January 4th, 2012, 01:50 PM
Post Count Number #1
www.indusind.com : Bank Ltd Small Business Loan
Small Business Loan:
For any business to succeed, the availability of funds throughout its life cycle is of paramount importance. We offer a wide range of services to meet all the banking requirements of small and medium enterprises. The limits are fixed keeping in view the enterprise's need for funds against the value of the security, margin available and credit worthiness of the borrower's enterprise.
http://www.indusind.com/indusind/wcm...oan/index.html
Car Loan
Features & Benefits
** Quick & Easy processing: Very simple & Hassle-free documentation.
** Transparency: No hidden charges.
** Flexible repayment option: 12 to 60 month scheme with structuring based on customer need.
** Fast track Loan: processing within 48 hours.
** Attractive interest rates.
** Special scheme & rates for IndusInd bank account holder
Eligibility
Salaried Individual (SI):
** You should be employed for a minimum of 2 years
** Your minimum net salary should be Rs 1.5 lakhs per annum
** Your net monthly take-home salary should be at least 2 times of the total monthly installment including proposed and rent paid
** Your loan to income ratio to be max 2 times.
** You should be within 23 - 60 years of age(or retirement age which ever is lesser- at the end of loan period)
** You should be residing at the current address for a minimum of one year and in the city for 3 years
** You should have a landline or postpaid connection.
Professional / Partner / Proprietor/Director:
** You should be in business for a minimum of 3 years.
** Your minimum gross income should be Rs.1.5 lakhs per annum
** Your loan to income ratio to be max 2 times.
** Your Income to Annual emi of proposed loan to be minimum 2 times
** You should be self employed within 27- 65 years of age.
** Your current place of residence should be occupied for a minimum of one year and in the city for 3 years
** You should have a landline or postpaid connection
Co-borrower:
** You should provide a co-brrower who resides in the same city
** Co-borrower to give ID proof, Signature verification, Residence proof
** If necessary, Co-borrower may need to give income documents also
Address -
IndusInd Bank Ltd,
PO Box 9421, Chakala MIDC,
Andheri (E), Mumbai – 400 093