Organisation : Catholic Syrian Bank CSB
Post Name : Recruitment for Sales Executive CASA, Retail Credit Manager in 2017
Apply Online : http://online.csb.co.in:8080/jobportal/
Notification : http://www.csb.co.in/careers
Home Page : http://www.csb.co.in

Sales Executive CASA, Retail Credit Manager Recruitment :
Welcome to the Catholic Syrian Bank. Incorporated in 1920, CSB is one of the pioneers of the banking industry in India. With a very progressive work environment and an increasingly youthful employee demographic, joining CSB will give you space and opportunity to flourish.

Designation: Regional Credit Manager (Two Wheeler Loans)
Educational Qualification: Graduation.
Experience: Minimum experience of 15 years. Candidates should have worked in Kerala handling credit in Banks for Two wheeler/ Auto/ CV loans/ small ticket size loans at a supervisory level preferably as a State Head with proven track record.
Number of Vacancies: 1
Age Limit: 40 years
Place of Posting: Kerala
Roles and Responsibilities:
1. Managing the Credit functions
2. Credit underwriting sanction authority
3. Implementation of policies, procedures, and underwriting guidelines
4. Implementation of loan decisions
5. Pass all Internal and External Audit reviews. Compliance with policies and procedures
6. Maintenance of TAT, Information security, compliances
7. Support sales team in maintaining dealer, relationships
8. Do portfolio analytics and ensure good credit buying. Follow up on early mortality cases, do preventive & curative actions
9. Define and track metrics for performance measurement, service levels and monitoring key triggers for early warning signals
10.Regular tracking and de-risking processes from Fraud, Operational, Regulatory aspects
Skills Required:
1. Sound Knowledge about credit underwriting process
2. Aware of RBI policy and guidelines
3. Good analytical and mathematical skills
4. Manage a team
5. Willing to travel
6. Impart trainings for dealership executives
7. Flexibility to work extended hours and holidays to meet both internal and external customer turnaround times

Designation: Product Manager (Two Wheeler Loans)
Educational Qualification: Graduation
Experience: Minimum experience of 10 years. Candidates with proven expertise in two wheeler /auto loans at a product level in Banks/NBFC
Number of Vacancies: 1
Age Limit: 35 years
Place of Posting: Kerala
Roles and Responsibilities:
1. Managing product functions including schemes
2. Building new and innovative products and policies, cross-sell through branches
3. Preparing and circulating sales MIS, have special emphasis on Digital Loans, digital lead delivery
4. Manage customer life-cycle activities of auto loans
5. Run monthly campaigns
6. New finance/loan products
Skills Required:
1. Good analytical skills, highly innovative, well versed for developing
2. Good interpersonal and communication skills
3. Flexibility to work extended hours and holidays to meet both internal and external customer turnaround times

Designation: Product Manager - Gold Loans
Educational Qualification: Graduation
Experience: Minimum 20 years’ experience of which 5 years should be in similar role
Number of Vacancies: 1
Age Limit: 45 years
Place of Posting: Thrissur, Kerala
Roles and Responsibilities:
1. Personnel management of the Junior Officers recruited for driving the Gold Loan Business, DSA Managers for Retail Assets, Two Wheeler Business & CASA sales team
2. Management of IR/ staff related matters of the cadre Liaising with the concerned authorities in this regard and obtaining approvals wherever necessary

Designation: Area Sales Managers (Gold)
Educational Qualification: Graduation
Experience: Minimum 8 years’ experience of which 3 years should be in similar role.
Number of Vacancies: 2
Age Limit: 35 years
Place of Posting: Chennai – 1, Telangana / Andhra Pradesh -1
Roles and Responsibilities:
1. Driving sales in the regions allotted and achieving budgets
2. Identification, support service in Recruitment and Training
3. Personnel Management of the Junior Officers recruited for driving the Gold Loan business

