Credit Officer : Resume

[sarbes.pradhan@gmail.com]

Curriculum Vitae :
Sarbeswar Pradhan
Email : sarbes.pradhan AT gmail.com

Objective :
Eager to contribute my effort to the growth of an organization and to work as a key player in challenging & creative environment

Qualification Board/University Institute Year of Passing % Marks /Div. :
Executive MBA(Finance & HR) EIILM UNIVERSITY EIILM UNIVERSITY Pursuing(2012) Pursuing
B.Sc. (Hons.) Chemistry Utkal University Nachuni college nachuni 2009 59%(Second class)
12th (Science) C.H.S.E Janata college kuhuri 2005 49%(Third class)
10th (Matriculation) B.S.E B.K.B.P High school kerandatangi 2003 65%(First class)

Work Experience in brief :
Role : CREDIT OFFICER in Adhikar microfinance LTD, BHUBANESWAR, ORISSA. , working since 17thoctober 2008 to 30 July 2009.
Company Profile :
ADHIKAR MICROFINANCE PVT.LTD, Adhikar is a NBFC organisation registered as a Society under the Societies Registration Act, 1860. It was established in 1993. Adhikar started its microfinance operation in March 2001 by promoting SHGs and savings and credit cooperatives. With a view to scale up the programme, it came out with a direct lending programme in June 2004.

Role : Branch Manager in SHARE MICROFIN LTD, HYDERBADA, AP Working at Orissa state from 01 AUG.2009 to 02 SEPT 2011.
Company Profile :
Share Microfin Limited) is a regulated Non-Banking Financial Company (NBFC) providing financial and support services to the marginalised sections in society, particularly to poor rural and urban women across India. Through its income generating loans and business development services, share reaches out to help these women build productive microenterprises, thereby contributing to the development of sustainable communities. share one of the largest microfinance institutions in India, started its operations for the poor in 1989 as a not-for-profit society. It was the first microfinance institution in India to obtain a Non Banking Financial Company.
Job Responsibilities :
To manage the overall business and administrative aspects of operations of the branch
** Branch manager responsibility is to set the basic standard of working which can be helpful in satisfying customers.
** My responsibility is to go through with the client problems and queries and provide them the best solution.
** Organize daily operations which will be helpful in making general assessments.
** My responsibility is to attend all the general meetings organized in any local society and Head office & in charge of the sanitation and promotes cleanliness in the office
** My responsibility is maintaining a perfect relation with all the customers and provides them best solution when needed.
** Handling multi Dept. of organization like Finance, Administration &operation section.
** Prepair Trial Balance, Balance sheet& income and Expenditure statement.
** Approval of Loan & maintain the KYC document properly.
** Achievement of Branch Target on monthly & insure the staff.
** Handling Day to Day financial trasction of branch & infrom to my Unit Manager

Role : Area Manager in ASMITHA MICROFIN LTD, HYDERBADA, AP Working at Orissa state from 03 SEPT.2011 to 17 dec 2011
Company Profile :
Asmitha Microfin Limited) is a regulated Non-Banking Financial Company (NBFC) providing financial and support services to the marginalised sections in society, particularly to poor rural and urban women across India. Through its income generating loans and business development services, share reaches out to help these women build productive microenterprises, thereby contributing to the development of sustainable communities. share one of the largest microfinance institutions in India, started its operations for the poor in 1989 as a not-for-profit society. It was the first microfinance institution in India to obtain a Non Banking Financial Company.
Job Responsibilities :
1. Achievement of daily and monthly business targets set for the area.
2. Making each Branch in the Area to achieve daily and monthly business targets.
3. Making each Branch in the Area to conduct pledge operations every day.
4. Implement marketing strategies for each Branch in the area in respect of Marketing Analysis,Finacial Analysis
5. Redress the complaints of our customers promptly.
6. Submit reports at periodical intervals – daily, weekly, monthly pertaining to H.O.& Marketing Department.
7. Mointoring Every branch once a month& verify the all financial releated document, cash transction,operational work.
8. To manage Adminstrative aspects operation of company.

