Resume CV : Branch Banking, Back Office

[manishr]

Personal Information :
Name : Manish Morarji Ravaliya
E Mail Id :manish_ravaliya AT yahoo.com
DOB : 07th December’1963.

Statement of Purpose :
I have always striven for excellence in whatever I undertake to do. I, therefore, aspire to be a part of a work culture that places a premium on quality work. I wish to grow with an organisation that is dynamic and constantly changing, thus complementing my dedication to continuous learning and constant improvement.
I hope to develop an in-depth understanding of what constitutes excellent management practices and sound decision making skills, across the bank. Further I would like to use my rich experience to develop a business and for the growth of the customer network of the organization in the competitive Banking Industry

Degree Name of the Institution/University :
Bachelor of Commerce Accountancy Mumbai University (54 %) April , 1984
L L B(Bachelor of Law)General Mumbai University (55 %) April , 1987
Certification in AML and KYC Conducted by Indian Institute of Banking and Finance in Dec‘09 , 83 Marks Out of 100.
AMFI – Mutual Fund (Advisor ) 54.25 % from NSELtd Cleared on 21.01.2010
Appearing for JAIIB Cleared 1 Subject and balance 2 appearing in May , 2010 from IIBF

Work Experience :
Years Organization Designation Annexure :
From 22.02.2010 Indusind Bank Joined as a Manager in AML Dept. Work Experience detailed in the Annexure 122 Years
From 23.05.1988 to 20.02.2010 Development Credit Bank Ltd.
Assistant Manager in Anti Money Laundering Dept .(AML Cell.) Work Experience detailed in the Annexure 13 Years
From 01.02.1985 to 22.05.1988 Raghuvanshi Coop. Bank Ltd.
Cashier cum Clerk Worked in all Dept except Advances.1 Years
From 01.05.1982 to 15.05.1983 S J Thakkar & Co.(Chartered Accountant ) Accounts and Audit Assistant Audit of co’sBooks of account.

Extra Curricular Activities & Other information :
Hobbies :
Sports, Music and Reading

Languages known :
English, Gujarati, Hindi & Marathi,

Computer Skills :
A good hands-on working knowledge of Microsoft applications
Word /Excel – Internet savvy

Declaration and Signature :
I declare that the above information to the best of my knowledge to be accurate and true.

Manish Ravaliya

Annexure 1 :
Total Banking Experience in Banking Sector 25 Yrs. of which 19 Yrs. Experience is of Branch Banking and 6 years experience is of Back Office .

Retail & consumer Banking :
A 25 year stint of Banking Industry in Mumbai.. The responsibility included business development, both liabilities, assets of the branch. This period gave me a tremendous experience and confidence levels to handle complex issues people management & Banking operational skills.
Presently as Manager in Anti Money Laundering Cell

Indusind Bank Ltd and Development Credit Bank Ltd., with Various Department
Role Performed and Job Done :-.
Working in Indusind bank and Development Credit Bank Ltd enriched me with experience of all Branch Banking Dept i.e. Operations, Advances, Accounts , Compliance which includes in-depth knowledge along with practical experience of the following dept. in Banking ……..

In Anti Money Laundering Cell since 03.05.2007 :
1. Monitoring of transactional alerts extracted from AML Software
( Real-time , Offline Alerts , Swift Alerts , Demat Alerts ) on daily basis
Observing Strict Compliance with KYC norms
2. Escalation/inquiry to/with appropriate units to obtain their understanding
3. Closure of transactional alerts based on unit responses / discussion with Head -
AML Cell or further escalation with Unit heads within stipulated SLA ‘s
4. Escalation to Principal Officer for final resolution
5. Classification of transactions as suspicious, if any………based on and after
Doing Investigations , Studying Transactional / Operational History of A/C with
regard to Profile of Client / Nature of Business of Customer.
6. Generating and submitting Cash Transaction Report in electronic format to FIU-IND on monthly basis as per guidelines
7. Generation and submission of Suspicious Transaction Report, if any, in electronic format
8. Generation and submission of Counterfeit Currency Report to FIU-IND within Stipulated Submission Timely Deadline , if any, in electronic format
9. Submission of MIS to Control and Compliance and Principal Officer of AML .
10. Access control - Creation and deletion of users for AML Software i. e AMLOCK
11. Strict Compliance of Reports within stipulated time period to Regulatory Authority
12. Training to Colleague and Team Member on Know Your Customer (KYC ) AND Anti Money Laundering ( AML ) Policies / Guidelines / Issues .

