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[QUOTE=Guest;182839][b]Sub [/b]: For the post of RECOVERY OFFICER 
[b]Re  [/b]: Recovery for Personal loans / Housing loans Mortgage Loans / Vehicle loans etc., 
 Name Stanley Ponnuswamy Nadar
 [b]Email address [/b]: nadar_stanley AT rediffmail.com 
Qualification Passed SSC in Mumbai English Medium
Qualification Graduation in commerce (Mumbai)
Additioanl Basics in Computer (Word , Excel, and internet)
Experience Worked in GKB Marketing services Private Limited in the recovery department, and marketing department for five years with outdoor work of recovery in Mumbai, Hyderabad, Chennai, Bangalore, Salem etc., as a Recovery officer. & Franchise Manager
Experience Worked as a Recovery Executive for two years in recovery of Personal Loans and Credit Cards for NCCB Pvt ltd. The company is a Direct Marketing Agent of several Banks dealing in the field of Recovery of Credit cards, Personal Loans, Housing Loans, Vehicle Loans, and also secured and non-secured loans for HDFC bank, ICICI bank, Barcklays bank, Standard Chartered Bank, Indus Ind Bank, etc.,
Experience Working as a manager in J C Associates for the last eight years as a loan processing officer. And recovery officer. The company is dealing in housing loans, mortgate loans, educational loans, vehicle loans, Business Loans Project Loans. The Company is authorised DSA for banks like State Bank of India, Standard Chartered Bank etc., Centurian Bank, ICICI Bank, Barcklays Bank etc.,
 Work also includes follow up in Advocate Title report 
 And Legal Search, and get in touch with the customers and the Society or the Builder to clear the legal report in case if there is any problem in the chain of agreements 
 
 Follow up with the valuation report with the valuater
 Follow up in recovery of NPA accounts in a proper manner as per the rules and regulations laid down by RBI from time to time,
 Independent drafting of letters to be sent to the applicants, and the guarantors. for speeder recovery
 Serve notices to the Applicant and the co-applicant and the Guarantors, if found that the payment is not received inspite of calls.
 Visit theApplicants office and the guarantors office and remind follow up with the payment, and inform and give the customers knowledge about SARFASI notice.
 Finally visiting the society secretary or the builder for co-operation with us since the appllicat is a defaulter and permission to stick notice on the door and the NPA account
 Follow up with the advocate and serve Section 138 notice to the customers in case of cheque default
 Follow up with the courts and attend the applicants hearing and reomove court summons incase the customers is not present in the court 
 
 Removing bailable warrant, and non-bailable warrant in case if the applicant is not attending the court
 Serving warrants to the concerned police station issued by the court and informing about the summons or warrant to the customer to induce him to make the payment faster to the bank
 Since I am in this Recovery field working for more than ten years, I am very well skilled with the inns and outs of the customer excuses, talks, complains, grievences etc. The recovery job will be done, politely within the banks norms , without causing any inconvenience to the bank nor to the customers, while keeping in mind the target to be achieved within the specific period.
Languages known English, hindi, marathi, and Tamil (written and spoken)
Other Having two wheeler byke for field work, with complete knowledge of Mumbai city and other places.
Hobby travelling, and working at odd hours
Present Salary 35,000/- per month approx excluding other perks like travelling, petrol charges, commission on recovery, and also working on holidays, and other incentives if recovery target is completed within the stipulated time.
Expected salary As per the terms of the company applied from time to time
Reason for leaving Good prospectus and growth
Thanking you in anticipation and awaiting for your favourable reply
Your truly 
Stanley Nadar[/QUOTE]

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