www.mimofin.com MIMO Microfinance NGO Dehradun : Individual Lending

[Admin]

MIMO Microfinance, Dehradun Dehradun : Operations Manager- Individual Lending

Website: http://www.mimofin.com
mimofin.com

Designation: Operations Manager- Individual Lending
Experience: 7 - 10 Years
Location: Dehradun

Job Description:
Research, Analyze and recommend to COO – strategies to pilot, main-stream and scale up Individual lending products
Recruitment
of Individual lending product personnel in collaboration with HR
Shall work closely with Products team to design new products
Shall be the single point contact and be responsible for all administration related issues about Individual lending products
Will help COO in formation of related Policy & Guidelines
Manage operations for individual lending products as they are piloted and scaled up

Desired Candidate Profile:
- At least 7-10 years experience
- Any graduate
- Aged below 35 yrs
- Last job should preferably be in the capacity of a Area Manager, from a credible MFI
- Should have exposure to several microfinance models including experience in micro-enterprise lending
- Should have managed a team in the past.
- Should have been a member of at least ONE fast track project
- Very proficient in using MS Office & MS Projects
- Very Good Communication and negotiating skills
- Proficient in speaking English, Hindi, Regional language depending on project location
- Should provide 2 references each from (a) Past superior officer, (b) Past/Present Subordinates, (c) Past/Present Peers (same rank)

- High social responsibility
- Integrity
- Building relationships
- Compliance to policies, rules and regulations
- Belief in Teamwork
- Effective leadership
- People oriented and Goal oriented
- Dogged determination to succeed

Company Profile:
Mimo Finance is the brand name under which Mimoza Enterprises Finance Co. Pvt. Ltd. (NBFC), conducts its microfinance operations. Our value proposition is to provide sustainable access to microfinance, particularly to women, that allows individuals to generate income, create hobs, enable families to obtain health care, and empower them to make choices that best serve their needs.

Email Address: sgupta@unitus.com

Keywords: MIMO - Ops Mgr - IL

[Guest]

Sukhpreet singh
Email : Sukhpreetsingh54 AT gmail.com
Yaarmeet AT yahoo.com

Career Objective :
To pursue a highly challenging career, where I can apply my knowledge, acquire new Skills and contribute effectively for the growth of organization.
Seeking challenging assignments in the field of IT, Accounting Financial Functions with a reputed organization.
Summary of skills and experience
- More than Two years 3 months of experience in the areas of I T & accounting.
- Possess knowledge of Company Financial functions with hands on experience in organizing several meeting and compliance of various statutory norms.
- Excellent communication, analytical and team working skills.
- Working experience of Account finalization & Data Entry.
Academic Profile :
- P.G.D.C.A Appearing from Avadh University Faizabad.
- B.Com from Avadh University Faizabad.
- Intermediate (Commerce) with from U.P board.
- Matriculation from U.P Board.
Work Experience :
- Worked as a Account Assis. from 23rd Nov, 2008 to 07th May, 2009 With Prabhat Tandon (C.A), Faizabad City.
- Worked as a Account Assis. from 18th May, 2009 to 4th Aug,2010 in Sonata Finance Pvt. Ltd., Faizabad.
- Working as a Account Assis. Manager Cum IT Assis. Manager from 05thAug, 2010, to till now in Sonata Finance Pvt. Ltd., Faizabad Regional Office.
Job Profile
- Responsible for entire accounting activities .
- Preparing Bank Reconciliation Statement.
- Preparing Voucher and Make Entry in tally.
- IT Database Entry & MIS Report for Weekly as on Branch Level(All Units).
- Handling monthly salary finalization of Regioanl Office and Branches.
- Handling 10 Branches.
- This time I am handling Faizabad Region.
- Making Balance sheet, Checking tally backup , bonus Sheets & Salay Sheets.
Computer Knowledge
- Knowledge of Tally up to 7.2 versions,Word, Excel, Internet browsing, e-mails.
Other Rewards :
- I was got rewards of Best accountant In sonata finance pvt. Ltd. From Anuj Tandon (C.A).