Designation: Sales Managers – DSA (Retail Loans)
Educational Qualification: Graduation
Experience: Minimum 5 years’ experience in the relevant area.
Number of Vacancies: 6
Age Limit: 35 years
Place of Posting: Mumbai, Pune, Gujarat, Chennai, Bangalore, Coimbatore/ Ernakulam
Roles and Responsibilities:
1. To identify and recruit good DSAs from the market especially ones who are empanelled/working with other banks/financial institutions
2. To achieve the targets set for Retail Loans
3. To train the channel members on a regular basis, follow up and monitor their performance to achieve the business target with quality
4. To conduct marketing activities through team members and promote the Banks retail loans especially Loan Against Property
5. To ensure the productivity of each channel/ team member and take corrective actions where ever required
6. Manage yields and pay out to maximise revenue

Designation: Retail Credit Managers (Retail Loans)
Educational Qualification: Graduation
Experience: Minimum 5 years’ experience in the relevant area
Number of Vacancies: 4
Age Limit: 35 years
Place of Posting: Mumbai, Chennai, Bangalore, Kochi
Roles and Responsibilities:
1. Credit appraisal of loan applications within the defined guidelines
2. Ensuring systematic verification processes and coordinating with verification agencies
3. Underwriting and making proposals of cases with desired level of quality
4. Assessing creditworthiness of the potential client and accordingly take decision or recommend for approval to higher authorities
5. Timely processing of the proposals to ensure the Best in class TAT
6. Monitoring portfolio performance and delinquencies regularly

Designation: Regional Sales Head – CASA
Educational Qualification: Graduation
Experience: Minimum 8-10 years’ sales experience of which 5 years should be in team leadership role in financial service industry
Number of Vacancies: 3
Age Limit: 35 years (Relaxation: 5 years based on experience)
Place of Posting: Mumbai, Chennai, Ernakulam
Roles and Responsibilities:
1. Responsible for achieving the Business Objectives of the Sales Team and meet the value, volume and channel productivity targets as allocated
2. Driving the growth of CASA in line with Corporate Budgets allocated
3. Responsible for sourcing high end Corporate/Institutional/Govt biz. Budgeting and monitoring the budgets allocated to the Team Leads working under him so as to ensure attainment of the CASA budgets allotted
4. Responsible for generation of revenues through sale of CASA and Third Party Products through the Sales Channel
5. Responsible for leading a large Sales Channel comprising of Team Leaders and Sales Executives and ensuring Recruitment, Training, Retention and Mentoring of Sales teams
6. All other related work like strategizing, promotional activities, people management, assistance in product evolution etc.

Designation: Area Sales Head – CASA
Educational Qualification: Graduation
Experience: Minimum 4 years’ sales experience of which 2 years should be in team leadership role, preferably in financial service industry
Number of Vacancies: 13
Age Limit: 35 years (Relaxation: 5 years based on experience)
Place of Posting: Various cities in Mumbai, Chennai, Delhi, Punjab, Hyderabad, Coimbatore & Kerala
Roles and Responsibilities:
1. Driving the growth of CASA for achieving the Budgets allocated by the Regional Sales Head
2. In the process, budgeting and monitoring the budgets allocated to the Sales Executives working under him so as to ensure attainment of the CASA budgets allotted
3. Driving Corporate Salary Product Assist in building up the sales team of Sales Executives under him. Grooming, mentoring, motivating and managing the Sales team under him

Designation: Sales Executives (CASA)
Educational Qualification: Graduation
Experience: Minimum 6 months’ experience in Sales preferably with financial industry
Number of Vacancies: 154
Age Limit: 28 years
Place of Posting: PAN India
Roles and Responsibilities:
1. Achieve CASA target allocated for the designated branches in the assigned geography
2. This would require field activities and work would involve local travel in the assigned geography
3. Market mapping, customer mapping, competitor mapping in the geography assigned
4. Active participation in promotional activities to build up CASA and proactive support to the Team Leader
5. Work within the compliance boundaries set by the regulatory bodies and the Bank Work for satisfying the customer needs by selling the right products and services offered by the Bank