Resume CV : Banking Back office Operations

[sratho2]

SURESH GOVIND RATHOD
Email : sratho2 AT rediffmail.com

Objective :
- Seeking challenging and growth oriented opportunities with Banking and Financial Institutions

Core Competencies :
- Cross-functional exposure to Process Management, People Management, Banking & Financial Operations, Risk Management, Business Process Reengineering and Strategic Planning.
- Proficiency in finance, banking and accounts operations.
- Valuable insight & keen analysis, coordinating with team to implement best practices, adept at working in high pressure environment with strict deadlines and multiple deliverables.
- Interpersonal and people management skills with comprehensive problem detection and solving skills
- Analytical bent of mind to comprehend complex financial data easily.
- Strong team player with the ability to motivate team towards maximum productivity, quality work and timely execution.

Business Analysis :
- Banking Operations - Reconciliations - Client Management - Migrations/Transitions - Relationship Management - Coordination/Liaison

Experience :
Freelancer - since April’09
Currently working for ODESK URL http ://www.odesk.com/w/home3 as a freelancer.
Handle projects related to Banking, Finance, Accounts and Data entry.
Involved in providing online training and assistant to members in Foreign Payment, SWIFT, Nostro Reconciliations, Fund Reconciliations, SWIFT Messaging and Project Management.

State Street Syntel Sourcing Pvt. Ltd. – August 2007 – March 2009
Position : Deputy Manager
- Handling day to day operations of Reconciliations unit consisting of 14 team members. It also includes comparison of IFAST system (Shareholder’s recordkeeping system) with movement of inflow / outflow of cash transactions from various funds on daily basis.
- Monitoring daily operations, reviewing weekly productivity and quality of the unit with expected standards and SLA.
- Planning and implementing new project or system which includes calculation of FTE, co-coordinating with UK project team.
- Preparing and executing training plan and assisting clients to conduct half yearly and annual audit.
- Act as a link between senior and lower management, providing overall feedback, review sessions and team meetings based on the individual performance.
- Efficiently address major escalations and feedback to clients like IFDS and other biggest Asset Management companies in Ireland like AXA, New star, M&G and Russell.

HSBC SOFTWARE DEVELOPMENT (INDIA) PVT LTD, Pune Mar’07-Jun’07
Subject Matter Experts :
Responsible for implementation and training of Global Payment System (GPS) across the entire HSBS bank branches worldwide.

ABN AMRO CENTRAL ENTERPRISE SERVICES PVT. LTD Jan’03-Nov'06
ACES is a 100% subsidiary of ABN AMRO Bank N.V. providing operations and IT processing services to Business Units of ABN AMRO
Team Leader : Nostro Reconciliation (May'06 to Nov'06)
- Responsible for managing a team of 4 and overall daily reconciliation of 14 Nostro Accounts maintained by multiple foreign banks.
- Handling the whole gamut of people management activities including training, skill enhancement and attrition control.
- Formulating innovative business strategies, designing workflow and implementing change management to ensure smooth business operations and attainment of targeted organizational objectives, undertook tasks pertaining to analysis and review of the control reports in the process.
- Spearheading efforts across planning and executing process changes including policy or functionality changes, and conduct fortnightly conference call with our clients based at Singapore with other internal departments like Treasury, Remittances, Trade & Credit Cards.
- Developing and disseminating various reports according to RBI guideline like Nostro Vostro Reports, DSB Reports, REC Reports and Monthly Reconciliation reports.
- Leading and motivating a team of professionals for achieving delivery and quality norms, setting objectives and managing the performance management cycle through career planning, rewards and performance appraisals.

Team Leader :Cross Border Payments (Nov’03-Nov'06)
- Played a key role in Migration and Set up of Operation International Payment and Services (OIP&S) Project from ABN AMRO Bank N.A., Netherlands to Mumbai in coordination with Dutch Trainer from Netherlands.
- Participated in Proof of Concept (POC) of OIP&S for Two Months (Feb 2003 to March 2003) conducted to assess the feasibility of this project in India and worked as a coordinator between Amsterdam and Mumbai for Implementation of project.
- Conceptualized Training Material for Cross Border Payments and provided practical training to new recruits.

Processing Officer : (Jan’03-Nov’03)
- Managed a team of 4, handled day-to-day funds transfer Investigations, verifying bulk payments and correspondences through follow ups to close each Investigation file in a timely manner ensuring customer satisfaction.
- Handled the whole gamut of customer management activities including resolving queries related to Nostro Reconciliation and other service related queries.
- Formulated Eonia calculations and Heathrow Agreements guideline, which are a part of European Interbank Guidelines and made various internal adjustments in client’s vostro Accounts.
- Supervised periodic follow up with Nostro Reconciliation Department for Resolution of outstanding Entries on various Nostro Accounts, Reconciliation of various Suspense Accounts and their Maintenance.
- Coordinated with various Correspondent Banks in USA, U.K and EUROPE through Swift Messages (MT 199,299, 999 etc)) and through telephonic conversation to investigate the outstanding. & if the matter is not resolved within a week escalate the case to the immediate superior.

