Repco Bank Ltd recruitment 2009 : AGM Credit, Accounts

[mskavi]

Repco Bank invites applications from Indian Citizens for the posts as follows:

Last date for Receipt of Applications : 30.09.2009

AGM/ DGM (Credit) MMGS –III / SMGS-IV 2
AGM/ DGM (Information Technology) MMGS –III / SMGS-IV 2
AGM/ DGM (Accounts) MMGS –III / SMGS-IV 2 2
Chief Relationship Manager (Marketing) MMGS –III / SMGS-IV 1

EMOLUMENTS PER MONTH:
Scale -III Rs.18240-560/5-21040-620/2–Rs.22280 Rs.4.99 lac

SELECTION PROCEDURE
In respect of recruitment of Specialist category posts Selection will be made on the basis of performance in the interview process.

HOW TO APPLY
Candidates who satisfy the eligibility norms should submit their application in Bio – data form in English; typed on thick A4 size sheet, with one recent passport size photograph affixed on the application on the top right hand corner and indicating prominently in Bold letter the post for which he/she is applying at the Top. The format of the Application Form is available at Bank’s Web-site.

Two passport size photographs should be attached along with the application.

Applications should reach the Bank on or before 30.09.2009

For more details:
http://www.repcobank.com/pdf/advertisement.pdf


About Repco Bank
REPCO BANK Ltd., was commenced in the year 1969 by Govt. of India with the main objective of rehabilitating repatriates from Burma and Srilanka. The Schemes are open to all on admission as members of the bank so as to enable the bank serve its main objective effectively. The bank is governed by the Ministry of Home Affairs, Govt. of India.

REPCO BANK( Govt. of India Enterprise )"REPCO TOWER", No.33, North Usman Road,T.Nagar, Chennai 600 017, INDIA
Telephone +91-44-28340715
+91-44-28342845
+91-44-28344037
+91-44-28344037
E - Mail ho@repcobank.co.in
Website http://www.repcobank.com
http://www.repcobank.co.in

[Guest-IJT]

Nitin Jain
Email: nitin_jain1109 AT rediffmail.com

Credit Manager “Retail Banking”
Seeking challenging and growth oriented managerial level assignments in retail banking sector. ________________________________________
Careers Synopsis
5+ Years of experience in the area of:

Audit Management Credit Management Customer Services
Operation Management Risk Management MIS Reporting
- Budget analysis & customer’s interview to calculate the in-depth credibility of the applicant.
- Credit & Risk analysis of customer’s to calculate the in-depth credibility (Intention to pay & Capability) of the applicant Quality check on the processing of the file.
- Setting out Quality Standards of various operational areas, ensuring a high –quality customer experience, while adhering to the SLAs and work processes.
- Ensure that approvals are 100% complete as per the programs and policies approved by the business and the documentation’s is 100% complete and accurate.
- Implementation of negative areas/profiles list as per the delinquency analysis.
- Monitoring timely renewals of credit limits. & mitigating risks.

CAREER CONTOUR
INDIABULLS Ltd, New Delhi
Branch Credit Manager in Commercial Vehicle

Credit Management
- Credit & Risk analysis of customer’s to calculate the in-depth credibility (Intention to pay &
Capability) of the applicant Quality check on the processing of the file.
- Handling Credit appraisal of the customers for all product within norms & guidelines of the company
& sending approvals request to higher authorities for the deviation required.
- Appraising the credit worthiness of a person applying for loans.
- Budget analysis & customer’s interview to calculate the in-depth credibility of the applicant.
- Quality check on the processing of the file.
- Taking P.D (personal discussion) with Customer (Home & Office).
- Maintaining daily productivity and turn around time for approval of application with respectable
approval rates.

Operation Management
- TAT & smooth functioning of end to end operations in the unit for loan processing
- Ensure that approvals are 100% complete as per the programs and policies approved by the business and the documentation’s is 100% complete and accurate.
- Maintain low discrepancy rate on the files.
Risk Management
- Preparing case studies on the delinquent cases of the month & pointing disconnects/loop holes and suggesting he same in credit committee meeting (CCM) for policy improvement
- Monthly analysis on Fraud rejected data & delinquent data, to study the flow of the business.
- Implementation of negative areas/profiles list as per the delinquency analysis

Venders Management
- Guiding for the quality of visit to FI Agency department for the applicant verification & decision on the approval accordingly
- Guiding for the quality of visit to FCU department for the applicant verification & decision on the loan approval accordingly
- Handling Bank Venders Team who are responsible for Starting to end (Process Dip testing to Send to Operations)

Collection
- Handling Local Collection, Front end and regular bouncing of the branch.
- Tracking of Skip cases.
- Maintaining MIS of Monthly collection data and tracking the portfolio that has maximum no of collection problem.

WORKING EXPERIENCE
Company Name HDFC Bank.
Title Asst. Manager
Specialization Audit/ Credit /Customer Service / Collection
Industry processing unit of Auto Loan(New & Used Cars).
Duration March 2008 to Jan 10

Company Name Centurion Bank of Punjab.
Title Asst. Manager
Specialization Audit/ Credit /Customer Service / Collection
Industry processing unit of Personal Loan, Auto Loan, TW Loan, Three wheeler &
Trade Advance.
Duration June 2006 to March 08

Company Name Centurion Bank of Punjab.
Title CPA
Specialization Audit & Credit
Industry processing unit of Personal Loan, TW Loan, Three wheeler &
Trade Advance.
Duration Jan 2005 to May 06

Company Name Shiv Saroj & Associates.
Title Executive
Specialization Statutory and Tax Audit
Duration March 2003 to Dec 2004.

QUALIFICATIONS
- M.B.A in finance from National Institute of Management from Maharashtra.
- B.Com (Pass) from Delhi University in 2003.

IT SKILLS
- Well versed with Windows, MS Word, Excel, Power-point and internet Application.

PERSONAL DETAILS
Date of Birth : 3rd August 1982
Language Knows : English & Hindi

Place Delhi

Dated –