Resume CV : Field Credit Manager

[Guest-IJT]

CURRICULUM VITAE :
Ajay Kumar tiwari
E-mail : tiwaria31 AT yahoo.com

Professional Objective :
Being a committed team player, want to be a part of a renowned organization, to contribute towards the growth of the Organization, based on my expertise and to further my personal capabilities by learning from the new exposure within the structured framework of the organization.

Expertise Summary :
- To be an asset to the organization I serve.
- Expertise in managing team & extracting desired output.
- A quick learner with ‘Can do’ attitude

Job Experience :
Name of the Organization : M/s Share Micro fin Ltd. (NBFC)
Work Place : Uttar Pradesh & Chhattisgarh
Time Period : From 14-march-2006 to 30-june-2007
Designation : F.C.A.(Field Credit Assitant) & then A.B.M.(Assitant Branch Manager)

Job Profile :
- Have to handle Center Meeting
- Conduct P.M.,G.F. & C.G.T’s
- Have to build good staff & member relation.

Time Period : From 01-July-07 to 31-March-08
Designation : Branch Manager
Job Profile :
- Managing Branch (Growth, Quality and Process).
- Personnel Management (Training)
- Recovery & Verification of loan disbursed.
- Reducing Staff Attrition towards other institutions.
- Identifying problems
- Motivating and developing staff

Time Period : From 01-April-2008 to 10-march-2010.
Designation : Sr. Area Manager
Job Profile :
- Handling 40-50 Staff.
- Ensuring consistent growth, proper recovery, and staff management..
- Escalating departmental issues of branches for solutions.
- Taking decisions regarding new branch opening
- Dealing with internal & external fraud.
- Reports & Analysis.
- Responsible for targets

Current Position :
Name of the Organization : M/s Utkarsh Micro finance Ltd.
Work Place : Uttar Pradesh(Varanasi-Banaras)
Time Period : From 18-march-2010 to till date
Designation :Divisional manager(DM)
ü Job Profile :
- Handling a 60-80 staff
- Managing 4 Area (12 Branches)
- Taking decisions regarding new branch opening
- Reports & Analysis
- Responsible for targets

General Education :
Ø Graduation (Art) university Bhopal (MP)
Ø Intermediate (Bio), Higher secondary school Baikunthpur Rewa
Ø MATRICULATION High school mandaw Rewa

Computer Proficiency :
Ø Working Knowledge in Microsoft office(Word,Excel,Powerpoint), internet(Surfing)

Personal Objective :
To blend my personal goals with organizational objectives and to work assiduously towards the commonality of the two.

Personal Vitae :
Date of Birth : 1st March 1986
Sex : Male
Nationality : Indian
Marital Status : Unmarried
Language known : English, Hindi.
Hobbies : Listening Music, Traveling,.

DECLARATION :-
I hereby declare that the information furnished above is true to the best of my knowledge.

Date :
Place : Varanasi (U.P.)

(Ajay tiwari)

[Guest]

CURRICULUM VITAE :
Dheeraj Kumar Singh
Email : dheeraj_singh1978 AT yahoo.com , dheerajsingh1978 AT gmail.com

CAREER OBJECTIVE :
- Self-Motivated, Can-Do Attitude with an entrepreneurial spirit and a passion for Management.
- Demonstrated analytical, Communication, Mediation and Organization Skills.
- Established ability to assess enterprise needs and devise effective solutions.

WORK EXPERIENCE :
- Working with Shriram City Union Finance Ltd. as an Account Officer from 1 Nov’11 to till date.
Key Responsibilities :
a- To check and process all type of claim/reimbursement bills within a minimum tat.
b- Take care of branch expenses/petty cash.
c- To prepare daily, weekly and monthly MIS of Zonal Office.
d- Resolve the queries and trained all the Branch Executives.
e- Update Transaction Receipts on UNO Software and MIS also.
f- Issuing NOC to customer.
g- Coordinate with BM/ABM of all branches for timely flow of process.

WORK EXPERIENCE :
- Worked with Bussan Auto Finance India Pvt. Ltd. (Mitsui Group Co.) as a CPA Executive (Credit & Operations) from 27 Oct’08 to 31 Oct’11.
Key Responsibilities :
a- Coordination with location & Yamaha Dealer Staff for login of Two wheeler loan application forms as per credit norms.
b- Coordination with Fraud Control Unit (FCU) and CPV Agency for quality
and timeliness reporting.
c- Checking of Two wheeler disbursement files & Reports as per policy.
d- Updation of Credit & Operation part in Finnone CAS for Disbursement of files within a stipulated TAT.
e- Communication with all authorities ensuring the proper flow of work based on time frame.
f- To resolve all Credit & Operations related discrepancies circulated by Head office.
g- To maintain & publish the various MIS reports on daily and monthly basis.
h- Handling petty cash
i- Generating pay in slip daily basis deposit cheques in the bank.
j- Make disbursement memo and disbursement vouchers.
k- Providing all the information as per customer’s requirement.
l- Dealing with bank persons time to time.
m- Financial analysis of the files.

WORK EXPERIENCE :
- Worked with HSBC Pragati Finance as a ‘Team Leader Operation’ on rolls of Trinity Business Solutions Pvt. Ltd. since 1 Nov 2007 to 20 Oct’2008.
Key Responsibilities :
a- To coordinate with Credit and Operations.
b- To maintained the daily and monthly MIS Report.
c- Coordinate with RM (Sales) and Branch Manager for timely flow of process.
d- Re-checking the files and back calling process before Disbursal.
e- To manage Operation Backend Team.

