www.indusind.com : Bank Car Loan

[MariPriya]

Car Loan
Whatever be the CAR… with Indus Fast Track car loans your dreams are not FAR.
Car loans made as simple as deciding the model.

http://www.indusind.com/indusind/wcm...oan/index.html

Features & Benefits
** Quick & Easy processing: Very simple & Hassle-free documentation.
** Transparency: No hidden charges.
** Flexible repayment option: 12 to 60 month scheme with structuring based on customer need.
** Fast track Loan: processing within 48 hours.
** Attractive interest rates.
** Special scheme & rates for IndusInd bank account holder

Eligibility
Salaried Individual (SI):
** You should be employed for a minimum of 2 years
** Your minimum net salary should be Rs 1.5 lakhs per annum
** Your net monthly take-home salary should be at least 2 times of the total monthly installment including proposed and rent paid
** Your loan to income ratio to be max 2 times.
** You should be within 23 - 60 years of age(or retirement age which ever is lesser- at the end of loan period)
** You should be residing at the current address for a minimum of one year and in the city for 3 years
** You should have a landline or postpaid connection.

Professional / Partner / Proprietor/Director:
** You should be in business for a minimum of 3 years.
** Your minimum gross income should be Rs.1.5 lakhs per annum
** Your loan to income ratio to be max 2 times.
** Your Income to Annual emi of proposed loan to be minimum 2 times
** You should be self employed within 27- 65 years of age.
** Your current place of residence should be occupied for a minimum of one year and in the city for 3 years
** You should have a landline or postpaid connection

Co-borrower:
** You should provide a co-brrower who resides in the same city
** Co-borrower to give ID proof, Signature verification, Residence proof
** If necessary, Co-borrower may need to give income documents also

Contact Us:
IndusInd Bank.
Serve No. 8a And 8b, Door
No. 86, Eswaran Koil Street,
Kodambakkam
Chennai

[Guest]

