Personal Loan
The KVB Personal loan is for individuals and small companies that require loans which are of a very large amount and mainly for personal use. These loans are repaid in installments and anyone who has availed of the KVB insta loan will be able to avail of this loan without much difficulty.

http://www.kvb.co.in/personal/loan.html

Features
** It is an installment loan
** The loan is available for salaried employees of PSUs, reputed companies, self employed individuals, all other individuals who provide full securities by covering the loan amount with NSCs, KVPs, IVP, RBI bonds, LIC policies, etc.
** The loan is for personal purposes
** A guarantor for a secured loan is not insisted upon. However, for an unsecured loan a colleague drawing the same salary should be used as a guarantor.
For details of Processing Charges & Other charges, prospective customers are requested to contact nearby branches
Terms and Conditions
** For individuals- IT returns to be submitted.
** Minimum take-home salary of 25% after deduction of the loan amount.
** An applicant who has availed of a KVB Insta Loan earlier shall be eligible for this loan after closure of the Insta loan.
** For an unsecured loan up to Rs. 50,000 the applicant should be from a reputed company with a minimum of 5 years of service & unexpired service of 3 years in that organisation.
** A salary or service Certificate is a must to establish repayment capacity.

Educational Loan
KVB has made it possible for you to pursue your educational dreams. Our loan has been specifically structured to provide you with financial help if you wish to pursue further education of your choice, either in India and abroad. You can avail of our loans for graduate and post-graduate courses at the university you prefer.
Features
** It is a term loan given for studies in India and abroad.
** This loan is eligible for Indian nationals who have secured admission to professional/ technical courses in India through a common Entrance Test, or who have secured admission to a foreign University or Institution.
** The Father or guardian of the student will be the guarantor in case of individual applicants.
For details of Processing Charges & Other charges, prospective customers are requested to contact nearby branches
Terms and Conditions
** A capability certificate can be issued by branches after obtaining supporting documents.
** NDC from other banks need not be insisted on, a declaration or affidavit is enough.
** The loan is to be sanctioned at a branch nearest to the place of domicile of the applicant.
** The loan should be disposed off within 15 days to 1 month from the receipt of complete details from the party.

Contact Us
Karur Vysya Bank
P.B.No. 374,
230/2, I Floor,
15th Cross, Sampige Road
Malleswaram,
Bangalore- 560 003
(Karnataka)