WORK EXPERIENCE :
- Worked with Citi Financial Consumer Finance India Ltd as a Credit Coordinator Personal Loan since Feb 2007 to Oct 2007.
Key Responsibilities :
a- Call our Existing Customers to give TOPUP.
b- Handle the E.C customers from login till disbursement.
c- Coordination with Fraud Control Unit (FCU) and CPV Agency for quality
reporting.
d- Doing De-duplicacy and CIBIL check.
e- Coordination with Credit Backend Team.

WORK EXPERIENCE :
- Worked with Citi Financial Consumer Finance India Ltd as a Credit Processing Assistant on rolls of ‘Cawnpore Credit Factors India (P) Ltd’ since April 2006 to Jan 2007.
Key Responsibilities :
a- To manage the responsibility for all the daily routine activities related to Credit Process.
b- Pre-screening of forms before login the forms and do de-duplicacy check .Also Telephonic Verification.
c- Give the Soft Approval and Rejection of files within TAT and System updation also.
d- Maintaining various daily MIS Reports.
e- Coordination with the CPV Agency regarding quality and timeliness of reporting.
f- Coordinate with RM’s (Sales) and Branch Manager for timely flow of processes.

ACADEMIC QUALIFICATIONS :
B.Com University of Lucknow, 1998.
Intermediate from UP Board in 1995
Matriculation from UP Board in 1993.

COMPUTER PROFICIENCY :
MS Office & Internet Application.

Date :
Place : Lucknow
(Dheeraj Kumar Singh)

[Unregistered]

RESUME
BABBAN TIWARI
E-Mailbtiwari51 AT gmail.com

CAREER OBJECTIVE :
To work in learning and challenging environment utilizing my skills and knowledge to the best of my abilities.

PROFESSIONAL QUALIFICATION :
Completed 14 months diploma course in Hardware, Networking and Security from IACM Smart Learn Ltd. Gorakhpur; i.e. Master Connect in Hardware and Networking in 2008-2009.
A+, N+, MCSE, CCNA, LINUX, WI-FI, and Security System.

TECHNICAL QUALIFICATION :
Fundamental computer course certificates.
DOS
Msoffice
Internet

EXPERIENCE :
One year experience in IACM(Gorakhpur) as a Marketing Team Leader cum Assistant Manager.
Six Month experience in cms institute Gorakhpur as a marketing team leader
Year One Experience in Tata Motors & General Sales Ltd.(D.S. M).
Two year Experience in StarTin (Manager)
One Year Experience in Prapti Industries MP(Manager)

EDUCATIONAL QUALIFICATION :
Completed B.A. from Awadh University, Faizabad
12th from U.P. Board from Faizabad.(Bio)
10th fromU.P Board from Faizabad .

LANGUAGE KNOWN :
English
Hindi

PERSONAL DETAILS :
Date of Birth : 30/06/1985
Married Status : Single
Father’s Name : Shitla Prasad Tiwari

I solemnly declare that the statement made by me in this form is correct to the best of my knowledge and belief.

Date :
Place :
( BABBAN TIWARI)

[Unregistered]

CURICULAM VITE
ALOK KUMAR SRIVASTAVA
E-Mail Address : - srivastav.alok2 AT gmail.com

EDUCATIONAL QUALIFICATION :-
** Did my High School U. P. Board In 1995.
** Intermediate U. P. Board In 1997.
** B. Com Lucknow University 2000

PROFESSIONAL QUALIFICATION :-
** Knowledge in Computer Application in Windows, Ms-Word, Ms-Excel, & Office Automation. (Computer Course From Lucknow University)
** Financial Accounting (Tally 4.5, 5.4, 6.3, 7.2, 7.3 9.0 & Tally ERP 9.0)
** Knowledge Internet & E-Mail.
** Type - Hindi & English

Profile :-
** Twelve years of experience in Accounts.

Skills :-
** Accounts : - Data Entry level to Preparation of Financial Statements.
Sales Tax Related works.
** Accounts Related works like Data Entry, Ledger Reconciliation, Handling the Suppliers, Preparation of Daily Cash and Bank Statement etc.
** Software Languages : MS Office, Excel

Responsibilities :-
** Updating Day today Accounting Transactions
** Daily Transaction, booking & work
** Handling the Subordinates and Co-Operation with other Department Works
** Prepare of Bank Reconciliation Statement
** Prepare the Party Reconciliation on weekly basis
** Looking of Daily Transactions of Cash and Bank
** Handling the Sale & Purchase Book on Daily Basis

EMPLOYMENT RECORDS :-
a} Name of Concern : Khurana Automobiles Pvt. Ltd.
Location : Maldhiya, Varanasi.
Nature of Work : As a Accountant in Khurana Automobiles Pvt. Ltd. Dealership of – HMT Tractor, Royal Infield, Piaggio Three Wheeler and Atul Shakti Three Wheeler.
Period : (From 12th October 2000 to 2nd August 2007)

Present Working Place :-
b} Name of Concern : Raj India Pvt. Ltd.
(Mahindra & Mahindra Dealership)
Location : Harhuwa, Koairajipur, G.T.Road Babatpur, Varanasi.
Nature of Work : As a Accountant
Period : 04th August 2007 to continue

Have a good acknowledge Inventory Tally 5.4, 6.3, 7.2 , Tally 9.0 & Tally ERP 9.00

Personal Information :
Name : ALOK KUMAR SRIVASTAVA
Father’s Name : Chandra Prakash Srivastava
Date of Birth : 27th October 1978
Marital Status : Married
Nationality : India
Hobbies : Seeing Cricket & Reading Magazine
Date of Birth : 27th October 1978
Father’s Name : Chandra Prakash Srivastava

Date :-09/09/2013
Place :-Varanasi.
ALOK KUMAR SRIVASTAVA