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[QUOTE=Guest;141871][b]Name  [/b]: Sayeeda Al Rubab
[b]Email  [/b]: sayeeda16 AT gmail.com 
Dear Mr. /Ms.
 I am writing this cover letter to your esteemed organization after understanding about the job opening that is available in your company. I have enclosed my resume which will provide you a more detailed description of my education, interests, and work experience. 
I have done my articles from an esteemed organization and I look forward to join your firm as soon as possible. In my previous positions I have handled Internal Audit, Statutory Audits, implementation and compliances. In addition to my experience I also possess extraordinary communication and managerial skills. 
I am looking forward to meet you personally so that I can further discuss with you about my qualifications and experience. If the company requires then I am also ready to relocate for this job. You can conveniently contact me through my personal e-mail id or telephone number that is mentioned above. 
Thanks for your consideration.
Seeking a suitable position in the area of Assistant Finance Manager / Financial Analyst /Audit & compliance with a dynamic and reputable organization, where I could utilize my professional experience & knowledge
 
PROFILE SYNOPSIS
- Chartered Accountancy and Company Compliance with over 4 years management experience In Corporate Finance, Planning & Business strategy.
- Obtain the latest status of cases involving fraud, vigilance and matters under investigation having effect on the accounts and its reporting requirement.
- Played leadership role in areas like infrastructure optimization, business continuity planning, business development and several HR related initiatives. 
- Conversant with International Financial Reporting Standards (IFRS),
- Demonstrated capability in achieving substantial cost saving through meticulous financial planning, ability to influence decision and team –led execution
- Setting up various department of the company which includes Front office Accounts, Audit, Human Recourses, Depository Services, Customer services, Marketing etc. 
- Experience in spearheading a wide spectrum of finance & accounts activities encompassing finalization of accounts, credit control, Accounts Payable, taxation, auditing and MIS reporting.
- Experience of Merger & Amalgamation, Business/Share valuation, Take –Overs and IPO handling, arranging the working capital and project Financing etc
- Flexible individual with strong analytical, inter-personal communication/human resource skills
- Handling banking operations , Bank audits, letter of Credit,& payroll 
- Performed treasury function/banking including fund management.
- Drafting of Memorandum and Articles of Association and Compliance with Ministry of company Affairs in the course formation of Company. And filing of E- forms to MCA.
Professional Qualification 
THE INSTITUTE OF CHARTERED ACCOUNTANT OF INDIA
Institute of Charted Account of India, Final Exam attempted in May-2011 (Results awaiting) 
Institute of Charted Account of India, Professional Education- II examination Cleared both Group -2007 (C.A INTER)
 
THE INSTITUTE OF COMPANY SECRETARIES OF INDIA
PROFESSIONAL PROGRAMME - Final Exam attempted in- June-2011 (Results awaiting)
EXECUTIVE PROGRAMME Cleared in -2010 (C.S INTER)
Academic Qualification
Graduated in Bachelor of Business Management from MICRO BUSINESS MANAGEMENT COLLEGE 2006(Affiliated to Mangalore University, Karnataka, India.) 
Pre- University College from St. Mary’s Pre University College, Shirva, Karnataka board India. May 2003 First class with Distinction
Higher Secondary from Christian high school, Udupi Karnataka Board , India. May 2001 First class
 COMPUTER SKILL 
Successfully completed compulsory computer training from Board of studies of Institute of Chartered accountants of India
Successfully completed compulsory computer training from Board of studies of Institute of Company Secretaries of India
WindowsXP, MS Word, MS Excel, Power Point Internet & Multimedia
[b]Accounting package [/b]: Tally ERP-9, Functional knowledge of Accounting and ERP packages
 Co-curricular & Extra Curricular Activities
[b]Competitions [/b]: Inter Collegiate Competitions, Quiz , Debates, Management Games
Interest in attending conference, workshop, seminars, Debate, meeting of financial bodies.
 Professional Experience 
May2007-March 2011 Ganesh &Sudhir Assistant Finance Manager & Audit Head 4YEARS 
Assistant Finance Manager & Audit Head with Ganesh & Sudhir . Chartered Accountants, Udupi. Karnataka India.
- Audit of Banks, Financial Institutions, Private Limited Companies, Sole Trading concerns and Partnership firms, Association of persons, Trusts and Societies. 
- Internal Audit of all accounts of the company which includes the cash book, bankbook, General Ledger , journal , and bank reconciliation & physical stock audit.
- Studying the Internal processes and control on a continuous basis and implementation of system to streamline the same as to plug the revenue leakages & optimize business risk with strong flair for cost control, billing, collections, MIS and statutory requirement.
[b]- Statutory /Regulatory Compliances [/b]: Preparing tax plans and ensuring timely filing and assessment of Income Tax cases & Sales Tax cases including TDS, Service Tax returns in compliance with statutory tax acts
- Statutory Compliances relating to payroll and employee related compliances.
- Income Tax and sales tax Computation
[b]CORPORATE [/b]:
[b]Bank Audits [/b]:
SYNDICATE BANK, VIJAY BANK, & INDUSTRIAL CO-PERATIVE BANK
Worked as an Statutory Auditor for Syndicate bank Head office Manipal in Employee Provident Fund cell, Employee Pension Cell, and Employee Gratuity Cell, Udupi Karnataka.
1. Audited INVESTMENT PORTFOLIO of EMPLOYEE WELFARE FUND OF Syndicate bank Head office Manipal For 3 years
2. DEPOSITS, Dormant Accounts , Interest calculations & Tax Deducted at Source 
3. ADVANCES, Verification of Advances, Credit Appraisal, Sanction and Disbursement, Documentation
4. OVERDUE/ MATURED TERM DEPOSITS 
5. Verify the details of customer profile with KYC, verify the loan document
6. Verification of Loan Documents of Vehicle loan, mortgage loan , housing loan , personal loan and cash credits and other term loans.
7. Verification of Gold Loan documents, Verification of Gold Quality & Estimate the market value and check the value of sanction accordingly. 
8. Currency chest audit.
 
[b]Company Audit [/b]:
Construction, Hospitality Group, Export Company, Trading Companies.
 Internal Audit of all the accounts of the company which includes the cash book, bankbook, 
 [b]Budgeting [/b]: Business Planning & forecasting which involves preparation of annual financial plan & budget for company. Reporting of business gross margins, Cost benefits analysis of various business segment & branches.
 [b]Variance Analysis [/b]: Preparation of annual data, variance with respect to sales and expenses etc. Analysis of overhead expenses at HO, branches, which involves analyzing financial feasibility of new project, analyzing project performance month and reporting variances to Group Heads.
 Profitability Analysis and Ratio Analysis.
 Preparation and drafting of articles of association and Memorandum of Association. 
 
jan’2007 to April’2007 Devanand And Co, Audit Assistant
Audit Assistant with Devanand Co . Chartered Accountants, Udupi,India 
- Preparing daily reports to Managing Director.
- Handling Debtor and Creditors periodically. (Receivable & Payable A/c)
- Preparing Bank Reconciliation Statement.
- Credit control.
- Stock valuation.
- Preparing costing statements.
- Monthly Trial Balance, Profit & Loss A/c and Balance Sheet. Invoicing, payment follow-ups, maintaining clients accounts.
April’2006to Dec’2006 Prabhajit & Co Accountant
Accountant with Prabhajit . Chartered Accountants, Udupi,India 
- Successfully handled overall accounts operations pertaining to daily accounting, finalization of accounts etc.
- Compliance to all statutes including Income tax, Sales tax and Excise and Companies Act
- Converted the manual accounting system to computer based accounting system[/QUOTE]

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