Banking Credit Manager : Afghanistan

[lionsahoo]

Job: Credit Manager for a leading Bank
Location : For Afghanistan
Please send your resume to itmconsultancy@gmail.com
Candidate need to join Immdly
Job Description :
1. Maintain the corporate credit policy
2. Create a credit scoring model
3. Manage customer credit files
4. Monitor the credit granting and updating process
5. Monitor periodic credit reviews
6. Manage the application of late fees
7. Manage relations with the sales department
8. Manage the corporate financing program
9. Manage relations with credit insurance providers
10. Measure department performance
11. Provide for ongoing training of credit staff
Desired Qualifications: 10+ years of credit experience with any International Bank.

someone with extensive credit background

[manikandan1980]

Hi

Would like to be part of Credit in this bank. kindly gothrough my profile and revrt at the earliest..

About myself:
5 yrs experience in Retail banking credit
Have completed MBA ( finance)
Willng to relocate immediately

thanks
manikandan
919962529946

[Guest-IJT]

Name : Amit Dixit
Email : amitdixit32 AT yahoo.com
Designation / Skillset : credit manager
Dear sir,
I am working as a credit manager in icici bank, having 1 year of experience.

Resume :

A position in the Banking / Financial industry with major responsibilities that will effectively utilize my organizational and communication skills.
Summary
Currently employed with ICICI Bank Limited (Capital Market Division) As credit manager.
Well versed with banking operations & funds settlement procedures.
Proven ability to establish rapport with customers and co-workers.
Extensive use of Microsoft word, Excel and Power point.
Organizational Experience
ICICI Bank Ltd Credit Manager
The Deliverables
Credit Department.
Conduct credit analysis and funding proposals of all major broking and investment firms & presenting the same to the management for sanction of credit limits.
Verifying all the documents as per check list required for availing facility in the form of Bank Guarantee, Loan Against Shares, OD Against FD facility etc.
Analyses of financial statement provided by the client and determining the limit to be sanction based on the financial.
Ensure the fulfillment of all the criteria require to sanction the limits.
Preparation of the excel sheet and final proposal in word after the analyses and fulfillment of all the eligibility criteria.
Responsible for the sanction of limits to the client.
Maintenance of MIS of credit department.
Settlements
Understanding client needs and suggesting structures that are most favourable to them and responding to their requirements on a timely basis.
Handling funds payin / payout of clients for NSE, BSE, NSE F&O, MCX & NCDEX, IL&FS, NSE Currency, MCX SX.
Providing Temporary Overdraft limits to the clients as per their request for both Intra-day and Inter -day.
Monitor irregularity reports, regularization of accounts, handle deviations and exceptions for smooth clearing and settlement of banking operations.
Conduct periodic credit reviews and ensure satisfactory ratings in all audit reports with no repeat recommendations.
Documentation
Preparation of Credit Arrangement Letter (CAL) and Limit Set up Memo (LSM) for Bank Guarantee, Loan Against Shares, OD Against FD facility, Cash Credit facility (Hyphothecation), Term loan etc.
Coordination with clients for pre sanctioned New/Renewal documents. (Bank Guarantee, Loan against Shares, OD against FD), Cash Credit facility (Hyphothecation), Term loan etc.
Determining conditions & communicate on technical issues, require documents, problems and/or questions.
Assisting & coordinating with brokers, ensuring smooth and quick process of facility (Bank Guarantee, Loan against Shares, OD against FD), Cash Credit facility (Hyphothecation), Term loan etc.
Verify all require documents for the entire Product related to Capital Market, and get the limit set on time.
Additional Activities
Maintenance of file management system, (responsible for maintenance of all files and documents and its deposit and withdrawal)
Coordination with clients for confirmation of RTGS and MICR clearing cheques.
Banking Software
Well versed with Finacle I-Core version 7.0.23.
Education
Pursuing for M.com-I from Dalmia college of Commerce.
Bachelor of Commerce from MPVV College of Commerce (Mumbai University) with 72%.
H.S.C from G. H. Junior college of Commerce (Maharashtra Board) with 67%.
S.S.C from C. B. Inter School (UP Board) with 62%.
Technical Course & Skills
MS-Office2000 (MS-Word, MS-Excel, MS-Power point & Internet).
Tally (6.3 and 7.2).
Traits & Strengths
Achiever who believes in hard work and positive results.
Ambitious to achieve the desired goals and targets.
Dedicated towards the work and organisation to achieve the overall aim.

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More Information about this submission and submitter :-
___________________________________________________
Submission ID : 4254367
Date & Time : 15th Jun 2011 4:38 AM (UTC)
IP Address : 93.186.31.236
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