Name of the Organisation : The Ratnakar Bank Limited (theratnakarbank.com)
Name of the Post : Recruitment for Business Analyst, Retail Banking, Auditor, Commercial Relationship Manager in 2013

Careers Page : http://www.theratnakarbank.com/careers02.aspx
Home Page : http://www.theratnakarbank.com/index.aspx
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It takes self-belief to accept challenge but it needs courage to conquer it. So if you believe in yourself and are looking to push your limits you are welcomed to be part of team Ratnakar Bank.

Current Openings :
** Business Solutions Group
** Retail Banking
** Audit & Vigilance
** Commercial Banking
** Agri & Financial Inclusion
** Transaction Banking
** Information Technology

Business Solutions Group
Business Analyst – Business Solutions Group
** The core responsibility is to handle all the new requirements of the bank and work with business to create a vision for the organization
** Creation of Requirement Documents
** Working at giving interim Solutions for urgent business needs
** Signing off the solutions from the business side
** Good knowledge of the various products in the industry – Current, Savings and of TD & TDS Module
** Ability to communicate effectively with business and technology
** Should be a B.E. with 5-7 yrs. experience

Retail Banking
Branch Manager (Munoli)
** Branch Profitability.
** Drive Customer Service Matrix.
** Capability Building & Manpower Management.
** Compliance & Risk Management.
** Execute and monitor overall administration and efficient daily operations of branch; including operations, lending, product sales, customer service, security and safety in accordance with the Bank's objectives.
** Achievement of incremental number and value targets for Liabilities (CA, SA, FD); Assets (Home, Auto & other assets) and Fee Products (MF, LI, GI, Gold & other fee products).
** Manage - Navratna Customers-Key Branch Relationships.

Branch Operations Manager (Upcoming Goa branch)
** Compliance & Risk Management.
** Responsible for internal control, systems & processes of the branch.
** Ensure data integrity of the accounts at the branch.
** Optimise Branch profitability: Cash Handing.
** Capability Building & Manpower Management.
** Other Responsibilities: - Billing, Service Charges, Processing Charges, Insurance Coverage, Verification of Day End Reports, Exception Reports, Cash Verification, Cash Management, System Functioning, Premises up keep, etc.

Audit & Vigilance
Auditor – Treasury
Job Descirption:
** Responsible for conducting audit of Treasury function including Forex (front, middle and back office) of the Bank, including developing audit check list, report issuance and on-going monitoring process.
** Also responsible for developing audit check list, report issuance and ongoing monitoring process.
** Quality of Audit reports and findings i.e. minimal editing.
** Timely issuance of Audit reports.
** Quality and effectiveness of establishment of on-going monitoring process.
Desired Profile:
** Sound knowledge of both Treasury operations (including Forex) and middle office in a Banking environment.
** Knowledge of Treasury front office would an advantage.
** Knowledge of regulatory requirement.
** Good written and oral communication skills.
** Knowledge of Indian market practices.
** Has a positive attitude and go-getter.
** Is a self-starter.
Educational Qualification: Preferably a CA.
Experience: 2 years’ experience as Treasury Auditor, auditing both Foreign exchange and money market operations, at a senior position in Banking Industry, with an overall Banking experience of 5/6 years.

Transaction Banking
DVP / VP - Transaction Banking - Product / Sales
Job Descirption:
** This role has a P/L objective
** Working with Commercial Banking/Corporate & Inst. Banking teams in western India to accelerate Trade Finance sales to clients; identify and developed New-to-Bank clients segments.
** Trade Finance product development – looking at improvements in how we package, market and service trade business; looking at structured trade products that enable the bank to manage risk-return better, deliver superior features to clients etc.
** Working with FIG team to expand correspondent bank lines for RBL; building and leveraging relationships with multilaterals etc. for trade credit lines.
** Working with Trade Finance Operations to improve processes, deploy technology for greater efficiency and customer connect.
Educational Qualification:
PG - CA, MBA/PGDM - Any Specialization, Finance.
UG - B.Com (Commerce).
Experience: 8 to 10 years Banking, Financial Services.

Commercial Banking
Relationship Manager (Commercial Banking) – Pune
Job Description:
** Assist Cluster Head (team leader) / Relationship Manager in business development.
** Clients with revenues Rs. 20 - 250 crore.
** Consistent and proactive client interaction.
** Manage & deepen client engagement.
** Ensure delivery of banking solutions in collaboration with other parts of the bank.
** Provide guidance to related assistant relationship managers/Credit Analysts.

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