Projects & Trainings completed in ABN –AMRO :
- FATF & Anti- Money Laundering : Part of Money Laundering and Terrorist Financing Project which is successfully completed, basic objective behind this project was to comprehend the various laws and regulations exist in different countries to curb Money Laundering and Terrorist Financing.
- RTGS : Received training on RTGS which includes Functions, Membership Type, Settlement and Funding Account, Transaction Type, Communication between PI and Central System, Sending message to IFTP System, Settlement of transaction and Intra-Day Liquidity facility.
- KYC GUIDELINE : Trained on KYC(know your customer Guideline): RBI Guideline on Customer Acceptance policy, Customer Identification Procedures, Monitoring of Transactions, Risk management and features to be verified and documents that may be obtained from customers.
- In order to attend meetings with various Department Heads of Service Support Unit (SSU), Incoming Payments Department, Outgoing Payments Department, International Payments Service Center (IPSC), Nostro Reconciliation, Support Payments Cheque. Investigations Unit and Cash Management went to Netherlands in Jul’04.
- Received training in Quality Management system from Six Sigma Alchemy (Pvt.) Ltd., Process Mapping (Software : All Clear 4.5), NOSTRO Reconciliation (Intellimatch) and proficient in using softwares like Intellitracs, CORNA Systems (Reconciliation) and HU161.

E-SERVE INTERNATIONAL LIMITED, Oct’00-Oct’02
Junior Process Officer :Center of Excellence- Fund Transfer Investigations
- Spearheaded efforts towards Analysis & Investigating International fund transfers, specializing in value date and cancel case.
- Mentored and motivated team members to make them perform to the best of their abilities; leading the team and monitor Competency grids and identify training needs for skill / competency up gradation.
- Established thorough correspondence through electronic modes of Communication like SWIFT, FED, Telex, and Emails & Faxes.
- Monitored aged case analysis, training fresh employees the basics of fund Transfer investigations and payments, work distribution and Verifications of Fed messages.
- Resolved escalated issues and maintained adherence to SLAs through procedural changes and initiatives.

Cipla Ltd October 1999 – July 2000
Officer-Accounts :
Successfully brought down the petty expense of the company by implementing various control measures

EDUCATION :
B.Com. from Mumbai University in 1997

Computer Proficiency :
MS office, Tally, Linux, Lotus Notes and Ex Next Generations Accounting Software

Languages Known :
English, Hindi, Marathi and Gujarati

[Guest]

ASHWAJIT. A. LANKESHWAR
E-mail : ash.lankeshwar AT yahoo.in

CARRIER OBJECTIVE :
To work in a professionally stimulating environment where integrity. Hard working and sincerity are the driving factors. At the end of the working day a feeling and significant contribution the organizational goals in expected. Most importantly, I would like to constantly develop my personality through interaction with people and experiences.

PREVIOUS WORK EXPERIENCE :
Company : PAMAC FINSERVE PVT. LTD. (CPA OF HDFC BANK LTD.)
Designation : Credit Reviver.
Department : Personal Loan, Business Loan & Education Loan.
Duration : 14th June, 2007 to 5th Feb 2011.
Job Profile :
Preparing Credit Approval Memorandum (CAM) for Personal loan, Express loan.
Doing Detail Data Entry.
Preparation of customer loan disbursement letter after checking disb.
calculation of Pre-Emi on Disbursement, Maintaining pre-emi & receipt
statement, Checking PF clearance from daily received banking data.
Sending daily activity report.
Preparing MIS on weekly & monthly basis.
Dispatching the files to the Operation.
Tracking all activity data on system.
Preparing Credit Approval Memorandum (CAM) for Personal loan &
Business loan commenting credit.
Bank statement highlighting the positive as well as negative points of the
customer this helps the credit officer for the decision.
Verifying & Auditing all valid post approval document required for Personal & Business loan.
Maintaining free flow of information by daily interacting with DSA &
Bank Officials.
Insuring the smooth flow of CPA process.

CURRENT WORK EXPERIENCE :
Company : L & T FINANCE (Service provider-Teamlease Services Pvt. Ltd.)
Designation : Backoffice executive.
Department : Loan dept. of CEF & TEF product. (Non banking finance co.,)
Duration : 7th Feb, 2011 to till.
Job Profile :
Checking presanction documents of the customer (for e.g. Application
form, KYC docs, FI report, CAM approval etc.)
Processing case for Detail Data Entry after clearing all eligibility criteria
mentioned in the policy of the company.
Checking post sanction document of the customer (for e.g. loan details
mentioned in application form verify with accepted letter of the
customer, loan agreement sign by customer, IRR sheet, PDC, ECS
mandate, IMD, Margin money receipt, board resolution or partnership
Authority letter in case of company, Valuation report with asset photo in
Case of refinance or used asset, RC copy with proper hypothecation
insurance copy with hypothecation in case of used & refinance asset).
Drawing repayment schedule of the customer in system as per loan
details provided in loan application form & IRR sheet after verifying all
post sanction document..
Issuing DO of the disbursement amount to the concern marking person &
supplier.
After confirmation of disbursement amount from marketing person releasing of payment to the customer or supplier through RTGS & NEFT
in LMS system.
Maintaining daily MIS.

EDUCATIONAL QUALIFICATION :
T.Y.Bcom. Passed.

OTHER QUALIFICATION :
Successfully completed Computer course in MS-CIT

Operating system used :
- MS-DOS, WINDOWS’2000, Ms-Word, Ms-Excel.
TYPING SPEED :
English : 40 w.p.m.

PERSONAL DETAILS :
Date of Birth : 10th Dec, 1985.
Gender : Male.
Marital Status : Single.
Nationality : Indian.
Language Known : English, Marathi & Hindi.
Interests : Music, Reading, Playing Cricket.

Declaration:
I hereby abide that all the information given by me is true & if given a chance, Will fulfill all the deals with utmost sincerity.

Date : / /.
Place : Mumbai.

(Ashwajit. A. Lankeshwar)