Credit Executive : Resume CV

[subbiah mani]

S.MANI

Objective :
To become a part of professionally managed organization enhancing my personality and skills towards becoming an efficient professional through continuous learning

Experience :
Cholamandalam DBS Finance Ltd, Chennai.
Working as a Sr. Associate :Credit-ops from May 2007 to till date.
- Credit appraisal of Home Equity Loans
- Initiating profile verification and checking for Risk
- Checking for the files for complete documentation
- Computing eligibility and preparing credit Appraisal memo
- Checking and scrutinizing of legal documents based on legal report
- Checking of Technical reports and preparing Disbursement Memo
- Preparing Executive summary for High value Loan for approval from MD
- Preparing of various Credit Portfolio Analysis.
- Coordination for solving queries with various verification agencies and sales executives.

ICICI Home Finance Company Ltd, Madurai
Worked as a Credit Executive : from January 2006 to April 2007.
Scope of the job :
- Credit appraisals and recommending for sanction of housing loan proposals for Various profiles like Salaried case, Self Employed Professional, Self Employed Non Professionals and NRI
- Recommending the loan for disbursement.
- Providing feedbacks on product policies and procedures to the management for modification and improvements.
- Administering Technical agency, Field investigating agency (FI) and Risk containment unit (RCU).
- Participated and assisted in the implementation of structural training programmes for Direct Marketing Associates and Directing Marketing Executives in credit polices.
- Ensuring customer satisfaction by maintaining excellent Turn Around Time (TAT) policy and process compliance.

ICICI Home Finance Company Ltd, Madurai
Worked as a Operations Executive : January 2003 to December 2005
Scope of the Job :
- Finnone data entry
- Non discrepancy checking of files and dockets before Finnone entry.
- Checking of original documents as per the legal reports.
- Daily deposition of cheque
- Bounce cheque marking in Finnone
- Daily mapping of bank credits and debits
- Daily receipts updation in Finnone

N. Sridhar & Co., Chartered Accountants
Worked as an Audit Assistant : December 2000 to December 2002
Scope of Job :
- Internal auditing of companies, charitable trusts, firm and banks.
- Statutory audits for banks. The above job involves preparation of trial balance, balance sheet and company financials.

Educational Qualification :
B.Com. from Madurai Kamarajar University, Madurai.

Computer Skills :
Diploma in Computer Applications from Royal Institute, Madurai.

Personal Profile :
Date of Birth : 18th March, 1976.
Religion : Hindu
Nationality : Indian
Marital Status : Married

Declaration :
I hereby declare that the all the above said information is true to the best of my knowledge and belief.

Place : Chennai
Date : MANI .S

[Guest]

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