Role : BRANCH HEAD in MANAPPURAM FINANCE LTD, KERALA, Working at Orissa state from 19 DEC2011 onwards.
Company Profile :
Manappuram Finance Ltd. is now recognised as a leading national player in its core activity of gold loans. Established in the year 1992 (the original name was Manappuram General Finance and Leasing Limited), the company has since maintained a consistently rapid pace of growth. Today, it has over 2,500 branches across 22 states with Assets under Management (AUM) exceeding Rs.10,000 crores, a workforce of about 18,000 and a live customer base of 12 lakhs. As part of its diversification, Manappuram Finance has also ventured into the Foreign Exchange business with the Reserve Bank of India giving the company an Authorised Dealer - II licence which permits it to effect outward remittances for a variety of purposes such as overseas medical treatment, higher education abroad, business travel, conferences etc.
Job Responsibilities :
** Branch Head responsibility is to set the basic standard of working which can be helpful in satisfying customers.
** To manage the overall business and administrative aspects of operations of the branch
** Issue cash to the cashiers after entering in the cash movement register
** Verifying the KYC proof submitted by customer with original.
** Confirm & approve the loan value.
** Ensuring the working condition of UPS, computer, IP camera, Web camera.
** Keep cash, gold & office assets in safe & neatly
** Inform day to day issue concerned AM/AH.
** Ensure Bank Reconciliation done before 10th of every month.
** Ensure staff rotation once in two month.
** Maintain good customer Relationship.
** Achievement of Branch Target on monthly & insure the staff.
** Handling Day to Day financial transaction of branch & inform to Regional Manager & HO

COMPUTER SKILL :
Operating system : Windows XP
Other : Ms.OFFICEWORD, Ms.OFFICE EXCEL, Ms.OFFICE POWER POINT&INTERNET CONCEPT

Areas of interest :
- Listening to music.
- Reading news paper and see television

Extra Curricular & Other information :
- Event organizer at college function.
- Having interest in Social works.

Languages known(Able to read, write and speak) :
- English
- Hindi
- Oriya

Personal profile :
Gender : Male
Marital Status : Unmarried
Date of Birth : 10.06.1988

Declaration :
I hereby affirm that all the information that I have furnished above is true and complete to the best of my knowledge and belief.

Date :
Place : Keranda tangi (ODISHA, INDIA)

[Guest]

RESUME :
ARUN PRASAD K
Email :arunksprasad AT gmail.com

Objectives :
Looking for a challenging and responsible position, which gives abundant opportunities to utilize my honed managerial skills, leadership qualities and qualification for the consistent and fast growth of the organization as well as my career.

Career Experience :
Having around 2 years of sound experience in Credit and Accounts.

Personal Particulars :
Date of Birth : 5th FEB 1986
Religion : HINDU
Nationality : Indian
Marital Status : Single
Gender : Male

Educational Background :
QUALIFICATION SUBJECT YEAR OF PASSING UNIVERSITY/BOARD PERCENTAGE :
MBA FINANCE 2008 Udaya Engineering college,Vellamodi. ANNA UNIVERSITY 66%
BBA ACCOUNTING 2006 NMC College Marthandam. M S UNIVERSITY 51%
+2 ACCOUNTING 2003 STATE BOARD 80 %
S.S.L.C - 2001 STATE BOARD 56%

Company Name : Shriram Transport Finance Company Ltd.
Designation : ASSISTANT EXECUTIVE
Specialization : Credit Executive
Industry : Banking & Financial Services
Date Joined : FEB-2011
Present Role : Assistant Executive (Credit)

Work Experience (2011 feb TO till date)
- Books of accounts preparation and maintenance :( B.R.S, Daily Cash Book, Cash & P/Cash Book, Daily Scrolls and Weekly Schedules.)
- Loan underwriting including entry.
- Pre credit verification of documents and loan confirmation.
- Documents despatch.
- Insurance underwriting and endorsement.

Miscellaneous :
IT SKILLS : Tally 7.2,MS Excel,Word.

Declaration :
I here by declare that the information above given is true to the best of my knowledge & belief.

Place : KOTTAYAM
Date : 17/01/2013

ArunPrasad k