Studentguide : Bank PO, Clercial Exam Question Papers, Practice Tests

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Studentguide : Bank Probationary Officer PO, Clercial Exam Question Papers, Practice Tests

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[Guest-IJT]

Dear Sir/Madam,

I Bidyut Pal, take an opportunity to forward my CV, on a view to work in your esteemed organization suitably.

I am master in HR and Marketing. I possess total 5 years and 5 months of qualitative experience in the multiple diversified areas of Life Insurance, Export of handicraft products, Tourism at Jodhpur, Credit Appraisal, Sales & Marketing, Accounts, Technical & Recovery, (in cities like Baroda, Pune, Jaipur, Bhilwara, Kolkata & Durgapur) for home loan in DHFL. Professionally I am looking for an assignment leading to further enhancement of my knowledge & experience. I am confident in myself to do my best with determination and sincere efforts. I shall leave no efforts unturned to justify my existence.

Today where we stand, we see the market, technology, and various products are changing rapidly, globally. But, still I am confident in myself to accept the ongoing challenges and go ahead to meet the organization goal with total endeavor.

In my opinion, things may be difficult to get going but totally not impossible provided one has courage, willpower, vision, ethics and above all is the determination and total confident in own self. Building trust by developing mutual respect with people around us. I always try to overcome the barriers to success by inspiring myself by positive thinking into attitude, ambition and immediate action. Even in today’s, competitive world, one need to have high profile professional in the field of service sectors, but still I feel myself capable of undertaking any responsible job best on my gained skills and experiences.

I am looking for a job which has wide scope of work and learn in a wide range sector. I also wish to work hard to stand on a better platform for the best.

Enclosed, please find my C.V. for your kind perusal and consideration. I shall ever remain grateful to you and the organization, should I be given with an opportunity to work for.

Thanking you in anticipation and looking forward for a favorable reply.

With warm regards.


BIDYUT PAL
E Mail ID: bidyutpal1981 AT indiatimes.com

Objective: Seeking a position to utilize my skills and ability in your organization that offers professional & personal growth while being resourceful, innovative and flexible.

Personal Skills: Good administrative skill, comprehensive problem solving ability, excellent verbal & written communication skill, ability to deal with people diplomatically, willingness to learn and team facilitator.

Educational Qualification: M.B.A. in HRM, M. Com. in Business Administration (Specialized in Marketing) and Bachelor in Commerce.
Computer Knowledge: Basic operations of Windows 98, XP, Vista and IBM Lotus application.

Future Goal: To pursue PHD in management.

Core Competencies
Business Development
- Identifying and developing new streams for long-term revenue growth and maintaining relationships with customers to achieve repeat/ referral business.
- Utilising the public information and personal network to develop marketing intelligence for generating leads.
- Leading, training and motivating teams, ensuring their career development and positive contribution to the company.

Customer Relationship Management
- Mapping client’s requirements & providing them best home loan products / solutions; identifying prospective clients, generating business from existing clients.
- Identifying causes for dissatisfaction among customers & taking steps to over come the same.
- Analysing and planning to capture the customers from the lost sale database of the territory.
- Building & maintaining healthy relations with clients; ensuring maximum customer satisfaction for referral business and program.

Channel Management
- Identifying and networking with channel partners, developing the distribution channel, resulting in deeper market penetration and reach.
- Evaluating performance & monitoring their sales and marketing activities.
- Evolving market segmentation & penetration strategies to achieve targets.

Key Account Management
- Mapping client’s requirements and providing them customized business solutions through presentations and demonstrations.
- Identifying and networking with prospective clients, generating business from the existing accounts and achieving profitability and increased sales growth.

An Overview
Result-oriented dynamic professional with over 5 years and 5 month of qualitative experience in the multiple diversified areas of Life Insurance, Export of handicraft products, Tourism at Jodhpur, Credit Appraisal, Sales & Marketing, Accounts, Technical & Recovery, (in cities like Baroda, Pune, Jaipur, Bhilwara, Kolkata & Durgapur) for home loan in DHFL.
Previous Work Experience
Worked as a Customer Care Executive in Reliance Web World Express, Jodhpur.
Worked as a Customer Service Associate in Narrowcasters (India) Pvt Ltd at Mehrangarh Fort in Jodhpur.
Worked as a Supervisor in Cross Country handicraft factory in Jodhpur.
Worked as a Turn Over Manager in Ranbaxy Insurance Company in Jodhpur.

Professional Experience in DHFL.
(01st November 2006 – 13th March 2010)
As an Officer – Credit Appraisal
Key Highlights:
- Handling entire operations of the branch.
- Initiating and consolidating the builders and channel partners tie up.
- Organising the promotional activities.
- Overseeing functions like marketing, credit appraisal, technical, accounts and recovery.
- Managing and motivating the branch team.
- Providing excellent and fast customer services and building relationship with customer.
- Interviewing customers to know their needs.
- Processing Home Loan Applications for disbursement.
- Recommending and sanctioning the files.
- Docketing, business visits, property & site visits.
- Evaluation of credit worthiness of salaried, business class and professional borrowers.
- Scrutinizing the necessary KYC and income documentations for home loan proposals.
- Maintaining daily MIS etc.

Strength: Full commitment towards work, willingness to learn new things, confident in myself, with positive attitude and willpower.