[Guest]

Dear Sir,
Myself Manoj Philip working as a SR. B.M in Sahayata Microfinance Company for last 9 months. I am really looking forward to work with N.G.O for it would give me more stability in career prospective. Here i am sending my resume.Pls contact
Resume
Manoj Philip

E-mail :- manojphilip09 AT gmail.com
Objective :
To make best use of my knowledge & experience in the growth of my association, as I personally feel, a person as an individual grows with the growth of the organization as a whole I am a sound believer of hard work & dedication & thus I believe there is no substitute for hard work.
Professional Qualification :
Passed M.Sc. M.L.T (Clinical Microbiology) from HNB Garhwal University, Uttarakhand.
Passed B.Sc. M.L.T from Rajasthan Vidyapeeth University, Rajasthan.
Education Qualification :
Passed 10th from C.B.S.E, Jaipur (Raj.)
Passed 12th from C.B.S.E, Jaipur (Raj.)
Basic Knowledge of Computer Application.

Work Experience : Working as a Sr. B.M in Sahayata Microfinance Pvt. Ltd in Sikar Rajasthan
Key Strength & Skills : I am a confident & optimistic person with willingness to take initiative and boldly face the challenges posed in front of me. Working for your organization with all my honesty is my dignity. Here are my strengths and skills.
Very well organized and comfortable working in a multi-tasking project oriented environment.
Exceptional versatility and adaptability.
Dedication and drive as a hard working individual.
Good communication and excellent organizational skills.
Have team building skills understands the value of working together towards the common goal.

[Guest]

Email :kataria.prashant AT rediffmail.com

Curriculum Vitae
Prashant Kataria
Professional Experience
Duration : July 2011 to Till Date
Employer : Sahayata Microfinance Pvt Ltd.
Designation : Area Manager – PL Sales,Credit,Audit,Collections
Job Responsibilities. (Personal Loans)
Presently working as an Area Manager (Band 3) handling the responsibility of overall Sales, Credit & Collections for UK & Haryana.
Job Profile
a) Responsible for Market analysis to get the loan disbursed in the potential area .
b) Mandatory training of COC and collection & Sales process to each and every officer appointed in the assigned region.
c) Regular and frequent visits in all the branches to ensure timely collection, Smooth disbursement, customer satisfaction.
d) Proper updation of a/cs in database .
e) Proper and timely follow-ups on delinquent cases so as increase productivity in terms of resolution.
f) Proper follow-ups with the customer to ensure proper disbursement
g) Follow-up with Legal dept. on delinquent accounts.
h) Proper follow-up with the branches to ensure zero pendency regarding Rent, Bills.
i) Monthly Audit of branch accessories and follow-ups with RO to ensure timely maintenance of IT related items.

2) Duration : Feb. 2009 to June 2011
Employer : TCS E-serve Ltd., Delhi
Designation : Sr. Exec. – PL Collections
Collections Responsibilities. (Personal Loans)
Presently working as an Agency Manager (Band 2) handling the responsibility of Bkt–1
(ref.) under Personal Loans Div.
Job Profile
j) Successfully handling portfolio of 11 Cr. Also handling a team of 25 field executives 3
Supervisors and 2 telecallers (on TCS rolls) with proper monitoring of delinquent A/cs
k) Mandatory training of COC and collection process to each and every collection officer appointed in the agency.
l) Timely feedback from agency to approach every a/c to increase resolution.
m) Proper updation of a/cs in database .
n) Proper and timely followup on bounced cases so as increase productivity in terms of resolution.
o) Timely followup on all skip cases.
p) Followup with Legal dept. on high pos delinquent accounts.
q) Personal followup on all serious delinquent a/cs with best negotiation skills to increase
resolution .
r) Visiting customer for collection in High POS and chronicle cases.
Achievements
a. Awarded as Front Runner Agency Manager (2nd Position Country Level) in the
month of July’09 from TCS E-serve in just 6th month after joining the
esteemed organization.
b. Increased the resolution of Bkt 1 from 17% to 55.8% and RB from 3% to19%

3) Duration : Sep. 2007 to Dec. 2008
Employer : G E Money, Gurgaon
Designation : Exec. (Payment Assistance) - Collections

Job Profile
a) Agency Management
b) Streamlining operations at agency
c) Timely Allocation to Agencies and timely Feedback from Agencies.
d) Setting of targets, monitoring high pos cases. Collection planning and follow up for High POS cases for collection.
e) Maintaining portfolio MIS
f) Effective utilization of the manpower.
g) Interaction with clients/customers.
h) Visiting customer for collection in High POS and chronicle cases.
i) Maintaining Agencies Target/performance/ID Cards and other relevant processes.
Achievements
a) Streamlined R060+ delinquencies
b) R060 Resolution increased by 72-75% from 60-65%.
c) R090 Resolution increased by 45-50% from 35 - 40%
d) R120 Resolution increased by 35 - 40% from 28 - 32%.
e) Increased Resolution in R150 portfolio by 35% from 25% within six months.

