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[QUOTE=hemalathaijt;192041][B]B.B.A. DEGREE EXAMINATION – 2010
(FINANCIAL PLANING) 
(FIRST YEAR)
 (PAPER – II)
520. ELEMENTS OF INSURANCE
May)                                                                                  (Time: 3 Hours[/B]
[B]Maximum[/B]: 100 Marks

[URL]http://annamalaiuniversity.ac.in/oldquest/[/URL]
[URL]http://annamalaiuniversity.ac.in/oldquest/may10/1526.doc[/URL]

SECTION - A
Answer any TEN questions.                     (10 × 2 = 20)

1.Why do we need insurance?
2.What do you mean by cargo insurance?
3.What is voyage policy?
4.What is assignment?
5.Give the meaning of Double Insurance.
6.What do you mean by partial loss?
7.State the meaning of cover notes.
8.What is meant by morale Hazards?
9.Comment on the term ‘Renewals’.
10.What is fire wastages?
11.What do you mean by warranties?
12.Define “Marine perils”.

SECTION - B
Answer any FOUR questions.                 (4 × 10 = 40)

13.What are the functions of insurance business in India? Explain.
14.Explain the progress of general insurance business in India.
15.What is the difference between Insurance and Assurance?
16.Distinguish between assignment and nomination.
17.What do you understand by policy conditions?
18.Define fire insurance contract. What are the characteristics of a fire insurance contract?
19.Explain the role of Causa Proxima in Marine Insurance.

SECTION - C
Answer any TWO questions.                  (2 × 20  = 40)

20.Explain the essential elements of contract of Insurance.
21.Discuss the various fundamental principles of life insurance contract.
22.Explain the various clauses of a marine insurance policy.
23.Discuss the various kinds of fire insurance policies.[/QUOTE]

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