www.theratnakarbank.com Recruitment 2012 The Ratnakar Bank Limited : Risk Management, Retail Commercial Banking

[muthukalee]

Name of the organisation : The Ratnakar Bank Limited ( theratnakarbank.com )
Name of the post : Recruitment for Risk Management, Retail Commercial Banking in 2012

It takes self belief to accept challenge but it needs courage to conquer it. So if you believe in yourself and are looking to push your limits you are welcomed to be part of team Ratnakar Bank.

Current Openings
* Financial Inclusion Group
* Risk Management
* Business Solutions Group
* Retail Banking
* Commercial Banking
* Finance

http://www.theratnakarbank.com/careers.aspx

Financial Inclusion Group
Head - Partnerships & Products
Job Description :
* Responsible for all new assets, insurance, pension & investment products that will be launched for non agri customers under financial inclusion.
* Managing all the Business Correspondent Relationships for financial inclusion business of the bank.
* Managing the products and the product team for financial inclusion.
Cluster Head
* Overall responsibility of achieving given targets to the cluster as well as to the individual branches under his command.
* Monitoring, management of NPAs & Overdue accounts.
* Drive income from cross selling like Insurance & Other Financial Services.

Business Development Officer / Loan Officer
* Backup to the Cluster Head.
* Credit analysis.
* Growth and maintenance of asset quality.
* Online credit support to branches.
Branch Manager
* Overall responsibility of achieving given targets to the branch.
* Monitoring, management of NPAs & Overdue accounts.
* Drive income from cross selling like Insurance & Other Financial Services.
* Branch Manager to ensure good ratings of his / her branch in audit.

Risk Management
Credit Risk Manager
* Risk management and control of the loan portfolio under financial inclusion vertical.
* Ensure quality of the assets to avoid quick mortalities, to assess the risks in case of deviation from approved
products and all proposals above `10.00 lakhs.
* Ensure NPA position less than 2% (Gross NPA) by visiting 5% of the sample of below `10 lakhs and
100% above `10 lakhs.
* Regular inspection of asset book.
* Mitigating of risk by ring fencing in irregular accounts.
Officer - Assets Products
* Well versed with Assets Products & Business Operations and Process.
* Working knowledge / Hands-on the systems associated with the said Products / Business.
* Knowledge about the competition / best market practices.
* System knowledge to cover the Front-end Process, Mapping the Operations and workflow, GL accounting etc.

Retail Banking
Cluster Head (Delhi / NCR)
* Sales & Business Development- Cluster Profitability.
* Capability Building & Manpower Management.
* Compliance & Risk Management.
* Customer Service.
* Brand Administration.

Commercial Banking
Senior Relationship Manager - Commercial Banking (Delhi / Mumbai)
* Primary contact of the Bank at the client level and work towards asset, liability, treasury and cross-sell targets set by the Bank.
* Would act in co-ordination with Branch officials for new customer acquisition and deepening of existing relationships.
* 7-10 year's work experience in SME / Business Banking areas.
* The targets are across revenue / top line streams from identified client segment. (Assets level & quality, fee, liability and third party products).
* Experience in writing credit proposals.

Finance
Head - Management Reporting
Job Description :
* Prepare Bank wide financial budgets & forecasts.
* Preparing & disseminating MIS on financial performance versus budgets.
* Manage Transfer Pricing Policy.
* Assist the CFO in various initiatives.

[Guest-IJT]

Name : Dhwani Brahmbhatt
Email : dhwani.brahmbhatt AT gmail.com
Designation / Skillset : Risk Management/ Financial Analyst

Resume :

