www.unionbankofindia.co.in : Union Bank Of India Home Loan

[MariPriya]

Union Home
PURPOSE
** Purchase/ construction of house/ flat
** Purchase of plot from Government agencies
** Repairs/ improvements/ extension of the existing residential property

http://www.unionbankofindia.co.in/pe..._homeloan.aspx

ELIGIBILITY
** Indian citizen above 21 years
** Individual, either singly or jointly with other family members viz. father, mother, son and/or spouse, who have regular sources of income as co-applicants
** NRIs are also eligible for the home loan. Kindly refer Union Paradise for the same

QUANTUM OF LOAN
** Up to Rs. 3 Crores for A -class cities and up to Rs. 1 Crore for other cities
** Up to Rs. 10 Lakhs for repairs

MARGIN, I.E. YOUR SHARE
** 20% of the total cost of the purchase/ construction of house/ flat for loans upto Rs. 2 Crores
** 35% of the total cost of the purchase/ construction of house/ flat for loans above Rs. 2 Crores
** 20% of the total cost of the plot
** 20% of the total cost of the repairs

MORATORIUM PERIOD
** Moratorium period of up to 18 months

REPAYMENT
** Repayment period of up to 25 years; 10 years in case of repairs
** Flexible methods of repayment

RATE OF INTEREST AND PROCESSING CHARGES
** Please click here to know Festive Combo Offer
** Please click here to know our latest interest rates
** Please click here to know our latest processing charges [Section VI]

PREPAYMENT PENALTY
** Floating rate loans
** There is no prepayment penalty if loanis prepaid from own verifiable sources or taken over by other banks/FIs.
** Fixed rate loans
** There is no prepayment penalty if loanis prepaid from own verifiable sources.
** A take-over penalty of 2% is chargedon the average outstanding balance of the preceding 12 months if the loanis taken over by any other bank / FI or adjusted by the borrower in lumpsumfrom any third party/source (except genuine sale)

SECURITY
** Equitable mortgage (E.M.) of the residential property
** If the house/ flat proposed to be purchased is yet to be constructed or is under construction, interim security may be required (till the period of its completion)

GUARANTEE
** Third party guarantee is not mandatory

INSURANCE
** Property insurance is compulsory to the tune of the value of the property

Contact Us :
Union Bank Of India
New No. 75, Gn Chetty Road, Thyagaraya Nagar
Chennai

[Guest]

From November 2009 to September 2012 what is home loan flexi rate?

[Guest]

Can I avail the Top-up loan facility on my home loan?

A top-up loan is a facility for the existing home loan borrowers, who have a good repayment track record, for the purpose of repairs, renovations, furnishings, etc. To know more on the Top Up loan, please see the Special Offers Tab above, or kindly contact the branch where you have availed the housing loan from

[Unregistered]

Myself is a govt .j.b.t teacher on permanent base in distt mohindergarh haryana &my resident is in distt. bhiwani haryana . i have not any account in union bank . i want to get home lone. is it possible for me ?if possible , kindly guide me .

[Unregistered]

I am preeti sharma from ludhiana. I want to take home loan.

[Unregistered]

I am mehtab singh from amritsar. I want to take home loan.

[Unregistered]

I HAVE SAVING A/C. WHAT IS THE PROCEDURE FOR NET BANKING?

[Unregistered]

CURRICULUM VITAE
Delhi-110032
Email id : suman2012.lata AT gmail.com

SUMAN LATA

Career Objective :
Seeking a position to utilize my skills and ability in such an Organization that offers professional growth while being resourceful, innovative, and flexible and to secure a challenging position where I can effectively contribute my skills.

Academic qualification :
- Have completed B.COM from Delhi University in 2012.
- Have completed 12th from CBSE board in 2007.
- Have completed 10th from CBSE board in 2004.

Professional qualification :
Stage Term %
ICAI-foundation June-2011
ICAI-Inter-1st and 2nd group Dec-2012 Result awaited

Technical Qualification :
- Certificate of 100-Hour course of study in Information Technology in First Division under ICAI.
- Certificate of Professional Accountancy from NIFA (National Institute of Finance and Accounts)

Strength :
- Leadership quality
- Optimistic
- Proactive

AREA OF INTEREST :-
- Accounts, Costing, Finance, Taxation.
Abilities
- Have good communication skills.
- Have basic knowledge of Ms office
- Have ability to work at any level

Personal details :
Name : SUMAN LATA
Father’s name : RAM KUMAR GOSWAMI
Date of birth : 03-AUG-1987
Gender :
Marital status : Single
Nationality : Indian.
Language known : Hindi and English
Hobbies : Listening music, Reading

Declaration : I hereby declare that the above-mentioned information is true to the best of my knowledge. Knowledge.

DATE :
SUMAN LATA

[Unregistered]

I am Dipak Mondal. from-kolkata new town. I want to take buseness loan

[Unregistered]

Is there any vacancy in state bank of india chhattisgarh?