Retail Liabilities Operations Manager : Resume CV

[kapiljyothips]

KAPIL JYOTHI P S
kapiljyothips AT gmail.com
kapiljyothips AT yahoo.co.in

OBJECTIVE :
Use my skills to make effective contribution to the growth of the organization and enhance my functional coupled with overall personality development to become an efficient management executive.

PROFESSIONAL EXPERIENCE :
HDFC Bank Ltd, Regional Processing Unit, Cochin (2008 August onwards)
Assistant Manager, Retail Liabilities Operations, Bangalore.

JOB PROFILE :
** Verification of liability account opening documents on a daily basis within TAT & Ensure that critical & non critical audit errors are not made and quality output is given.
** Adhere to the latest & updated banking KYC guidelines circulated by product/audit at regular intervals for verification of liability account opening documents
** Escalate to unit head in case of any suspicious / fudged documents received with the AOF & suggest process improvements for better management of operations
** Attending and resolving queries and doubts from branches .
** Authentication of AOFs for processing\ Rejection.
** Co ordination and follow ups with the Branches.
** Ensuring adherence to Policies and procedures and suggest process improvements for better management of operations
** Monitoring Control account of all branches on a daily basis and
escalation of un allowed entries.
** Preparation and sending of various MIS and reports on daily\
weekly \ monthly basis.

ACADEMIC PROFILE :
Bachelor of Computer (BCA)
, MG University, Marian College (2005-2008).
Plus – Two (Computer Science), Board of Higher Secondary
Examination, Kerala, 2005.
CBSE, Central Board of Secondary Education, Kerala, 2003

ACHIEVEMENTS :
Employee of the month, HDFC BANK (for the best performance).
Alert employee of the month, HDFC BANK (for identifying forged
documents, May ’09).
Alert employee of the month, HDFC BANK (for identifying forged
documents, March ’10).
Alert employee of the month ,HDFC BANK ( for identifying
forged documents, May ’10 ).
Alert employee of the month ,HDFC BANK ( for identifying
forged documents, July ’10).
Won third prize in javelin throw in district meet.
Won 1st prize in shot-put in sub juniors section in district meet.
Event manager of NAVIGATOR’08 organized by BCA Dept.

TECHNICAL SKILLS :
Operating system : Windows (98, XP, Vista)
Packages & utilities : MS Office.
Banking softwares : Finwire, Host, FTS, CRM .

POINTS FOR SELF :
** Quick learner, enthusiastic & dedicated to get the job done right.
Eagle eye for details.
** Strong leadership skills.
** Strong communication skills, able to work well with others at
various levels.
** Courteous and professional, good sense of humor.
Sincerity.
** A Positive Outlook towards life.
** Creative thinking.

AREAS OF INTREST :
Traveling
Music
Event management

[Guest]

CURRICULUM VITAE

Nitin Ghanshyam Gadikar Emai-nitin.gadikar AT idbi.co.in
nitin.gadikar AT gmail.com

CAREER OBJECTIVE :
To make a mark for myself in the Corporate Sector while applying my knowledge and skills with the best of my abilities to ultimately achieve professional satisfaction.
ORGANIZATIONAL EXPERIENCE :
- A dynamic professional with nearly 6 years of experience in Sales, marketing, operations & Admin Management.
From Dec 2007 to Till Date
- Presently associated with a Govt of India Bank, IDBI BANK LTD as an Executive in Retail Branch Banking.
- Supervision of ATM / Cash, Internal transactions like verification of SB, CA, TD account openings at Branch, premature deposit closures, pay order / demand drafts & referral passing & it’s related activities including authorizing AOF’s.
- Locker servicing / Custodian of keys.
- Verification of payments like vouchers, RTGS, NEFT etc.
- Monitoring customer satisfaction ratings of the branch and ensure continuous improvement.
- Document verification
- Complaint management
- Manage all processes as per the Operations manual & circulars and review then on a regular basis.
- Supervision of OBST Team & their account related issues.
- Working proactively with other staff to increase branch sales opportunities.
- Thorough working knowledge of retail Banking & routine banking operations & Experienced in various phases of retail liability.
- A proactive participant with abilities in implementing strategies for augmenting business, identifying and penetrating new market segments, promoting products for business excellence.
- Demonstrated abilities in developing Recruitments of Executives network infrastructures, effective Team Management.
- Demonstrate ability to upper management to appropriately and profitably handle the
Department independently
- Proficient in promoting the market share through effective “Networking”

Worked with LIFE INSURANCE CORPORATION OF INDIA (LIC) as Development Officer From Nov 2006 To Dec 2007 (13 Months) :
- Sourcing of eligible candidates for market.
Recruiting insurance agents/advisors and done business through them
- Guide the agents about products.
- Conducting interviews at preliminary stage as well as training sessions.
- Possess excellent interpersonal, analytical, organizational skills. Has a track record of achieving given goals well within the time frame.
- Maintain MIS about all staff and their details.
- To provide client related services.
.
Worked as an Assistant to Managing Director at Bharat Lotto World Pvt. Ltd. From Feb 2004 to Feb 2006 ( 2 Years)
- Manual & computerized book-keeping & accounting of manufacturing, trading.
- Finalization of Accounts with reference to compliance with accounting standards, company and Law requirements.
- To build better relationship with clients and increase the business.
- Staff maintaining & handling.
- Stock maintained & verification.
- Making sale report (daily & weekly) & cash report.
- Tallying company Accounts, computer cash book with manual record.
- Check all records, all vouchers, receipts, payment & other invoices & bills for its authenticity and Correspondence work
AREAS OF EXPERTISE :
Ability to mold myself in any environment by a continuous process of learning
Committing doing learning committing doing
Principle centered and proactive approach.
Systematic & sincere at work.

- Identify new market segments and suggest profitable business opportunities to management
- Good inter-personal skills
- Flair communication and team management skills.
- Excellent relationship & PR skills
- Possess special skills for individual and organizational development
PROFESSIONAL QUALIFICATION :
I have passed Master of Business Administration (MBA) from, NATIONAL INSTITUTE OF MANAGEMENT, (Part Time) Nagpur Specialization in HR & Marketing.
Master of commerce (M.COM) from NAGPUR UNIVERSITY, NAGPUR
ACADEMIC QUALIFICATION :
2002-03 Shivaji University, Kolhapur
Bachelor of commerce (B.COM)

1999-2000 Maharashtra State Board, Kolhapur (COMMERCE)
COMPUTER LITERACY :
Finacle (Banking Software)
Good knowledge of MS. Office.
Good knowledge of Programming i.e. FoxPro, C,C++, DOS.
Vast knowledge of Internet.
Vast knowledge of all Accounting package (tally).
Knowledge of 3D Max (Multimedia) & Flash.
EXTRA CURRICULAR ACTIVITIES :

I have participated in inter-school long jump competition, drawing competition & won 1st.
Prize with certificate
- I had attend the cricket training in Shivaji Park, Mumbai
- Represented school in various games & cultural activities.
- I have successfully passed the I VERSITY (Inter Bank Test) test of KYC, Treasury,
Anti Money Laundering, General Banking, ATM Q.

[Guest]

Respected Sir,

I have Total 10 + Years Experience( 7+ years in Retail Sector)I worked
With Big Bazaar(pantaloon Future Group) Lucknow as a Team Leader. I
also worked with Spencers Retail Ltd as a Store Manager in Allahabad.
I also worked as a Store Manager in DSCL Group.working as a
Department Manager in Vishal Mega Mart(Airplaza Retail Holdings Pvt Ltd)


Hoping for your positive response in this regards

Thanx & Regards
Sayed Shujat Ali
Allahabad