www.svcl.in SV Creditline Pvt Ltd Rajasthan : Area Manager

[muthukalee]

SV Creditline pvt.ltd Rajasthan : Area Manager

Company Name : SV Creditline pvt.ltd
Company Location : Rajasthan
Designation (of vacancy) : Area Manager
Company E-mail ID : hr@svcl.in
Company Website : www.svcl.in

Job Description, Candidate Profile, Company Profile, Company Address :
Area Manager

Position : Area Manager
Department : Operations
Location : Madhya Pradesh, Uttar Pradesh, Rajasthan

Position Summary : To supervise branches and field operation and ensure the smooth functioning. He will also be responsible for recruitment, training, fund management, business expansion, delinquency management, building external relation and audit compliance.

Knowledge Skill, Experience :
* 1. Candidates must be a graduate/post graduate
* 2. Graduate with minimum 3 years experience as Branch Manager in field Operation of MFI or Post Graduate
* 3. Should have field knowledge, people management , motivation and interpersonal skill
* 4. Ability to analyze, understand, plan and act according to the situation.
* 5. Must be willing to travel extensively
* 6. Good communication and computer skills

Interested candidates may send their resume to the Human Resource department at the given email ID. hr@svcl.in

About us :
S V Creditline (P) Ltd. has been set up with the vision of building a professionally managed and sustainable microfinance institution. SVCL will provide easy access to credit as well as a range of financial services to under-served poor households. The range of products and services include micro-credit for income generating activities and financial products such as life insurance and medical insurance. These products will help poor households to improve their financial status and provide financial security.

Contact us :
SV Creditline (P) Limited
10th Floor, Tower D
Global Business Park, MG Road
Gurgoan, Haryana- 122002

[Guest-IJT]

Name : AMARNATH REDDY
Email : bamaranathareddy AT rediffmail.com
Designation / Skillset : Sr.Area Manager
B.AMARANATHA REDDY-RESUME AT SHARE MICRO FINANCE L.T.D.,

Resume :
CAREER OBJECTIVE : To work in a positive working environment where my skills are utilized in the process of continual learning, develop new skills and evolve as a professional Industry.

WORK EXPERIENCE :
Share Microfin L.t.d., Period : Since 01.05.2005 to Till Date
Sr.Area Manager
JOB PROFILE :
Area Office Level
Handling 7 to 8 branches in the given Division Bellary.(6 Group Lending Branches(Weekly),2 Exclusive Branches (Monthly) I handled Products Like (Personal Loans , Commercial Loans , Agricultural Loans, Enterprises Loans ,Group Loans,
- Budgeting, implementing, and monitoring targets, business sourced and collections.
- Ensure teams adhere to lending policy & procedures
- Manage and improve processes to ensure efficient and productivity..
- Provide input for business expansion initiatives like new products, areas and channels.
- Manage channel targets and recoveries
- Appraisal Verification(Trading,Service,Production)business
- Training class conducting for staff
- Coordinate to staff members
- Controlling the Portfolio Risk
- Planning the fund requirement
- Preparation of R.B.I. Statements Like Portfolio, Priority Sector Wise Reports
- Co-Ordinate with the branches for preparation of Quarterly, Half Yearly, and Annually statements and submission to Internal Auditors & H.O.
- Co-Ordinate with Branches and arrange for seizure and sale of Hypothecated Vehicles
- Liaisoning with Bank Officials and Statutory Auditors during inspection and Audit
- Correspondence activities with Branches & Head Office
- Pay rolls
- Administrative work
Branch Level & Field Level :
- Appraisal Verification(Trading,Service,Production)business
- Coordinate to staff members
- Conducted to Beneficiary work shop(to Motivate about Utilization, and to control the Portfolio Risk)
- Controlling the Portfolio Risk
- Maintain 100% Repayment
- Analyze the causes of Client dropout rate and take the further action
- Creating and Maintaining strict credit discipline
Credit Committee Conducted :
1. Economic Analysis :( Amount of Previous loan (if any),Days Delinquent (if any))
2. Assets Analysis : (Cash, Account Receivable, Inventories, Business fixed Assets, House Fixed Assets)
3. Libilities Analysis :( Business Debits, Business Capital, Household Debts, Household Capital)
4.Cash Flow Analysis :(Monthly Sales, Cost of Sales, Operating Costs, Net Business Income, Other Family Income, Family Costs, Disposable Income, Loan Installment)
5.Financial Indicators : (Inventory Turnover , Gross Margin, Installment/Disposable Income, Return on Assets, Mark up, Indebtness ratio)
6. Chracteristic Analysis : (Cooperation, Accuracy, Business Management, Quality of Inventory , Savings Capacity, Household Appearance, Track Record
7. Credit Committee Decision :

