’ under Fast Track Promotion in Aug'04 in SBI.
STRENGTHS :
- Dedication towards job with a sense of responsibility.
- Comfortable with computers (Word, Excel & PowerPoint) and Internet, e-mail etc.

[Guest]

Y. RAMAKRISHNAN
PROFESSIONAL EXPERIENCE :
BNP Paribas :
Total Experience : 30 years
Period : Since 10th May, 1980 till 16.12.2010
Designation : Asst. Vice President
Department : Credit Control & Reporting
Job Profile in Credit Control & Reporting :
- Support and monitor the lending activities of the Corporate Banking.
- Conducting pre-activation checks : Checking of authorization tickets (approvals) for the clients in relation to rating of the client with respect to the internal guidelines, and other details with respect to Global recovery rate, covenants, checking of repayment schedules etc.
- Credit Process Monitoring : Ensuring that the credit process is in accordance with our established credit policies and procedures, including monitoring outstanding viz. limits, escalation and reporting of excesses over limits, monitoring of loan covenants / internal conditions, insurance policy renewals, receipt of stock and other statements, tracking whether factory visits are made as per the schedule, tracking annual reviews / supervision reports, and compliance with all other terms and conditions of credit on an on-going basis.
- Documentation : Ensuring proper follow-up on, and safekeeping of, loan documents, maintaining a record of all documents obtained with expiry dates, ensuring that documents do not expire and are renewed before expiry dates and follow up action with respect to loading of limits.
- Escalation of Irregularities : All deficiencies i.e. overdue loans, excess in limits, Issues regarding Pending documentation , expiry of insurance policies, etc are escalated on a monthly basis to the Business Lines (including the top management where the situation warranted) vide an exception/monthly/weekly report.
- Make available the credit limits in the system after ensuring that security documentation formalities have been complied with.
- Custodians for security documents. Ensuring proper inflow and outflow of security folders and files.
- Submission of various reports to Finance, Head office and audit on an on-going basis
- Support function of ATLAS II for transmission of CAPRI (Credit And Profitability Interface) Report to Head office.
- Liasoning with RBI and CIBIL and our own internal IT team for the IT related issues.
- Verification of interest settlement conditions for the current accounts.
2) Branch Operations : Hyderabad
Total Experience : 1 year
Period : Since December,2000 to December 2001
Department : Branch Operations
Job profile in Branch Operations :
- Being posted to oversee the operations of the entire branch.
- Handling of Cash transactions, treasury functions, and other functions like clearing etc.
- Handling of trade finance transactions like opening of LC (both inland and foreign) , remittances (both inward and outward), discounting of bills etc.
- Verification of Test key in respect of telex messages
- Reconciliation issues pertaining to Head office and branch

3) Treasury Back office :
Total Experience : 2 years
Period : Since September 1997 – 2000 December
Designation : Officer
Department : Treasury Back Office
Job profile in Treasury Back Office :
- Complete monitoring of settlement of transaction in respect of Forex, Securities and Call money market
- Checking and Preparation of reports pertaining to CRR/SLR
- Checking of securities transactions and preparation of reports pertaining to RBI
- Settlement of forex transactions pertaining to inter bank deals
- Nostro reconciliations with respect to inter bank deals.
4) Branch Operations :
Total Experience :17 years
Period : Since May 1980 – September 1997
Designation : Clerk/Special Assistant
Job Profile in Branch Operations :
- Joined the bank in Export Bills section and handled all types of transactions pertaining to Export Negotiation/Purchase and Collection Bills.
- Then transferred to Cash Department wherein handled all type of transactions including of handling of cash, pay-orders, demand drafts, remittances, clearing etc
- Got opportunity to work in all the departments of the bank and earned handsome rewards for good ideas and hard work .
- Handled the desk of guarantee portfolio of the branch (like checking of guarantee text, passing the necessary entries, uploading the system, cancellation of guarantees on expiry etc).
- Awarded cash for the best idea in saving the cost of printing and stationery.
- Awarded special increment for the hard work and raising to the occasion.
PROFESSIONAL QUALIFICATION :
Cleared both parts (both Part I and II) of CAIIB (Certified Associate of Indian Institute of Bankers).
Educational Qualifications : BSc (Mathematics)
Throughout First class student during the Schooling and College days securing more than 60% .

PERSONAL DATA :
Date of Birth : 5th June, 1956
Marital Status : Married.
Hobbies : Sports, listening to Carnatic Music.
References : Will be provided on request.
Why looking for change : - To explore new fields where contribution to society is possible.
Present salary : 1.4 lacs + travelling expenses.
Salary : Negotiable
Other Interest/preferred job : Teaching.
Current employer : Devdhar Joglekar & Srinivasan
For the past one year.
Familiar with excel and finacle