Resume CV : Credit Officer

[Menaga.K]

K.Menaga
E-Mail : mirna_metha AT rediffmail.com

Objective :
Seeking career enhancements as Management Support with a reputed organization.

Synopsis :
- Qualified M.com + MBA with over 6 years of experience in Operation, Sales Management, Client Relationship Management & Administration
- Presently working with HDFC Standard Life as Business Development Manager.
- Successfully completed various projects; Investors awareness about investment in securities,
- A study of Distributor satisfaction about Multi Level Marketing.
- Cleared IRDA exam & obtained the license to be financial advisor.
- A self-motivated team player with excellent communication, analytical, relationship management and problem solving skills.

Areas of Interest :
- Operations - Administration
- Accountant - Customer Relationship
- Credit

Employment Profile :
Nov’07-Till date Business Development Manager HDFC Standard Life Insurance, Thanjavur
Areas of Exposure :
- Scrutinizing of proposal forms.
- Handling preliminary underwriting.
- Login of proposal forms.
- Managing renewal & claim activities.
- Maintain MIS of business volumes, customer details & claims.
- Knowledge on Life insurance and Annuities products.
- Contribution to the basic financial & medical underwriting.
- Fair understanding of the Insurance Functions like Actuarial, Marketing, Customer Service, Investment, Distribution Systems, Sales Process, Insurance product design.

Achievement :
- Created Six Bronze club member (WRP Rs.6 Lakh ), Two Silver club member (WRP Rs.10 Lakh), One Gold club member (WRP Rs.15 Lakh)
- Promoted as a Sales Development Manager to Business Development Manger

Aug’04-Oct’07 Credit Officer STPL, ICICI Personal Loan Easy Cash, Madurai.
Areas of Exposure :
- Support to Credit Manager in Credit Processing
- Check and validate the files to meet Bank Credit policy
- Co-ordinate with Field verification agency to get the reports in defined TAT on daily basis
- Attending to clients (individuals) Personal discussion for final Credit decision
- Interacting with customers to gather family Income and Expenses details
- To Purge fraud documents, Underwriting consumer Finance and Ratification
- Handling customer service operations for rendering and achieving quality services
- Maintenance of Application, Stationeries and petty cash
- Salary Process for sales executives in Direct Sales Team

Academic Pursuits :
Degree : Master of Business in Administration
University : Alagappa University, Karaikudi, TN, India
Percentage : 59%
Year of Qualification : 2009
Degree : Master of Commerce
University : Bharathidasan University, TN, India
Percentage : 65%
Year of Qualification : 2004
Degree : Bachelor of Commerce
University : Bharathidasan University, TN, India
Percentage : 59%
Year of Qualification : 2002

Computer skills :
Operating System : Window 9x/2000
Package Known : Ms-Office-2000
Accounting package : Tally 7.2

Projects Undertaken :
Title : Investors awareness about Investment Securities.
Team Size : Individual Project
Organization : Karvy Stock Broking private Ltd.,
Scope : The project highlighted about customer awareness in various portfolio Investment.

Title : Distributor Satisfaction about Multi Level Marketing.
Team Size : Individual Project
Organization : AMWAY Products
Scope : The project deals with Distributor Satisfaction in Business processing and Earning.

Date of Birth : 07th May 1981

Declaration :
I hereby affirm that all particulars mentioned in this document are true to the best of my knowledge and belief. I also abide to produce my certificates to the authorities concerned for their perusal as and when required.

Sincerely yours,
K.Menaga

[Guest]

RESUME :
G.V.SHIVA KUMAR
Email :gvs.shirdi AT gmail.com

OBJECTIVE :
To be associated with the organization that provides me an opportunity to show my skills, improve my knowledge with latest and to the team that works dynamically towards the growth of the organization and satisfactory.

QUALIFICATIONS :
- S.S.C 1997 Govet. Ravi Shankar Shikha Parisar High School, Raipur (C.G).
- Intermediate (C.E.C) 1999 R.D. Tivari High School Raipur (C.G).

STRENGTHS :
- Good communication skills.
- Ability to deal with people diplomatically.
- Willing to learn, Team facilitator.
- Positive Attitude, Time Punctual.
- Handling critical issues of the Customers.

EXPERIENCE :
- Worked as a group leader in J.K Security Services from 5 March 2001 to 12th march 2002 at warangal.A.P.
- Worked as a Jr. Technician for 5 Yrs (2002 – 2006) in mechanical Maintenance “Pellet Plant” Dept for M/S Jindal Steel Ltd (JSW) Tornagallu, Bellary Dist-Karnataka.
- Worked as maintenance in charge for 2yrs (2008 – 2010) in Sri Shirdi Sai Charitable Trust At Shirdi Ahmednagar, District.M.H.
- Worked as a Tele caller in Balaji Associates (2 W L & 4 Wheelers loans FOR HDFC Bank Loans and address verifications etc) service from 16th August 2010 to till date at Hyderabad.A.P.

DECLARATION :
I hereby declare that the information provided in this document is true to the best of my knowledge and belief. I am also confident of my ability to work in a team.

Place : Vishakapatnam.
Date :
G.V.Shiva Kumar