Ing Vysya Bank Ltd Palakkad : Branch Head

[Rajkumargautam]

Ing Vysya Bank Ltd. Palakkad / Palghat : Branch Head - Palakkad

Designation: Branch Head - Palakkad
Experience: 5 - 10 Years
Location: Palakkad / Palghat

Job Description:
Delivers across CASA, fee and BB goals
Generate leads from existing customers & Employees
Follow up with Govt Depts., Corporations & Courts
Identifying HNI / Corporate / Business units through various channels
Monitor and generate leads through TPV’s
Cross sell for existing customers and Team training on adherence of processes on a continuous basis.
Deliver contribution towards Breakeven of new Branch as per the goals
Increase cross sell of Insurance and Mutual Funds and Non Fund Business
Drive high yielding Advances and Manage within Budgets
Control and monitor leakage of income.
Ensure all the team in the branch is customer focussed
All complaints and issues are resolved within the TAT.
Provide feedback to CO on customer needs, competition for improved services.

Desired Candidate Profile:
Total 5-7yrs of working experience in banking with a minimum 3+ years Experience as Branch Head.

Company Profile:
WELCOME TO THE WORLD OF ING VYSYA CAREERS! ING VYSYA is looking for top talent. But why should you choose us above other companies? In a word: diversity. No other Financial Services Institution offers the diversity of growth, opportunities and cultures that you'll find at ING VYSYA. In the process of fostering a Global look & Outlook, we thrive, by sharing information across borders and across Business Units in working environments that foster Open Communication, Trust and Transparency. Another attraction of an ING VYSYA career is the opportunity for lifelong learning. We have an aggressive and fast paced career development for our employees through on-the-job and Leadership Programs followed by an excellent Performance Management System. Our boundary-less environment also supports

Address:
Ing Vysya Bank Ltd
ING Vysya House # 22 M. G. Road
BANGALORE,Karnataka,India 560001

Website: http://www.ingvysyabank.com/scripts/careers.aspx

Keywords: Branch manager, Branch head,Branch incharge, Back up Branch manager

[1109.nitin]

Nitin Jain
C-1/109 Sector 16,Rohini Delhi-110089
Mobile: 9810386052/9310690522 ~ Email: nitin_jain1109 AT rediffmail.com D.O.B: 3rd Aug’82

Credit Manager “Retail Banking”
Seeking challenging and growth oriented managerial level assignments in retail banking sector. ________________________________________
Careers Synopsis
5+ Years of experience in the area of:

Audit Management Credit Management Customer Services
Operation Management Risk Management MIS Reporting
- Budget analysis & customer’s interview to calculate the in-depth credibility of the applicant.
- Credit & Risk analysis of customer’s to calculate the in-depth credibility (Intention to pay & Capability) of the applicant Quality check on the processing of the file.
- Setting out Quality Standards of various operational areas, ensuring a high –quality customer experience, while adhering to the SLAs and work processes.
- Ensure that approvals are 100% complete as per the programs and policies approved by the business and the documentation’s is 100% complete and accurate.
- Implementation of negative areas/profiles list as per the delinquency analysis.
- Monitoring timely renewals of credit limits. & mitigating risks.

CAREER CONTOUR
INDIABULLS Ltd, New Delhi
Branch Credit Manager in Commercial Vehicle

Credit Management
- Credit & Risk analysis of customer’s to calculate the in-depth credibility (Intention to pay &
Capability) of the applicant Quality check on the processing of the file.
- Handling Credit appraisal of the customers for all product within norms & guidelines of the company
& sending approvals request to higher authorities for the deviation required.
- Appraising the credit worthiness of a person applying for loans.
- Budget analysis & customer’s interview to calculate the in-depth credibility of the applicant.
- Quality check on the processing of the file.
- Taking P.D (personal discussion) with Customer (Home & Office).
- Maintaining daily productivity and turn around time for approval of application with respectable
approval rates.

Operation Management
- TAT & smooth functioning of end to end operations in the unit for loan processing
- Ensure that approvals are 100% complete as per the programs and policies approved by the business and the documentation’s is 100% complete and accurate.
- Maintain low discrepancy rate on the files.
Risk Management
- Preparing case studies on the delinquent cases of the month & pointing disconnects/loop holes and suggesting he same in credit committee meeting (CCM) for policy improvement
- Monthly analysis on Fraud rejected data & delinquent data, to study the flow of the business.
- Implementation of negative areas/profiles list as per the delinquency analysis

Venders Management
- Guiding for the quality of visit to FI Agency department for the applicant verification & decision on the approval accordingly
- Guiding for the quality of visit to FCU department for the applicant verification & decision on the loan approval accordingly
- Handling Bank Venders Team who are responsible for Starting to end (Process Dip testing to Send to Operations)

Collection
- Handling Local Collection, Front end and regular bouncing of the branch.
- Tracking of Skip cases.
- Maintaining MIS of Monthly collection data and tracking the portfolio that has maximum no of collection problem.

WORKING EXPERIENCE
Company Name HDFC Bank.
Title Asst. Manager
Specialization Audit/ Credit /Customer Service / Collection
Industry processing unit of Auto Loan(New & Used Cars).
Duration March 2008 to Jan 10

Company Name Centurion Bank of Punjab.
Title Asst. Manager
Specialization Audit/ Credit /Customer Service / Collection
Industry processing unit of Personal Loan, Auto Loan, TW Loan, Three wheeler &
Trade Advance.
Duration June 2006 to March 08

Company Name Centurion Bank of Punjab.
Title CPA
Specialization Audit & Credit
Industry processing unit of Personal Loan, TW Loan, Three wheeler &
Trade Advance.
Duration Jan 2005 to May 06

Company Name Shiv Saroj & Associates.
Title Executive
Specialization Statutory and Tax Audit
Duration March 2003 to Dec 2004.

QUALIFICATIONS
- M.B.A in finance from National Institute of Management from Maharashtra.
- B.Com (Pass) from Delhi University in 2003.

IT SKILLS
- Well versed with Windows, MS Word, Excel, Power-point and internet Application.

PERSONAL DETAILS
Date of Birth : 3rd August 1982
Address : C-1/109 sector 16 Rohini Delhi 110085
Language Knows : English & Hindi

Place Delhi

Dated –