4) Duration : Oct. 2006 to Sep.2007
Employer : HDFC Bank Ltd. (Delhi)
Designation : Officer – Collections
Handled Collections for following Location : Delhi & NCR
Job Profile : -
a. Regular structured training process to develop and train an effective team for Collection
b. Analysis of non-collected amt
c. Designed end-to-end process of collection.
d. Maintained and achieve Customer Satisfaction
e. Preparing the collection plans and delegate targets.
f. Setting processes and systems and monitor activities.
g. Collection planning and follow up with chronicle customers.
5) Duration : March 2000 to Oct. 2006
Employer : ICICI BANK Ltd, DEHRADUN
Designation : Business Development Manager (Off Rolls)
Job Profile : -
a. Responsible for business development, sales and marketing activities.
b. Monitoring the secondary and primary sales target achievement on a regular
basis.
c. Providing inspiration and leadership to the sales team to achieve there goals and
objectives.
Achievements : -
a. Achieved highest business in 2002 and won a BIKE as a gift from ICICI Bank Ltd.
b. Achieved all assigned targets on a consistent basis.
c. Planned and implemented strategies to ensure a substantial growth in the customer
base as well as to increase the business volume.
d. Resoursefully carried out promotional campaign and touched the product in highly competitive market.
e. Awarded best Team Manager in the field activities for the getting high scoring in the organization.

STRENGHT :-
a. Ability to plan and successfully implemented promotional campaign to perform
and deliver result under adverse and competitive scenarios.
b. Achievement and result oriented with excellent communication, presentation,
and Interpersonal skills.
c. Proven strength in trouble shooting, problem solving, and motivate them to
achieved desired objectives.
d. Creative and committed with an ability to perform under pressure and c
competitive situations.
Academic Qualification
Acquired degree in Bachelor of Science from Garhwal University

Extra Curricular Activities
Participated in Cricket, chess and swimming sports activities at school and college level.

[Guest]

RESUME

JOGESWAR SAHOO
E Mail address : jogeswar.sahoo2008 AT gmail.com
CAREER OBJECTIVE :-
.
- 5 years training experience
- Proficient use of MS Word, PowerPoint, Excel, and Access
- Excellent communication, interpersonal, organizational, and leadership skills
- Exceptional versatility with the ability to manage multiple tasks in a pressured environment
- Dedication and drive as a hard-working individual

PROFESSIONAL EXPERIENCE :-
- Presently Working in Training Department as Executive in SKS MICROFINANCE LIMITED, Hyderabad, India. Join SKS MICROFINANCE, since 3 July 2006.
- Provided training to new employees and internal/external clients on Product and Procedure of Organization.
- Current CTC is 2.56 Lac
MANAGEMENT SKILLS :-
- Supervise staff of 5 employees performing duties such as interviewing/hiring, scheduling and payroll
- Project management of technical and non-technical projects
- Maintained inventory control for technical and non-technical supplies
- Delegated suggestions and duties to other team members regarding opportunities for improvement in work-related tasks and processes
- Creation of documentation for implemented processes
ACEDEMIC QUALIFICATION :
- B.Sc from Utkal University(2005)
- 10+2 Science from Council of Higher Secondary Education, Orissa (2002)
- 10th from Board 0f Secondary Education, Orissa (2000)

[Guest]

OBJECTIVE :-
Looking for suitable position, new technology exposure and better career.
Dear Sir,
I have came to know through some reliable sources that you have a vacancy for the post of------- -in your renowned organization. Since, I meet all required qualifications and experience conditions, I wish to offer my candidature for the same and supply here under my details relevant to the job. I assure you sir, sir that if selected I shall do my work most conscientiously.

