Jharkhand Gramin Bank Recruitment 2010 www.jharkhandgraminbank.com : Clerk Cashier, Officer

[Admin]

JHARKHAND GRAMIN BANK
Head Office
Rajendra Place, 5, Main Road Ranchi
Phone No. 0651-2202120

RECRUITMENT FOR THE POST OF OFFICER & CLERK- CUM- CASHIER JHARKHAND GRAMIN BANK (Sponsored by: Bank of India)

INVITES APPLICATION FROM INDIAN CITIZENS FOR APPOINTMENT TO THE FOLLOWINGPOSTS IN THE OFFICER CADRE & CLERK CUM CASHIER

LAST DATE FOR RECEIPT OF APPLICATION : -- 12.04.2010

DATE OF WRITTEN EXAMINATION:
Officer Scale –I: -- 13.06.2010
Clerk cum Cashier: -- 20.06.2010

VACANCIES:
1 Officer in JMG-1 : 39
2 Clerk cum cashier : 38

PAY SCALE & EMOLUMENTS:
Officers : 10000-470/6, 12820-500/3, 14320-560/7, 18240
Clerk cum cashier : 4410-215/3, 5055-335/3, 6060-470/4, 7940-500/3, 9440-560/4, 11680-970/1, 12650-560/1, 13210.

AGE (as on 01.01.2010):
Minimum 18 years- Maximum 26 years for Clerk cum cashier
Minimum 18 years- Maximum 26 years for Officers Cadre

Educational Qualification (As on 01.01.2010)
Post Code 01:
• A degree from any recognized university in any discipline or its equivalent.
• Proficiency in local language i.e Hindi is necessary but candidates must have very good knowledge/command on English language also.
• Preference will be given to candidates with good computer knowledge.
Post Code 02:
* Degree from a recognized University in any discipline or its equivalent: OR
* Pass with 50% marks in aggregate in Higher Secondary Examination of 10+2+3 Pattern/XI standard of 11+3 pattern/pre-degree or intermediate or any equivalent examination for General Candidates and Pass for SC/ST Candidates. OR
• Diploma in Banking recognized by Central/state Government or Union territory
OR
• pass with minimum 60% marks in aggregate in Matriculation/SSC(old pattern)/SSLC/10+2+3 pattern/or equivalent in case of General Category and Pass in aggregate for SC/ST Candidate.
• Proficiency in Hindi is essential. Knowledge of English is preferred.
• Proficiency in Computer knowledge & Operations.

APPOINTMENT
Candidates selected on the basis of their performance in written test and Personal Interview will be offered appointment in the Bank in order of merit list.
Probation period will be as under;
For Officers -- 2 years
For Clerk-cum-Cashier __ 1 year
The candidates will be posted in any of the branches/offices of the Bank and shall be liable to be transferred any where in Jharkhand where the Bank has its operations during their service.

Pre-examination Training:
Pre-examination Training for SC/ST and Minority candidates. It is proposed to impart pre-examination training to SC/ST /Minority community Candidates for Officers & Clerical cadre at Ranchi. The training Center may also be changed at the discretion of the Bank. An eligible candidate who wishes to avail Pre-Examination Training should fill in the relevant column in the application format. All expenses regarding traveling, boarding, lodging etc will be borne by the candidate for attending the Pre-Examination Training programme at the concerned Training Centre.

HOW TO APPLY:
(a) All eligible candidates should apply in the prescribed Application Format given at the end of this advertisement to reach on or before the last date for receipt of applications along with the requisite fee. Applications received after the last date or without proper fees will not be considered.
(b) If a candidate is eligible and desires to apply for more than one post, he/ she should make separate application for each of the posts which he/she wishes to apply for along with separate application fee for each of the posts.
(c) Certified copies of the following shall be enclosed to the application-
(i) caste/tribe/community/disability/defence service certificate in case candidates belonging to SC/ST/PWD/EXS.
(ii) Class X certificate/mark list containing date of birth.
(iii) Xerox copies of educational qualifications certificate.
(d) Application complete in all respects should be sent only by Ordinary Post at the following address

For Officers Cadre :
To,
The Recruitment of Officers
POST BOX No. 9024,
Goregaon (East)
Mumbai- 400063

For Clerical Cadre:
To,
The Recruitment of Clerks
POST BOX No. 9055,
Goregaon (East)
Mumbai- 400063

For more details:
http://www.jharkhandgraminbank.com/F...ment_Part1.pdf

[Guest-IJT]

SUJIT KUMAR GHOSH
KOLKATA – 700096
E-MAIL: ksujit.ghosh AT gmail.com

WORKING EXPERIENCES:

[1] Presently working in FAMILYCREDIT LIMITED (Societe Generale Group) since 26th September 2007