please find attached my resume for your kind consideration
VIKAS VERMA
Email : Vikas_2u2 AT yahoo.co.in
PROFESSIONAL SUMMARY
o Ability to understand and map functional requirements of business processes. Like challenges and geared to take calculated risks. Good at communication skills and Relationship Management.
Professional Experience till date :
o June 11 till date working as AGM for Earth Infrastructure (Initially joined in Collections )
o 28th Sep 09 till June’11 worked as an Deputy Manager in Collections for DBS Chola Mandalam
o 1st April 08 to Sep 09 worked as an Assistant Manager in Collections for HDFC Bank Ltd.
o 8th June 07 to March 08 worked as an Collection Executive with Citigroup Global Services.
o June 04 to May 07 worked as Outbound Associate Credit Card (loans) with Standard Chartered Bank. (SCFL).
PROFESSIONAL ACHIEVEMENTS
o Achieved Best ever Resolution in Bkt-6 in May’11 in DBS Chola mandalam.
o Achieved highest cash collection in BKT-4 in June’10 in DBS Chola mandalam.
o Have holded an eminent position among top 10 performers according to All India ranking for 4 months in CGSL (Sept 08 – Dec 08)
o Got CGSL plaudit of “Leading light of the month” for the month consecutive 3 months
o Recognized as a best caller in Standard Chartered Bank with rating (1) for performing well during my job.
EDUCATIONAL QUALIFICATIONS
2011- Pursuing MBA from Sikkim Manipal University.
2004 - B. Com (P) from MJP Ruhail Khand University, Bariely, U.P
2001 - Passed 12th from U.P board Hindu inter college Nagina, Distt. Bijnor, U.P.
PRESENT STATUS
Working as AGM for Earth Infrastructure (Initially joined in Collections)
Key Responsibility Areas
o Handling Team of 15 telecallers and 4 field executives .
o Handling of Walk-in customer’s equerries.
o Ensuring effective calls for pending CLP (PAN INDIA) for the existing customers .
o Retaining the customers for the company
o Personal visits on high profile investors.
o Ensured smooth co-ordination between Tele and marketing team.
o Report and MIS Detailing
PREVIOUS WORK EXPERIENCE
DBS Chola Mandalam (Deputy Manager - collections) 28th Sep 09 till July 11
Product : Business Loan and Personal Loan Delhi/NCR.
Handled entire Bucket 4 for STPL (Small Ticket Personal Loans) Delhi/NCR for DBS
Key Responsibility Areas
o Handled Team of 2 telecallers, 24 CAS’s. and 4 Supervisors for Bkt-1,4, 6, 8 & 10 for Business Loans portfolio with 4 Agencies (Hitek syndicate, Sigma Associates, Malkit Associates & Friends associates)
o Have delivered the best ever number in Oct’09, did Resolution of 38% against the target of 35%.
o Report and MIS Detailing
o Kept a track on the daily collection by each agency.
o Regular Feedback from Collectors on the Payment Collection.
o Maintained and completed Audit Processes of Agency
o Ensured smooth co-ordination between Tele and Field Piece.
o Personal Visitions on 3 lakhs above cases of the poll.
o Warrant execution on B/W & NBWs, Execution of Section-9 through court bailifs.
o Timely allocation of cases to Field Collectors
o Taking appropriate credit decision on closures, reinstatements & structured payment plans.
PREVIOUS WORK EXPERIENCE
HDFC BANK LTD (Assistant Manager - collections) 1st April 08 to Sep 09
Product : Business Loan and Personal Loan Delhi/NCR.
Key Responsibility Areas
Managed External Telecalling set up for one of the most significant segments
o Handled Team of 2 telecallers, 9 CAS’s. and 1 Supervisors
o Imparted Training to External Telecallers, Supervisor and Field CAS’s.
o Consistent execution of a resolution of nearly 50%.and RB-28% in Bkt-2.
o Resolved the Dispute Cases by communicating directly with MD's GM's & Accountants Of the companies generally through mails and visits if required.
o Identified Fraud Cases and Skip Cases and Taken Appropriate Action as Required.
o Ensured a better co-ordination b/w agency and bank by providing timely attention to agency requirements and queries.
o Trigger legal action as and when required.
Handled 4PL, BL, STBL with Risk Consultancy Services
o Handled Tough cases through doing field visitations
o Normalization is key in Bkt -4 BL ;achieved target around 24% -25%
Handled Bucket 3 & 5 PL, BL, STBL with Hi-Tek Syndicate
o Played vital role in tracking and updating daily record of customer’s payments with the help of in-house operations team
o Trigger legal action as and when required.
PREVIOUS WORK EXPERIENCE
CITIGROUP GLOBAL SERVICES (Collection Executive - collections) 8th June 07 to March 08
Product : Credit Cards collection.
Designation : Collection Executive
o Worked With Credit Card Collections (Bucket 7) Legal Recovery Team (LRT).
o Maintained Best ROR in the team by giving a resolution of 40 lacs.
o Traced the skip customers through various channels. (Net / Reference checks and through multiple follow-ups).
o Filing of Sec. 138 on the cheque return cases and also keeping status for Summons and Warrants.
o Map the performance for callers based on Productivity Reports
o Maintained the Daily DRR for all the callers
o Liaise with In-house Collection agency / centralized front-end MIS and monitoring team / collection.
o Report to compliance department if any suspicious transaction happens.
o Ensuring a better co-ordination b/w agency and bank by providing timely attention to agency requirements and queries
Standard Chartered Bank (SCFL) DELHI
Position Held : Outbound Associate Credit Cards (Loans)
Period : June2004 –May 07
o Handled and solved customer queries regarding billing and other issues related to credit cards.
o Selling of Health insurance to existing card holder of SCB.
o Cross Selling of Dial-A-Loan facility.
o Life Time Free Pricing of the cards.
o Upgrade existing cards into Gold Cards.

[Guest]

CURRICULUM VITAE
PRABHJEET SINGH
Email Id :- prabhjeetsingh1986 AT gmail.com
CAREER OBJECTIVE :
Ø To get well recognized and build very lasting relationship in the organization where I work by using best of my abilities and eventually, achieve excellence.
EDUCATIONAL QUALIFICATION :
Ø 10th from P.S.E.B.
Ø 10+2 from P.S.E.B.
Ø B.A. from Punjab University, Chandigarh.
PROFESSIONAL QUALIFICATION :
Ø One Years Computer Course.
WORK EXPERIENCE
- Presently working with ICICI Bank as a Sales Officer (Auto loans) from 01.11.2009 to till date.
PERSONAL SKILL :
Ø Good Communication skills
Ø Can work under pressure
Ø Can work in team as well as individually
STRENGTH :
Ø Focused
Ø Hard Working
Ø Strong Attitude
Ø Honest
HOBBIES AND INTERESTS :
Ø Playing Games
Ø Reading Books
DATE :
PLACE : (PRABHJEET SINGH)

[Guest]

How much loan can indusindbank can give me on a vehicle?

[Guest]

I want to take car loan. How?