1- Name :- Mr Komal Sharma
6- E mail Add :- Kukomal_21 AT rediffmail.com

Education Qualification :-
B Com from Ruhalkhand University Barilly in 1993.
Intermediate of Commerce from Allahabad Board in 1990.
High School of Commerce from Allahabad Board in 1987.
Experience :-
At Presend working in NBFC Co M/s Panjtan Sadbhawana Finance & Investment Company (P) Ltd. Nagina (Bijnor) post of Accountant from 05 June 2000 work in Tally 7.2 or MS Office.
Work in NBFC Co M/s Ranjor Leasing & Finance Company (P) Ltd. Nagina (Bijnor) post of Accountant Part time from 01 Dec 2009 to March 2012 work in Tally 9.0 or MS Office.
Work in M/s Shan Enterprise Suyash Complex Nagina (Bijnor) post of Accountant Part time from 10 Dec 2010 to March 2012 work in Tally 7.2 or MS Office.
Date-----------------
Place----------------

[Guest]

GAURAV UPADHAYAY
E-Mail ID : gauravupadhayay22 AT gmail.com, gaurav_upadhayay2002 AT yahoomail.com
SUMMARY
TOTAL EXPERIENCE- 3.5 years
Presently working with Bharitiya yuva sakti trust (CII).As a ASST. Manager ((Entrepreneurs development and funding)
DURATION - (20-june-2012 till now).
Total past experience :-
(1)- 6 month experience as a Business Development Manager (BDM) in Red cell technology Noida.
DURATION - (2-may-2009 till 2-oct-2009).
(2)- 9 months experience in Unicon Investment as a post of Relationship Manager Dehradun.
DURATION - (09-oct-2009 to 06-june-2010).
(3)- 1 year 11 months worked with Bhartiya Samruddhi Finance Ltd. (BASIX), Bareilly (UP).
DURATION – (19-july-2010 to 14-june2012).
Well versed with Marketing (Concept Selling, Customer Service Providers), Administration (manage cost & expenditure), Finance like micro finance, livelihood promotion and entrepreneurs development.
OBJECTIVE :
“To be attentive in particular profile where my skills can help to empower the growth of the company”
PROFESSIONAL QUALIFICATION :
2007- 09 Completed Post Graduate Diploma in Management (PGDM) From DIT school of business Grater Noida.
Specialization – Marketing & International Business.
2004-07 Bachelor of Business Administration (BBA) from DCMTE College Dehradun.
Training – One month training in Anand Industries Pvt. Limited Dehradun in Supervision of Mr. P. B. Uniyal (Hr Manager).
ACADEMIC QUALIFICATION :
2004 CBSE Board (12th) from Drona’s International School, Dehradun, Uttarakhand.
2002 CBSE Board (10th) from SGRR Public School, Dehradun, Uttarakhand.
WORK EXPERIENCE :
Organization : Bhartiya Samruddhi Finance Ltd. (BASIX), Bareilly.
Duration : 19th of July, 2010 till 14th of june 2012
Designation : Field Executive
Responsibilities :
Core Function Operation
* Plan & Review Annual Plan & Monthly Plan.
* Executive Appraise, Recommend & Disburse.
* Monitoring Portfolio Quality, Service Quality.
* Managing LSA/LSP time utilization.
TECHNICAL QUALIFICATION :
Well understood of MS-Office, Power Point, Excel and Internet tools.
EXTRA CURRICULAR ACTIVITIES :
* Opened twelve Demat A/c, successful calling to more than 200 customers and generated leads for the company.
* Participated in group dancing competition organized by Dolphin institute of medical sciences.
* Organized several events at school and college level.
PERSONAL DETAILS :
Date of Birth : 13th, March 1985
Mother’s Name : Mrs. Bimlesh Upadhayay.
Father’s Name : Mr. S.N Upadhayay
Permanent Address : D-16 Jyoti Vihar, Ajabpur Danda, Haridwar Road, Dehradun.
Uttarakhand (UA).
Hobbies : Listening to Music and Travelling.
Marital Status : Unmarried
Languages Known : English and Hindi
Nationality : Indian
Strength : Team Worker, Target oriented And Positive attitude
Date :
Place :
(GAURAV UPADHAYAY)

[Unregistered]

RESUME
Dinesh Kumar Chauhan
Email id : abhichahuan2013 AT gmail.com

CAREER GOALS & OBJECTIVE :
To be an essential component of an Organization and work in a Globally Changing Business Scenario, with a practical approach by achieving success in the task assigned to me. I will achieve this by being open to learning while paying attention to detail and maintaining a high standard of professional performance.

