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[QUOTE=Unregistered;285944]`D.MURALIDHARAN 09.06.13 [b][u][b][u]Email [/u][/b] [/u][/b]: lynnmur AT rediffmail.com lynnmur09 AT gmail.com [b][u][b][u]Re [/u][/b] [/u][/b]: CREDIT APPRAISAL -TRICHY With reference to your advertisement, I enclose my resume for your kind attention. At present I have been taking up consultancy assignment in the areas of – AUDIT, FINANCE, MARKETING, Banking, HR & Admin – (Consultancy / contractual assignment) covering SOUTHERN STATES. I have been travelling 10 to 12 days in a month. If you are satisfied with the bio data given below, kindly contact us Muralidharan We have a team of experienced Finance professionals – Over 30 years experience in Banking / Finance / Audit Marketing professionals – Financial products & FMCG Products Experienced AUDIT professionals Chartered Accountant (at Chennai) – FCA, DISA – Over 14 years experience in Audit – Bank Audit, statutory Audit, System Audit, Revenue audit & Concurrent Audit With my experience in FINANCIAL (Bank & NBFC) & FMCG sectors, I am confident of taking up this assignment. We are keen to take up Audit assignment in TAMILNADU or Any other cities in SOUTHERN STATES. we are keen to take up Audit work assignment / OUTSOURCING OF AUDIT Having served over 30 years with Bank of India, I opted for VRS in 2000. During my Banking career (over 32 years), I worked in Branches as officer – most of the times in charge of Credit portfolio, then as Manager – 3 successful assignments – major business activities – Agriculture / Allied activities, SSI, Small & medium entrepreneurs, Main focus was Agricultural lending – Crop finance, Irrigation finance – Special lift irrigation schemes, Investment credit (Agricultural & SSI sectors) Micro finance, Finance to Women Self Help Groups – Finance to Milk Societies I also worked in controlling offices Planning, Operations, Follow up Audit, Training, and Marketing. [b][u]EXPOSURE IN BANKING SECTOR [/u][/b]: Worked as a successful Manager for 3 terms and surpassed business targets. Worked in Zonal offices Chennai (southern Zone – 220 branches, 3600 staff) and Bhopal (M.P.Zone – 245 Branches and 4000 staff) in various departments. Planning department, Operations Department, Balance sheet cell, HR dept, Follow up Audit cell etc. Preparing budgets, Targets for Zone, Regions and Branches, Consolidation of Zonal Balance sheet and Profit & Loss, Follow up Audit reports with Branches and Closure of various audit reports in the Zonal committee meeting, Business review meeting and taking lectures in the Training centers. Marketing of Financial products – Deposits mobilization, Loans – vehicle, consumer, personal, GOLD and housing loans, Credit cards, etc. Focus on RECOVERY & follow up in NPA accounts. [b][u]I have good educational background and exposure in [/u][/b]: BANKING – over 30 years in a Nationalized Bank – both in branches and administrative offices (over 200 branches and over 3000 staff) MARKETING – Marketing of Financial Products – over 15 years Marketing of FMCG products – over 3 years AUDIT HR & TRAINING I am a trainer for ICICI DRAs. [b][u][b][u]FMCG ASSIGNMENT [/u][/b] [/u][/b]: 2003 – 2006 – Head of Sales Operation, Tamilnadu – FMCG I completed 3 + years assignment with Jyothy Laboratories Ltd. The nature of job is similar to Market Coordinator and with some additional responsibilities – Administration, Planning Marketing strategies, HR and Market research. [b][u]Details of the assignment – 2003 – 2006 [/u][/b]: FMCG – MARKETING – Planning Marketing strategies , Market research, and developing professionalism among sales people. To increase sales Streamlining depot functioning AND PROFITABILITY Monitoring super stockists and profitability Stabilizing Brands, Primary and Secondary market. Performance appraisal of staff – starting from sales man to Sales managers – marketing as well as administrative staff. Recruiting marketing / administrative staff and giving them basic / initial training – over 100 persons recruited. Conducted periodic training for them. [b][u]FMCG assignment – Result – [/u][/b]: It was a successful assignment – In two years the sales increased by 50%. Substantial growth was observed in new products and at the same time sales of the Prime product (Market leader) was very steady. No major rate problem in the market. Good growth in secondary and primary markets [b][u][b][u]AUDIT ASSIGNMENT [/u][/b] [/u][/b]: Worked for an Audit firm for 3 years 2000 – 2003 Assignment with an Audit Firm – Statutory Audit, Concurrent Audit, Revenue Audit And Inspection of Units – Banks – Canara Bank, KVB, LVB, and CUB [b][u]From 2007 – till date [/u][/b]: At present I have been taking up AUDIT of branches of a reputed NBFC groupInternal Audit and Concurrent for Gold loan Branches. I taking up Training program for Banks & NBFCs I have been working minimum 10 to 12 hours a day / 6 or 7 days in a week / minimum 10 to 12 days travel in a month. My experience in Sales, FMCG Marketing, HR, Banking & Finance, and Administration yielded good results in conducting AUDIT [b][u][b][u]Qualifications [/u][/b] [/u][/b]: B Sc, MA, CAIIB, PGDBM [b][u][b][u]Mother tongue [/u][/b] [/u][/b]: Tamil [b][u][b][u]Expected salary [/u][/b] [/u][/b]: Depending upon the nature of work assignment Approximate number of says travel in a Month Reimbursable Boarding & Lodging expenses. Kindly inform me the nature of work / salary and the number of days travel in a month. I am willing to take up this assignment, if found suitable. Thanking you, Yours truly, D.Muralidharan.[/QUOTE]
