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Title:

[QUOTE=Guest;201217]Rakesh Kumar Sharma
 rakeshkumar70 AT rediffmail.com , rakesh7015 AT yahoo.com 
 
PGDBA/MBA (Finance) NMIMS University, Mumbai. 2010 67 %
BA (Arts) Osmania University, Hyderabad. 1995 50%
Diploma in Electrical Engineering E & ITI, Air Force, Bangalore. 1992 PASS
XII(Science) Karnataka Board 1990 51%
X CBSE, New Delhi. 1987 64%
Organization Avon Housing Society ( Real Estate)
Duration 03 Sep 2011 Cont-----
Title Consultant
Organization American Home Mortgage Servicing India pvt ltd Pune, India.
Duration 16 December 2010 to 03,Sep 2011.
Title Senior Process Executive - Band 3
Department HRF ( Underwriting ) - Home retention Foreclosure department
Functional Responsibilities - Review and analyzes credit reports, loan applications, income documentation, employment records, and court documents and verify as needed to determine borrower’s ability to meet requirement of loan.
 - Calculate income for all type of borrowers by reviewing paystubs, tax returns, W2s, Social Security award letters, 1099, P&L accounts, Rental income, Child Support, Alimony, Bank statements, etc.
 - Responsible for the accurate and timely processing of Traditional modifications.
 - Update system to reflect current status as well as any action performed in connection with the modification process.
 - Follow insurer and investor guidelines to ensure compliance.
 - Work within defined timelines to perform underwriting tasks according to schedule.
 - Present findings to management with proposed recommendations as applicable.
 - Maintain compliance with all departmental productivity and quality standards.
 - 
 - Thorough knowledge of account recognition and handling procedures. 
 
Organization TCS e-Serve Ltd(formerly Citi group / E-Serve International ltd )
Duration 01 March-2004 To 13 December 2010.
Title Senior Process Officer
Department Appraisal Management (Wholesale lending Operations- Originations)
Functional Responsibilities - To investigate that the System is processed & updated for the Appraisal report information and to get the exact valuation as of today . Maintaining SLA targets like TAT, Accuracy while working on incoming faxes.
Other Responsibilities - Maintaining and analyzing Unit Production Time (UPT) report for team.
 - Assisting Team Leaders by preparing reports like MIS, Production Report, Forecasting.
 - Maintaining records of updates, Process notes & Map received in the process from time to time.
 - Assisting Team Leader in day to day activities.
 - Helping Team Leaders to maintain standards require for COPC, RCSA.
Department Quality Analysis-Underwriting (FHA Loans) – ( Cross training provided )
Functional Responsibilities - To perform daily Quality check for underwriters on loans originated by CMI Retail, Wholesale and Correspondent Channel as per CitiMortgage policies and investor requirements. 
Other Departments
 Verification of Employment / Citi SFT / Kofax Archiving / HELOC (Originations)
Training attended - Citi quality overview
 - Fair Lending , Antimony laundering
 - Information awareness
 - Fraud awareness
 - Time Management
 - Advance Excel 
 - Advance Communication skills
 
Achievement - Received Certificate of Appreciation from client in Mastering Biscom Archiving under Wholesale Lending Operations.
 
Organization APTECH Computer Education Ltd. Khadaki - Pune
Duration July-01,2003 Till 28 Feb 2004 (08 Months)
Title
 Administration In charge / Counselor.
 
Functional Responsibilities
 Administration / Vendor Management / Consulting new students 
Organization Indian Air Force
Duration 13 July 1990 to 30 June 2003
Title Non Commissioned Officer – Electrical Branch - Operations
- MS Office (Advanced Excel Skills)
- Talley – 9 . ERP
- Internet Savvy 
- Competent on keyboard and computer handling.
[b]DECLARATION [/b]:
 
 I solemnly declare that the above information is true and correct to the best of my knowledge.
 I understand that if any information given above is found false/incorrect my candidature is liable to be
 rejected.
[b]Place [/b]: Rakesh Kumar Sharma[/QUOTE]

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