(A) Currently transferred & posted at Kolkata H.O. in Credit Department as CREDIT OFFICER since 1st February 2010

AREAS/PLACES OF OPERATION:
FAMILYCREDIT LIMITED
“Technopolis”, 7th Floor, Wing – A, Plot No.4,
Block BP, Sector – V, Salt Lake,
Kolkata – 700 091
Tel: +91 (033) 39845577(Direct)
Email: sujit.ghosh AT familycreditindia.com

JOB RESPONSIBILITY:

- Looking after Credit appraisal, underwriting & process flow for the Two Wheeler and Auto product in Kolkata Head Office.
- Handling approximate 900 files monthly for Pan India

(B) Previously posted at Bhubaneswar Branch as TEAM LEADER in Operation Department since 2nd March 2009.

AREAS/PLACES OF OPERATION:
FAMILYCREDIT LIMITED
Capital Ford building
A-65 & A-66, Naya Pally, NH-5,
Bhubaneswar-751003
Orissa, India
Tel: +916743921038(Direct)
Email:sujit.ghosh AT familycreditindia.com

JOB RESPONSIBILITY:
- Handled an operation team of 22 members for end to end file process and disbursement of PL, Loyalty PL,TW loan and Auto files for East region (West Bengal, Asam and Orissa)


(C) Previously posted at Kolkata main Branch as SR. PROCESSOR in Credit Department of Personal Loan, Loyalty PL & Corporate Employee Loan Since 26th September 2007

AREAS/PLACES OF OPERATION:
FAMILYCREDIT LIMITED
Apeejay House
15, Park Street,
Kolkata-700016

JOB RESPONSIBILITY:

- Credit decision making and underwriting of PL, Loyalty PL, Corporate Employee PL and TW files. All operational jobs like disbursement of files by preparing credit appraisal memo and disbursal memo and fill up of the post disbursement document from customers as well as from DSA. Checking Cibil, internal Dedupe, negative area and other credit criteria.
- Taking PD (Personal Discussion) of customers. Giving decision of that particular file, making Budget Analysis (Loan Eligibility Calculation)
- Process files for Personal Loan (STPL, Loyalty PL, Corporate Employee Loan) in system and manually as well. Doing disbursement with checking all criteria.
- Criteria checking (prescreening of files) as per product guideline (Personal Loan Policy) i.e. customer profile, loan eligibility of customer based on his/her financials, checking defaulter database and other bank relationship i.e. credit card
and track records.
- Checking and verification of legal documents like sale deed, lease deed, searching report, mutation certificate, tax receipts, procha etc.
- Preparing and maintaining Master MIS as daily basis, sending MIS to Branch Manager.
- Joint FI visit with FI Agency and doing BD visit with respective RMs. FI decision making. Co-coordinating with FI agency, RCU agency and other vendors of company.

[2] Previously worked in ABN AMRO BANK in Credit and operation Department of Personal Loan and Business Loan for LOVELOCK AND LEWES SERVICES PVT LTD Kolkata (AN ISO 9001:2000 CERTIFICATE COMPANY, Outsourcing) as an OPERATION EXECUTIVE from December 2005 up to September 2007


AREAS/PLACES OF OPERATION:

Trinity Tower
Topsia Road
Kolkata-700039
(Opposite of Vishwakarma Building)

JOB RESPONSIBILITY:

- Had to prepare and maintain monthly MIS report of Personal Loan and send to Branch Manager, Credit Managers and Marketing Managers.
- Co-ordinate with sales, credit and operation managers and outstation branch managers
- Criteria checking as per product guideline i.e. customer profile, loan eligibility of customer based on his/her financial condition, checking defaulter database and other bank relationship i.e. credit card and track records through Cibil.
- Operational jobs like disbursement of files by preparing credit appraisal memo and disbursal memo. Follow up for post disbursement documents from customer as well as from DSA

QUALIFICATIOS:

- B.Com from Calcutta University in the year 2004
- Higher Secondary Examination from West Bengal Council of Higher Secondary Education in the year 2000
- Madhyamik from West Bengal Board of Secondary Education in the year 1998

COMPUTER OPERATIONS:

- Ms Office (Word, Excel, Power Point), Fox Pro, Windows 98/2000, Ms-Dos and Internet and e-mail operations from BRAINWARE
- “DIPLOMA IN FINANCIAL ACCOUNTING SYSTEM” form YOUTH COMPUTER TRAINING CENTRE ( Govt. of West Bengal)
- DEEACC “O” LEVEL from the “INSTITUTE OF COMPUTER ENGINEER OF INDIA”

DATE: - ---------------------------------------------
PLACE :- (SUJIT KUMAR GHOSH)