EDUCATIONAL QUALIFICATION :
10th from G.I.C Inter College Meerut , U.P
12th from S.M.P. Inter College Meerut U.P

INDUSTRIAL EXPERIENCE :
** Working with NGO Bhartiya Samaj Kalyan Sewa Samiti Roorkee as Coordinator Pr Since October 2012
** Worked with Ritu Pharma in Kahir Nagar Meerut
** Worked with Tata Indicom Sales Executive in Meerut

Skills & Capabilities :
Basic Operating System Dos-& Window , Tally 5.4, 7.2.

Personal Details :
Father’s Name : Mr. Lallu Singh
Nationality : Indian
Marital status : Married
D.O.B : 12th Feb. 1987
Language Known : English, Hindi

[Unregistered]

MOHD AZAM
Email : mohammadazam5491 AT gmail.com

Career Objectives :
To obtain suitable full time position in an Industry / Service organisation to further my career prospects by contributing towards growth and development of the organisation.

WORK EXPERIENCE :
1) Organization : RASHTRIYA SWASTHYA BIMA YOJANA
Duration : 1st Aug 2010 to 31st Dec2013
Position : District Manager
Location : AjmerRajasthan, BidMaharashtra, AllahabadKaushambhiU.P.

What is RSBY-
RSBY has been launched by Ministry of Labour and Employment, Government of India to provide health insurance coverage for Below Poverty Line (BPL) families. The objective of RSBY is to provide protection to BPL households from financial liabilities arising out of health shocks that involve hospitalization. Beneficiaries under RSBY are entitled to hospitalization coverage up to Rs. 30,000/ for most of the diseases that require hospitalization. Government has even fixed the package rates for the hospitals for a large number of interventions. Preexisting conditions are covered from day one and there is no age limit. Coverage extends to five members of the family which includes the head of household, spouse and up to three dependents. Beneficiaries need to pay only Rs. 30/ as registration fee while Central and State Government pays the premium to the insurer selected by the State Government on the basis of a competitive bidding.

2) Organization : Saarthi Microfinance
(A division of Kamal Autofinance)
Duration : 13 Sep 2009 to 30th May2010
Position : Regional Manager (EMP Code 0001)
Location : Jaipur (Rajasthan)

Job summary : The Regional Manager, Member Services is responsible for penetration and ensuring the effective daytoday management of operations for assigned region, with a combined client base of up to 50,000 (10,15 Branch ). Responsible for growth and profitability of the unit as per the quality standard of the organization. Responsible for recruitment, training and development of Unit Manager, Branch Managers and Center Managers ensuring that they contribute effectively to the organization and become effective leaders in the organization.

3) Organization : SKS.MICROFINANCE PVT.LTD.
Duration : 22 Feb 2007 to 13 Aug2009
Position : Unit Manager (Member Service) (EMP Code 2825)
Location : Lucknow U.P.
Job summary : The Unit Manager, Member Services is responsible for penetration and ensuring the effective daytoday management of operations for assigned unit, with a combined client base of up to 25,000 (6,7 Branch ). Responsible for growth and profitability of the unit as per the quality standard of the organization. Responsible for recruitment, training and development of Branch Managers and Sangam Managers ensuring that they contribute effectively to the organization and become effective leaders in the organization.
Responsibilities :
Process Management : Ensure adherence to policies and processes, correcting procedural flaws; ensure proper documentation; support Branch Managers and Sangam managers in troubleshooting field problems and identifying, designing, and suggesting process improvements; Ultimate responsibility for compliance with internal audit recommendations for the branches under the Unit.
Portfolio Quality : Ensure all assigned Branches have 100% repayments, good center discipline, and high attendance levels that meet SKS standards. Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and branch.
Productivity/Profitability : Monitor profitability and performance of assigned branches using various productivity, efficiency and financial parameters as per the business plan. Guide Branch managers and Sangam managers towards achieving optimal standards in all parameters and ensure that their target goals in terms of member acquisition, Portfolio outstanding are met.
Customer Satisfaction : Ensure high level of customer satisfaction through high service quality. Coach BM and SM in analyzing reasons behind customer dissatisfaction and take necessary steps
Operations Management : Ensure that Branches have proper functional support. Ensure effective utilization of operational resources. Support reported in coordinating with Area Office functional representatives submit all the required reports accurately and in time
Growth and Business Development : New branch identification: Identify potential areas for expanding operations. Design and, administer surveys in the new branch areas and prepare a business plan for the new branch and area based on the survey. Suggest Area Manager about new products and services based on clients’ need that can be introduced in existing branches.
Growth and Business Development

4) Organization : NEED (Equity Microfinance)
Duration : 4th Sep. 2006 to 20 th Feb 2007
Position : Unit Head (Member Service) EMP (Code 0056)
Location : Sitapur U.P.