Counter Operations : Current, Savings, Cash Credit, Inward Clearing, Outward clearing , Outstation cherubs for collections, Bills Purchase and Discounting, Handling Term Deposits like short term and long term, Demand Drafts ,Pay Orders

Accounts Dept : preparing Cash Book, Profit & loss a/c, Trail Balance and other schedules related to Bank’s closing

Credit Dept : Secured, Unsecured Loan, Loan against FDR for a limited period
- Handling Documentation for various type of Loans to some extent
- Handling all type of Branch Audit i. e Statutory, Internal, RBI and concurrent audit.
- Funding of New a/c at centralize back office for all India Branches
- Review of Account Opening Forms received for new account to be opened as per KYC
- Norms of R B I and accordingly authorise or reject from the documents attached.
- Updating knowledge by reading circulars issued by bank
- Reading news paper and updating with RBI guidelines
- Very well versed in Finacle operating System

Functional Designation :
- Manager

Banking Training :
- Induction Training for Banking at Development Credit Bank Ltd
- Advanced Training for Banking at Development Credit Bank Ltd
- Being Effective Conducted by Development Credit Bank Ltd
- Credit Appraisal Training at Development Credit Bank Ltd
- Changes in Banking Scenario(CAMPUS)

Achievements :
- Promoted from Clerk to Asst Officer in the year Sept’1997
- Promoted from Assistant Officer to Sr. Assistant Officer in Oct’2000
- Promoted from Sr. Assistant Officer to Officer from 01.04.2006
- Promoted from Officer to Assistant Manager from 01.04.2008
- Joined Indusind Bank as Manager From 22.02.2010 .

I.E.L.T.S.(International English Language Testing System)
Over all Bands 6.5 :
- Writing 6.5 Bands
- Speaking 6 Bands
- Listening 7 Bands
- Reading 6.5 Bands

[Guest]

CURRICULUM VITAE :
SHASHIKANT K. PRASAD
E-mail ID : shashi_1175 AT yahoo.co.in

Objective :-
Looking towards a challenging future in a growth oriented reputed Organization, with will not only utilize the achieved.

EDUCATIONAL QUALIFICATION :-
(1) Bachelor of Commerce from Gujarat University in 1997.
(2) Diploma In Mass Communication in 1997 with 64% Marks. (Journalist)
(3) Diploma In Commercial Art Course in 87% Marks from Chennai. (Gold Medalist)
(4) I have Training “Finance” (Taleem Research Foundation (An essal group, Zee News)

COMPUTER LITERACY :-
(1) Diploma In DTP Pagemaker, Corel Draw from Kubernagar I.T.I. June’2000 Ahmedabad.
(2) Good Knowledge is MS Office Application : Word. Excel and Powerpoint from Kuber Nagar
I.T.I. June’2000 in Ahmedabad.
(3) HTML, DHTML, Java Scripting from Kuber Nagar I.T.I. Ahmedabad.
(4) Passed English Type Writing 30 W.P.M. Ahmedabad.
(5) Internate : Internate Configuration, Setup, Browsing and E-mail.
(6) Showmen Software used in the Hotel Industries.

WORK EXPERIENCE :
- 1. I have worked with E-City Entertainment (I) Pvt. Ltd. “FUN REPUBLIC” AHMEDABAD( An Essel Group Enterprise ) As a “CASHIER” For about 4 years. ( Since 2001 to 2004 )
JOB PROFILE :
(1) Handling Cash & Maintaining the Record of the Same.
(2) Cash and Cheque deposit to Bank.
(3) Reconsilation of Bank Statement.
(4) Also Responsible for the Cash Transaction of Restaurant, Stores, and Game Zone.

(2) I have worked with “RASNA PVT. LTD.” As an Assistant to E.D.P (Electronic Data Process) ( Since 2005 to 2006)
JOB PROFILE :
(1) Responsible for the Preparation of Sales Invoice, Purchase Invoice, Cash & Bank Voucher & J.V.
(2) Documentation of HR Department Related to Salaries, Leaves, Pf Etc.
(3) Keeping, Issuing Stationeries to the staff & Maintain & Control the stationary Registers.
(4) Assisting to Admin Officer for daily Administration Work.
I have worked with : PAN INDIA FOOD SOLUTIONS PVT LTD” – “Spoon the food Court” As a “Sr. CASHIER”for about 1 year. 10 Acres,City Mall, Raipur Gate, Kankaria Road A’bad. ( Since 2006 to 2007 )
JOB PROFILE :
(1) Maintain Petty Cash, Cash book, Supervising the Cashier for petty cash book & Cash
Payment & Preparing monthly DSR daily Depostion of the collection in the Bank,
Including the cash collection & Carrying surprise cash verification at the counter’s.
(2) Training of new cashier staff, technical support and some back office work.

I have worked with “PANTALOON RETAIL (I) LTD.”UNIT-“Peth Puja Food Court” As a “Sr. Cashier” for about 1 Month 10 Acres, City Mall, Raipur Gate, Kankaria Rd, Ahmedabad. I have worked also Hyderabad Central.
JOB PROFILE :
(1) Maintain Petty Cash, Cash book, Supervising the Cashier for petty cash book & Cash Payment & Preparing monthly DSR daily Deposition of the collection in the Bank, Including the cash collection & Carrying surprise cash verification at the counter’s.
(2) Training of new Cashier staff, technical support and some back office work.

Present I am Working with “FCH CENTRUM DIRECT LTD. (Future Group)
As a “ Executive Forex” Ahmedabad International Airport. (Money Exchange) (Foreign Exchange Dept.) Since 12 Dec.’2007 to Still working.
JOB PROFILE :
(1) I have been Working as Forex Executive with following task responsibilities.
(2) Review Forex Rates For Buying and Selling.
(3) Bank Related all Works and other Works Related Forex.

PLACE : Ahmedabad

[ SHASHIKANT K. PRASAD ]

[Guest]

I am a 22 years experienced banker seeking job of administrative level. Please guide me how to get the same.