Share Microfin Ltd, Sindhanoor Period :- Since 24-07-2000 to 30-04-2005
Micro Enterprise Analyst, Asst. Branch Manager& Branch Manager
JOB PROFILE :
Handling Small Group Holding Loans, Business Loans, Micro Enterprise Loans, Personal Loans, Agricultural Loans,Group Loans,
- Identify potential customers in the allocated areas
- Promotion of groups among them
- Training of group members
- Creating and maintaining strict credit discipline
- Achieving overall Branch targets
- Maintain 100 % Repayment
- Planning the fund requirement.
- Planning the new group formation
- To be maintain the program as per HO circulars.
- Analyze the causes of Member drop out and take the further action..
- Survey to new villages
- Training class conducting for staff
- Coordinate to staff members
- Prepare to audit reports
- To participate about new products and inform the H.O.
Branch Level&Field Level :
- Conduct survey in the operating area either independently or with available resources (FOs). Analyze the data and provide meaningful information to Senior Management.
- Maintain excellent relationship with all internal and external stakeholders in order to ensure uninterrupted operation and in the same time project excellent image of the company.
- Guide and monitor the FOs and thereby optimize effectiveness and efficiency. Conduct timely appraisal and provide feedback to the FOs while identifying the training and growth need of the FOs.
- Visiting fields frequently and ensure that there is 100% process adherence and compliance every time. Must conduct surprise field visits and ensure things are in place.
- Conduct the Group Recognition Test (GRT) and approve the JLG loans after the completion of CGT by the Field Officers in fair and unbiased manner after appraising the strength and merit of the proposals.

SPECIAL ABILITIES :
- Can adjust in any environment / atmosphere / nature
- Can build up the personal interaction between the staff members for the sustained of the organization
- Punctual, Hardworking and Self-Confident.

QUALIFICATION :
Post Graduation : M.B.A.,(Banking&Finance) Final Year Studying
Sri Venkateswara University, Tirupathi &
M.A., (Sociology) Sri Krishanadevaraya University, Ananthapur
Graduation : B.A.,
Technical Qualification : D.C.S. From APTECH(MS-Dos,Microsoft Excel,Word)Emails,
Accounting Package : Tally
Type Writing : Lower Type writing - English(Board of Technical Education)

Declaration :
I hereby agree that all the information provided me is true to the best of my knowledge and belief.

Signature
Date : (B.AmaraNatha Reddy)
Place : Hospet

[Unregistered]

CURRICULAM VITAE
Name- Gyan Singh Rajpoot
Teh. – Lalsot, Distt. – Dausa (Raj)
E-mail-gyansingh.lalsot AT yahoo.com

Career Objectives :-
To work in a challenging environment demanding all my skills and efforts to explore and adapt myself in different fields, and realize my potential and contribute to the development of organization with impressive performance.

Educational Qualification :-
Class Name of the Board Year of Passing Percentage
10th Raj. Sec.Edu. Board, Ajmer 2002 54%
12th Raj. Sec.Edu. Board, Ajmer 2004 63%
B.A Raj.Univirisity-JAipur 2007 58%

Technical Qualification :-
. Working Kowledge of Internet
. M S Office & MS Excel

Work-Experience :
SKS Microfinance Limited
Tenure : 01Dec.2006 to 19/04/2011
Designation : Branch Manager
Reporting Authority : Area Manager
Earned Salary : 17000 Rs. (Basic Sallary)
Current Organization : Birala Sun Life On Roll Is A.M
Earned Sellery : 25000 Rs. (Gross Sallery)
Job Profile :-
1 Coordinate All the Activity at Branch Level.
2 Conducting Village survey, Projection meeting, GRTs, New Branch survey, Monitoring of Centers.
3 Supervision & Monitoring of staff and performance Upgrade to Staff.
4 Sanctions of all Loans.
5 Timely Submitted of Report to the Operational Department and Tallying Cash.
6 Monitoring of Loan Utilization Check.
7 Conducted Publicity of the Organization at the Branch Level.
8 Responsible for the training of new staff (Sangam Manager, Assistant Branch Manager, and Branch Manager) assigned to his Branch.
9 Responsibility for compliance with internal audit recommendations for the Branch.
10 Ensure 100% repayment in all the centers, good center discipline, and high attendance levels that meet SKS standards.
11 Visit the Problematic centers and help the Sangam Manager in solving the problem whenever required.
12 Responsible for implementing all the organizational policies and procedures at the branch level.
13 Responsible for public relation management at the branch level. Meeting with all the stakeholders (Local politician, Administration, police etc.).
14 Responsible for preparation of monthly budget for the branch and formulation of strategy for cost control at the branch level.
15 Responsible for Diligently Carrying out all the Responsibilities allotted to him by Unit manager / Area Managers /Regional Office /Head Office from time to time.

Personal Details :-
Name : Gyan Singh Rajpoot
Father’s Name : Sardar Singh Rajpoot
Mother’ Name : Shayma Kanwar
Date of Birth : 01/02/1986
Nationality : Indian
Marital Status : Married
Languages Known : Hindi & English
Blood Group : “ B” +ve

Interest and Hobbies : Listening to music, Reading books&
Newspaper, Solving Puzzles and
Traveling.

Ideal Person : Amitabh Bachan.

E-mail : gyansingh.lalsot AT yahoo.com

Declaration :-
I here by abide that all the information and details provided by me above are true up to my best knowledge.

My Microfinance experience is 7 Years

Date& Place Gyan Singh Rajpoot

[Unregistered]

Name :Dilip kumar
Father : Dashrath prajapati
Village : Kachnar,rajatalab,Varanasi

Qualification :
High school : up board..49.9%
Inter. ...up board..54.7%
Graduation : Purwanchal univarcity 49.9%

Expirence : Microfinance 4 years
Present working time utkarsh microfinance Delhi at a branch manager post