Job Summary :
Unit Head coordinates all the activities at the Unit Level – i.e. Village survey, projection meeting, conducting GRT, monitoring centers, supervising field staff, monitoring staff performance, loan approvals, tallying cash received at the centers, submission of reports to the member service department as and when needed and office management. This person is responsible for growth, penetration and profitability of the Branch as per the quality standard of the organization. This person is also responsible for the training of new staff (Sangam Manager, Assistant Unit Head, and Unit Head) assigned to his/her Unit.

Responsibilities :
Member service management
o Growth & Productivity : Responsible for selecting the village for conducting village survey and projection meeting. Responsible for guiding Sangam managers towards achieving optimal standards in all parameters and ensure that their target goals in terms of member acquisition, productivity (Groups/SM) and penetration (Loan Clients/Center) are met
o Process Management : Ensure adherence to policies and processes, correcting procedural flaws; ensure proper documentation; support Sangam Managers in troubleshooting field problems and identifying, designing, and suggesting process improvements; Responsibility for compliance with internal audit recommendations for the Unit.
o Portfolio Quality : Ensure 100% repayments in all the centers, good center discipline, and high attendance levels that meet SKS standards. Visit the problem centers and help the Sangam Managers in solving the problem whenever required. Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and branch. Responsible for monitoring Loan Utilization Checks as per the Need standard.
o Customer Satisfaction : Ensure high level of customer satisfaction through high service quality. Coach SM in analyzing reasons behind customer dissatisfaction and take necessary steps
Other responsibilities as assigned by AMs and HO.

Operations Management :
Responsible for approval of loan proposals of the members, after thoroughly discussing with Sangam Managers about the requirement and evaluating the case. Note : In a special and distinct case, loans up to an amount of Rs.20000/ can be approved by Branch Manager.
Ensure that Branch has all the required resources and they are properly utilized.
Ensure that Branch have all the necessary legal and statutory compliance
Responsible for submitting the explanation of audit report in prescribed format. This report should also include the actions taken against misconduct or mistakes done.
Submit all the required reports accurately and in time

People Management :
Responsible for monitoring the performance of Sangam Managers, Managing staff at the branch level with constant and regular motivation and assessing the training needs of Sangam Managers.
Responsible for organizing the training for new staff and also delegating the responsibilities of training to Sangam Managers.
Responsible for implementing all the organizational policies and procedures at the branch level.
Implement consistent appraisal process, and improve productivity.

Others :
Responsible for the publicity of the organization at the branch level. Branch Manager is to communicate all the loan process and procedures of organization to local leaders as well as to police to avoid any misinterpretation.
Responsible for public relation management at the branch level. Meeting with all the stakeholders (Local politician, police etc.).

5) Organization : Cashpor Micro Credit
Duration : 11th Nov. 2003 to 1st Sep. 2006
Position : Senior Center manager (Member Service) (EMP code 0369)
Location : Varanasi, Ghazipur (U.P.)

Job Summary : Center manager coordinates all the activities at the Center Level – i.e. Village survey, projection meeting, GRT,Centers meeting, supervising field staff, monitoring staff performance, loan approvals, tallying cash received at the centers, submission of reports to the member service department as and when needed and office management. This person is responsible for growth, penetration and profitability of the Branch as per the quality standard of the organization. This person is also responsible for the training of new staff.
Educational Qualification :
M.A. completed from Faizabad University in 2003.
B.A. completed from Gorakhpur University in 2001.
Intermediate, completed from U.P.Board in 1998.
High school, completed from U.P.Board in 1996.

Computer Skills :
Operating System : MSDOS, Windows 98, Windows XP.
Software Packages : Ms Word, MS Excel, MSExcel.

PERSONAL PARTICULARS :
Name : Mohammad Azam
Date of Birth : 03/02/1980
Father’s Name : Mr. Shahzad Ali
Marital Status : Married
Passport No. : H5279512

Date : 29/07/13
Place: Basti (Mohammad Azam