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January 5th, 2012, 03:04 PM
Post Count Number #1
www.sbhyd.com : State Bank of Hyderabad Home Loan
Home Loans
Need financial help for higher studies? Looking for a better reverse mortgage option? SBH has the right loan for you. Whether you are a journalist or into security service, our loans encompass all.
http://www.sbhyd.com/housing-loan-scheme/
Eligibility :
Individuals over 21 years of age and younger than 70 years
Amount of Finance :
For Borrowers between 21 years to 45 years:
** Salaried Persons: 60 times the Net Monthly Income (NMI)
** Self Employed: 5 times the Net Annual Income (NAI)
For Borrowers over 45 years:
** Salaried Persons: 48 times the Net Monthly Income (NMI)
** Self Employed: 4 times the Net Annual Income (NAI)
Processing fee : 0.50% of the Loan Amount with maximum cap of `10,000/-
Other Charges : Lawyer’s, Valuer’s fee etc to be borne by the borrower on the basis of actual cost
EMI/ NMI Ratio :
** Net Annual Income Up to `2.00 lakhs: EMI/NMI Ratio 35%
** Net Annual Income From `2.00 lakhs to `5.00 lakhs: EMI/NMI Ratio 50%
** Net Annual Income Above `5.00 lakhs to `10.00 lakhs: EMI/NMI Ratio 55%
** Net Annual Income Above `10.00 lakhs: EMI/NMI Ratio 65%
OBJECTIVES
** Purchase a new flat/ house or construction of a house.
** Purchase plot of land and construction of house (both) thereon.
** Purchase an existing (old) house/flat or extension of existing house.
** Purchase house plot only.
** Repair or renovation an existing house/ flat
** Furnishings/ consumer durables.
** Takeover the loans from Banks/ HFC
Contact Us:
State Bank of Hyderabad
45, 2nd Line Beach Road,
Parrys, George Town
Chennai
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October 24th, 2012, 11:36 AM
Post Count Number #2
Transfer of home loan
I have taken home loan in Cooprative bank. I want to transfer the same in SBH.
Is it possible to transfer the loan Sir?
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February 1st, 2013, 10:05 PM
Post Count Number #3
What are the study loan plans in SBH?
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February 18th, 2013, 08:52 PM
Post Count Number #4
I have taken home loan two years back, but i did"t insured my loan. Can i do it now? What is the process?
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February 19th, 2013, 04:33 PM
Post Count Number #5
MY NAME IS K SESHACHARI I AM A HOSTEL WELFARE OFFICER I HAVE A NET SALARY OF RS 18780 I HAVE AN SAVING ACCOUNT IN SBH NARSAPUR BRANCH IN MEDAK DISTRICT FROM LAST 5YEARS BUT WHEN I AM ASKING FOR A PERSONAL LOAN THE MANAGER IS SIMPLY REPLAYING THAT 'YOU WILL MEET US AFTER ONE MONTH OR OFTER 15 DAYS' SO KINDLY INFORM ME WHAT IS THE ACTUAL CRITERIA TO GET A PERSONAL LOAN AND KINDLY TAKE A LOOK AT THIS ISSUE
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June 15th, 2017, 11:52 AM
Post Count Number #6
I am form Maharashtra. I am B.Sc Agriculture graduate. I want details and loan regarding Post Graduation in PGDM Agribusiness Management.