CAREER OBJECTIVE :
To work for a Professional Organization, where I can share and utilize my Knowledge and my Skills, Assure Responsibilities, and strive for collective Growth and Development always keeping Organization’s Goals as priority.
PROFILE :
- Capabilities to formulate strategies to reach the objective and communicate the great ideas among the people.
- Having perfect calculation of all the data and systematic arrangement of all information.
- High level of initiative and ability to work on multiple priorities.
- Flexible enough to change as per requirements of the Organization..
ACADEMIC PROFILE :
Year Institute Percentage
2005 S.S.C
G.P.P High School,Mumbai 66.93%
2007 H.S.C
N.M College of Economics And Commerce 66.83%
2010 B.M.S
Mithibai College, Ville Parle, Mumbai 68.87%
AWARDS AND ACHIEVEMENTS :
a. Participated in various Sports and Cultural events.
b. Tally 7.0 Version.
c. Currently pursuing Diploma In Finance Management Course from Welingker’s Institute Of Management.
PROJECTS UNDERTAKEN :
SUMMER INTERNSHIP (1-3 months)
ORGANIZATION – Tata Sky (Tele Marketing Executive)
- Arcadia Shares & Stock Pvt. Ltd ( Back office executive)
OTHER PROJECTS – 1) Feasilibity Report On Boutique.
2) HR Process based on Multinational Organisations
3) Life Insurance Corporation of India (100 Marks)
WORK EXPERIENCE :
- Name of the Organisation : Religare Securities Pvt. Ltd. (June 10- May 11.
Designation : Risk Management Executive / Back Office Executive
STRENGTHS
- Motivating others for a common goal.
- Teamwork spirit.
- Adapting to changing situations & environment.
- Responsible and dedicated to the task assigned until its successful completion.

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More Information about this submission and submitter :-
___________________________________________________
Submission ID : 4254959
Date & Time : 15th Jun 2011 7:18 AM (UTC)
IP Address : 120.63.36.45
Browser Info : Mozilla/5.0 (Windows; U; Windows NT 5.1; en-GB; rv:1.9.0.19) Gecko/2010031422 AskTbVDJ/3.11.3.15590 Firefox/3.0.19 (.NET CLR 3.5.30729)
Predicted Country : India

[Guest]

Name :Chitra v Naik
Language known :English,Marathi,Hindi
Academic qualification : S.S.C With 2 nd Class
H.S.C With 1st Class
T.Y.Bcom With 2nd class
Work Exp:15 month with Bank as Outward Dept Incharge

[Guest]

Apply For BOM, BCSM

[Guest]

BIO-DATA
RAVI SHANKAR KHAR
E-mail : ravipandita AT Gmail.com

CAREER OBJECTIVE
At this early stage of my career, I want to make move to further my learning by taking on a position of greater responsibility, most importantly in a field and Backend of my interest, where I can utilize the skills I have developed so that I bring out the best and simultaneously make contribution to the organization growth and success.
WORK EXPERIENCE : -
Presently Working as Sun Risk Management & Insurance Broking Services Pvt Ltd As an Ass. Manager (General Insurance)
* Business Generation through effective marketing strategy in coordination with our
Marketing Technical Team
* Development of the companies business by looking new clients,
Developing new approach for expansion of the business.
* Development of long – term relation with existing clients.
* Looking after clients Need.
Currently handling large size and Small size of Corporate (Private as well as PSU) producing the Best Premium Quotations for their Insurance Need. Heaving good experience in all Insurance Products and handling Delhi & NCR.
Feb-2006 to Nov-2007 : Bajaj Allianz General Insurance co ltd
Job Profile : - Worked With Executive in Bancassurance Channel, where I am handeling 3 Banks (Axis, J&K, HDFC etc). Sell Motor car Insurance, Commercial vehicle Insurance. And I do have a good experience in Health Insurance, Motor car Insurance & Marine, Fire. MBD, GMC, GPA,)
.
May-2005 to Jan-2006 : RELIANCE LIFE INSURANCE COMPANY LTD.
As an Executive :
- Generate new Business.
- Marketing through canopies, Broachers Etc.
Jan-2004 to April- 2005 : HUTCH CALL CENTER PVT LDT
As an Team Leader.
- Heading the team of 12 tell callers.
- Sell new connections through calling.
- Maintaining the competitive environment among the executives.

EDUCATIONAL QUALIFICATION
1995-1996 Passed S.S.C from CBSE Board.
1997-1999 Passed H.S.C from J& K Board.
PROFESSIONAL QUALIFICATION
2002-2004: E-commerce done from NIVT Jammu

[Guest]

I want to apply for a job in Ratnakar Bank's back office. I have a total work experience of 8 yrs in Banking & Finance. Currently working with HDFC Bank as an Assistant Manager.